Hot Today

Wise Bread articles that are hot today.

Home Equity Loan or HELOC: Which Is Right for You?

You have equity in your home, and you need to borrow money. Should you turn to a HELOC or a home equity loan?

7 Free Ways to Get Out of the House

When you're trying to not spend money, it can be easy to feel "stuck" at home. Don't be a hermit — do one of these fun, free activities instead.

Giving Gifts That Will Save Money

I love the holiday season. I love being able to bake cookies and give them to my friends, put up decorations and — most of all — give gifts. But with only a couple of weeks left un

How Recent Grads Should Prepare for Student Loan Payments

Now that college is over, it's time to start paying those student loans. Here's how to budget for those payments without feeling too overwhelmed.

2-Minute Guide: How to Use Balance Transfers to Pay Off Credit Card Debt

Balance transfers can help you out of debt in a hurry. Here's how to use them to clear that credit card debt.

3 Ways Millennials Can Avoid Financial Fraud

Elders aren't the only targets of financial fraud. Even young folks need to know how to protect themselves.

How to Manage Your Money — No Budgeting Required

Nobody likes budgeting. Here's how to keep track of your money without one.

7 Affordable Destinations for Nature Lovers

You don't need to drain your budget to enjoy a beautiful vacation in the great outdoors. Get out there!

2-Minute Read: What You Need to Know About Credit Reports

Your credit report includes important information used to determine your creditworthiness. Do you understand everything on it?

New Ideas for Old Neckties

Recently, at an open mic night event my husband and I attended with friends, I noticed an interesting use of a recycled necktie. Seeing this reminded me of a skirt I saw years ago

10 Simple Household Repairs Every Frugal Person Should Master

Why call an expensive pro to fix every little thing around the house when you can just DIY? Get out your toolkit and get to work!

15 Home Decorating Ideas for Under $5

It can be a struggle to keep your household decorations interesting while keeping your budget in check, but these 15 ideas will help you do both.

7 Easy Lunch Ideas for Work

Don't be intimidated by brown-bagging it — having a fast, tasty work lunch can be easy and inexpensive. Just follow these tips.

25 Tasty and Affordable Salad Dressing Recipes

Whether you're a die-hard salad lover or a chopped-veggies newbie, these 25 delicious, easy-to-make dressings will spice up your salads.

Ask the Readers: How Do You Save Money at the Movies?

Tell us how you save money at the movies and we'll enter you in a drawing to win a $20 Amazon Gift Card!

11 Retailers Where You Can Negotiate a Lower Price

Negotiating the best price is not only for the car dealership and the yard sale. Try haggling at these retailers big and small and pay less for lots more.

Stop Believing These 5 Myths About IRAs

Don't let these myths prevent you from getting an IRA — the most important savings account you may ever have.

6 Compact Airplane Snacks for Frequent Fliers

Stow these cheap and satisfying travel snacks in your carry-on for a quick bite when the going gets delayed.

The Guide to Staying at Hostels for People Over 30

Hostels aren't just for 20-somethings. No, really, even adults can slash the cost of lodging by staying at hostels instead of hotels.

Everything You Need to Know About Airline Dining Rewards Programs

Wait, you can rack up airline miles by eating out at your favorite restaurants? Yes, it's true!