Hot Today

Wise Bread articles that are hot today.

HP Giving Away $500 to a Lucky Wise Bread Reader

To enter tell us your smartest investment. It can be anything! A degree, cooking lessons, hot stock, or a great pair of shoes.

10 Fun Ways to Wrap the Gift of Cash

Almost everybody enjoys the gift of cash, but a thin envelope isn't much fun to unwrap. Make your next cash gift thoughtful (and fun!) with these clever cash packing ideas.

How to Find the Best Back to School Sales

Those back-to-school lists get longer every year. Stock up on supplies while raking in the savings with these sales strategies.

How to Tell If Someone Is Lying (Other Than the Long Nose)

Most of the time we trust other people to tell the truth, but sometimes something doesn't seem right. Here's how to tell if someone is fibbing.

How to Avoid Getting Your Credit Card Canceled

Find out why your credit card could be canceled on you without notice, and tips to help avoid it.

15 Adventurous Things You Should Do Before You Die

A trip to the moon (or even to orbit) is probably out of reach, but there's still plenty of affordable adventure on the ground. Start dreaming with this list.

9 Gifts That Won't Become Clutter

Everyone loves gifts, but no one likes clutter. These minimalist ideas all make for a perfect present.

8 Essential Pieces for Your Capsule Wardrobe

Lucky day! Capsule wardrobes are on trend again, which is great for closets and budgets. Start stocking your minimal collection with these smart basics.

10 Investing Lessons You Must Teach Your Kids

Teach your children smart investing early, and you'll set them up for a lifetime of good financial decisions later.

How to Find Your New Identity After Retirement

Your job is part of who you are. What happens when you leave it?

Big List of Student Discounts

Whether you're in college or high school, there's a bevy of discounts available to you, from dining to travel to movies and more.

Screwdrivers to Saws: Stocking Your First Toolbox

A trip to the home improvement store can overwhelm when you're trying to buy your first set of tools. Before you shop, read this guide.

Should You Become a Landlord Instead of Selling Your Home?

With the housing market still in the dumps, many of us have become "accidental landlords." Should you join us?

Front-loaded loans: a financial conspiracy?

A tip from Eric Fedewa sparked a discussion between Wise Bread bloggers (Andrea Dickson and me). He brought a new financial term (front-loading) to our attention that indicates how

20 Ways to Live Large in a Small Space

Clutter piles up fast and eats up your square footage — especially if you live in a small space. Make the most of the space you have with these simple space makers.

What’s the Difference Between Student Loan Refinancing and Consolidation?

No, refinancing and consolidating your student loans aren’t the same thing! Learn the difference and what’s right for you!

How to Do a One-Month Spending Freeze

If you want to jump-start your financial goals, a spending freeze might be just what you need. Here's how to make it happen — and even have fun while doing it.

4 Steps to Simplify Car Shopping in the New Year

Before you head to the dealer for a new car this year, make sure you have your finances in order.

Could a Divorce Improve Your Finances?

When I was single, I thought that getting married would reduce my expenses greatly, and after I got married I realized that in some instances

22 Fun and Free Summertime Exercise Ideas

Summer is the perfect time to have fun outside and get fit. Here are more than 20 ways to enjoy yourself and exercise at the same time.