Hot Today

Wise Bread articles that are hot today.

What’s the Difference Between Student Loan Refinancing and Consolidation?

No, refinancing and consolidating your student loans aren’t the same thing! Learn the difference and what’s right for you!

Grandpa’s Penny: “If you never spend it, you’ll never be broke!”

With the holiday season upon us, it seems everyone just wants us to buy. Apply my Grandpa's simple principle to avoid drowning in purchases.

How to Make Money Like the Guys on "American Pickers"

Fascinated by Mike and Frank's adventures finding and reselling items? Amazed at their profits? Learn a few rules of the picking road, and give it a try.

12 Ways to Stop Skipping Your Workouts

You really meant to do your workout today, but… Replace those I-meant-tos with actual workouts with some simple, effective motivators.

What would da Vinci have paid?

The first time I drove across the country, my aunt gave me her old highway atlas. My finances were a bit tight at the time, so the gift, worth maybe $12, was very much apprecia

6 Safe Places to Visit in South America

These South American destinations are beautiful, affordable, and safer to visit than you might think.

Should You Finance a Tiny Home With a Credit Card?

The relatively low price of tiny homes makes nearly any financing option a possibility, including credit cards. But should you go that route?

Save Big at These 4 Discount Supermarkets

Skip the major markets and check out one of these discount grocers instead — you might slash your food bill in half!

Pay yourself last is okay too

Every book on personal finance says that you should pay yourself first--get the money out of your checking account and you won't even know it's missing. There's a lot o

How to Do a One-Month Spending Freeze

If you want to jump-start your financial goals, a spending freeze might be just what you need. Here's how to make it happen — and even have fun while doing it.

Book review: Supercapitalism

For most of the 20th century, capitalism and democracy seemed to go hand-in-hand. After all, every democratic country was largely capitalist and nearly every capitalist country wa

Best Money Tips: 25 Ways to Travel for Free

Today we found ways to travel for free, last-minute gifts you don’t have to buy, and how to have more money at the end of each month.

How to Organize Your Paperwork in Just 10 Minutes a Week

If your financial filing system is more "pile" than file, take heart. Learn to control your documents — and make tax time and a lot else much easier.

Find the Investing Style That's Right for You

Risk and reward go hand in hand, but how do you pick the investment strategy for your needs? Brush up on the basics before you buy.

Credit Counseling: When you Need it and When you Don't

So you are up to your eyeballs. Drowning in debt, expenses, and struggling to keep your head above water. You have been reduced to the life of a monk and are still making no headwa

5 Downsides of a Reverse Mortgage

A reverse mortgage may sound like a good plan in retirement, but beware — these loans are not without their drawbacks.

Best Money Tips: Loyalty Programs You've Never Heard Of

Today we found customer loyalty programs you’ve never heard of, overlooked expenses that ruin your budget, and cheap ways to treat yourself.

Be a Smarter Home Buyer by Avoiding These 12 House Hunter Cliches

Binge watching "House Hunters" may leave you with big ideas, but please — don't listen to these stupid home-buying comments.

The 5 Best Toaster Ovens

Whether you want to toast up some bread or do some counter-top cooking, a toaster oven is great tool for energy-efficient food preparation.

Cheap Charity Is Sweet Charity

Saturday is the Letter Carriers' annual food drive, when you put bags of food out and your mailman or mail woman