Hot Today

Wise Bread articles that are hot today.

Choosing Life Insurance: Term or Permanent?

What is better: buying life insurance at a low price that lasts for a certain term (typically, the income-generating part of the insured’s life) or purchasing a whole life policy f

Can Tiny House Living Actually Save You Money?

The latest trend in real estate is living large in a really small space. Seems like that should be a money-saver, right?

Choosing the Right Mortgage Loan: 15 or 30 Years?

Getting a 15-year mortgage might seem like a no-brainer — it means you'll spend less overall — but there are good reasons to consider a 30-year as well.

Why Our Brains Want to Buy New Stuff, Even When We Don't Need It

Overspending on stuff you don't need is a problem for many Americans. Learn why the solution is not so simple as "spend less," and what you can actually do to help.

25 Essential Tricks for Quick and Easy Cleaning

Who has time to clean? Get your place ship shape in a hurry with this collection of clever cleaning shortcuts.

7 Easy First Steps to Paying Off Debt

Facing debt can be overwhelming. Where do you start? These simple steps will start you on the path to repayment.

The U.S. Savings Rate Has Tanked — Here's Why That Matters

The U.S. savings rate is the lowest since the Great Recession. Do you need to get your savings back on track?

10 Reasons to Stop Buying Gas Station Food

Put down the Big Gulp and walk away. You're wasting money for the convenience — and who knows where that cup has been?!!

The Financial Perks of Being in Your 20s

From student loans to pitiful pay, you may wonder if there are any financial perks to being young. Good news! There are many.

The 5 Best Massage Sticks

Getting the tension out of your muscles isn't easy, but it can be. Use any of these massage sticks and your whole body will feel better.

Debt repayment is not an expense

Over and over again, in budgeting articles and even books on personal finance, I see sample budgets that include debt repayment as if it were an expense. This shows a fundamental

How to Plan Your Best Summer Staycation Ever

Sometimes getting out of town just isn't in the budget. Here's how to vacay close to home — for cheap.

Why Health Care Should be Part of Your Retirement Savings Plan, Too

Retirement planning isn't just about saving for the fun stuff. In fact, one major piece may be missing from your retirement plan.

New $100 Bill: Issue Date Set

After years of production problems, the new $100 bill finally has a date of issue — October 8th. Learn what's new and different.

How to Split Food Expenses With a Significant Other

One of the bread-and-butter issues couples have to figure out when moving in together? Who pays for the bread and butter.

The 5 Best Smart Water Bottles

Making sure you drink enough water each day isn't easy, but it can be. Just use any of these smart water bottles and you'll stay hydrated all day long.

7 Ways to Save Loads of Money Using Credit Cards

Few financial products are as versatile and powerful as a credit card. Here are seven ways they can save you money.

5 Pretty Projects for Pine Cones

If you have an excess of pine cones (or can get some), we have five festive decorating projects you can do on a dime.

Are You a Hothead? 10 Things Patient People Never Say

Sometimes even the best of us lose our cool. If you find yourself belting out any of these phrases frequently — you may need to tone it down.

How the Risk Averse Can Get Into the Stock Market

Investing is not without risk. But that doesn't mean you should be afraid of investing altogether.