Hot Today

Wise Bread articles that are hot today.

The false goal of maximizing investment returns

Along about the middle of the dot-com boom--when the market had already had two years of 20% annual gains--I read an article that suggested that individual investors had no need of a cash res [more]

Take One More Thing Seriously

When time and money are tight, it's natural to try to narrow down what you're trying to get done. But the opposite might be what you really need.

Best Money Tips: Stretch Your Dinner Dollars Further on Your Night Out

Today we found some stellar articles on stretching your dinner dollars further on your night out, ways to network and get educated, and how to work a student discount.

A Google employee perk we can all get free

I recently found an amazing (and I don't use that word lightly) resource from Google that I think is completely under-used and seriously under-marketed. This resource is cal

Swipe envy

All the cool kids have credit cards. What if you don't? What if you are so young, so poor, so uncool that you can't get one? Do you have to stoop to paying for your food

Travel Planning With Class

Bring up class and most people start to get touchy. Unfortunately, it's an unavoidable reality when traveling. Different groups of travelers define themselves and others by cla

Best Money Tips: Lower the Cost of Raising a Child

Today we found some stellar articles on lowering the cost of raising a child, meal starters to keep in your kitchen, and financial tips for newlyweds.

8 Ways Valentine's Day Picks Your Pocket

On Valentine's Day, you want to show your loved ones how much they mean to you. Just watch out for these common, Cupid-themed money traps.

You Don't Need a Retirement Plan — You Need a Financial Independence Plan

If planning for retirement is your primary financial goal, you may be doing it wrong.

Best Money Tips: Healthy Habits That Will Save You Money

Today we found some awesome articles on habits that will save you money, home improvement projects that will pay off big, and how much you should save each month.

Should You Budget Like You Diet?

"Budgeting" and "dieting" are our two toughest resolutions. The strategies that work with one just might work for the other.

Making a good and memorable first impression.

As a professional ad man, I'm ashamed to say that I'm really not good at advertising, well, me. That goes double in social situations. I never know where to stand, how to eat, how

Make Your To-Do Lists More Effective With These 5 Simple Hacks

If your to-do list is long on tasks and short on check-marks, up the power of everybody's favorite productivity tool with a few simple tweaks.

4 Moves That Guarantee a Great Retirement

The number of Americans happy in retirement plummets each year. Avoid that fate and enjoy your golden years to the max.

6 Frugal Ways to Beat Cabin Fever

One nice day can throw your senses into a tizzy after spending the last several months couped up in the house or bundled up in layered clothing. Struggling through cabin fever can

Diva On A Budget - Living The Good Life When Your Fortune Isn't So Great

Diamonds may be a girl's best friend but in this economy, most of us are foregoing that friendship in order to make ends meet. But just because we're not rolling in the dough doesn

Why Your Boss Should Let You Screw Around on the Internet

The next time your boss catches you reading Wise Bread, share a link to this post. Your "slacking" may actually add to the company's bottom line.

My Budget Challenge 2016: How to Live Frugally When You Have No Time

Sure, saving money takes time and effort. When it comes to living frugally, if you make the time, you'll find the money.

Your Guide to Getting a Job Right Out of College

Getting a job straight out of college may seem impossible, but if you take some smart steps early, you'll improve your odds of landing a gig.

Managing Your Short-Term Money

It's easy to find books and articles on how to manage your money to support your long-term goals. You can read a lot about stocks and bonds, retirement accounts, investing in gold