Hot Today

Wise Bread articles that are hot today.

The Only 5 Rules of Home Buying You Need to Know

Buying a home can be seem scary — and complicated. But if you keep these basics in mind, you'll soon have the home of your dreams.

How to Decipher Credit Card Advertising

How do you figure out whether a credit card offer is good or bad? We'll break down the terms and conditions for you.

6 Ways that Dieting and Budgeting are Exactly the Same

The New Year usually brings about two very common goals for most people: Getting in shape and getting their finances under control. Dieting is the number one method of achieving t

Deal With Your Debt or You May Go to Jail

Collection agencies are using severe methods to go after debtors. They're going through the courts to collect. The choices are show up, pay up — or get locked up. How can

So, will Cash4Gold offer me cash to kill this story?

You’ve seen the tacky ads; you’ve been entertained by Ed McMahon and MC Hammer; but hopefully, you haven’t fallen for any of it. Cash4Gold has a simple promise; send them your unwa

Can Saying Thanks More Make You Rich?

We all know saying "thank you" is polite. But true gratitude can actually make your finances (and life!) a little sunnier.

Help Your Teenager Earn Their First Million

As adults, how many times have you wished you had invested money as a teenager or young(er) adult? We're all aware of the power of compounding interest, and the idea that starting

Best Money Tips: Slay Your Financial Fears

Today we found some fantastic articles on simple ways to slay your financial fears, whether it's cheaper to buy or stream music, and airline fees worth paying for.

7 Reasons Your Card Got Declined (And How to Fix It)

"So sorry, that card's been declined." Here's why this ultra-embarrassment can happen — and how to make sure it never does again.

101 Tax deductions for bloggers and freelancers

Anyone here like doing taxes? Didn’t think so. We all have to do them; we all have to pay money to Uncle Sam (although some get away with paying much less than others). But as

10 Signs You Aren't Saving Enough for Retirement

Do you get the sinking feeling you aren't saving enough for retirement? You probably aren't.

Hate Your Job? It Could Be Your Fault

We spend a lot of time getting to know our significant others, but we don't put nearly as much thought into choosing our jobs. Here's why we should.

DIY Entertainment--A Recipe for the Recession

Live in one of those godforsaken next to the highway hamlets? Pining for a night out on the town but can't afford it? Don't sit home. DIY your own entertainment and bring some liv

Best Money Tips: Contributing to Charities Without Donating Money

Today we found some stellar articles on contributing to charity without donating money, saving this holiday season, and risks happy people take every day.

8 Questions to Always Ask Yourself Before Making a Big Purchase

Avoid buyer's remorse later — and keep more of your money now — by checking in with yourself before you spend on costlies.

How to Get 5% Cash Back on Holiday Purchases

Reduce the bite holiday spending takes out of your budget with one of these cash back rewards cards.

Where Oh Where Are My Worms? Be On Your Toes When Ordering From Small Web Businesses

As Main Street small businesses disappear, it's nice that we can still order from small companies online. However, spoiled consumers take heed: Not all small companies are created

15 Personal Finance Calculators Everyone Should Use

Personal finance is best handled with numbers — accurate numbers. These great online calculators have you covered, no math skills required.

Opportunity Costs and Conscious Spending: How Spending $1 Today Can Cost You $10 Tomorrow

In this sample from his new personal finance course, expert J.D. Roth explains how understanding opportunity costs can lead to smarter spending.

Modifiers: 5 things that change an item's final price

Shopping for goods isn't Dungeons & Dragons, but it's still an adventure. Like D&D dice, modifiers affect the end result of what happens to you — specifically, how much you spend.