Over and over again, in budgeting articles and even books on personal finance, I see sample budgets that include debt repayment as if it were an expense. This shows a fundamental
Hurricane Sandy's devastation served as an important reminder for many — when it comes to emergency planning, you need an emergency financial plan too.
What if a magical spaceship from the planet Cheapos came to earth and brainwashed everyone so that every single American stopped buying useless junk and started to live way below t
The problem with the Nirvana fallacy is simple: there's NEVER a perfect solution, only shades of decisions that are better than others, and mistakes you make and can hopefully lear
Wise Bread articles that are hot today.
How to Plan for a Forced Early Retirement
Eighteen percent of Americans are forced to retire early. Are you prepared for an early retirement?
7 States With the Lowest Taxes for Retirees
Why deal with burdensome taxes in your golden years? Make one of these tax-lenient states your new home base in retirement.
The 9 Best Performing Mutual Funds of the 2000s
How's the market been treating you? If you've dosed up on biotech and health care over the past 15 years, your portfolio should be pretty healthy.
Debt repayment is not an expense
Over and over again, in budgeting articles and even books on personal finance, I see sample budgets that include debt repayment as if it were an expense. This shows a fundamental
How to Spot Counterfeit Money
Have you ever gotten a bill where something seemed a little off? Ever wished you could quickly check to see if it was good? Well, here's how.
Ask the Readers: What Is Your Favorite Memory From 2018?
Tell us about your favorite memory from 2018 and we'll enter you in a drawing to win a $20 Amazon Gift Card!
ReFi Shy? How to Determine If Now Is the Time to Refinance
As interest rates head north, homeowners are wondering if the timing is right to refinance. Here's how to find out.
The 5 Best Flosses
Keeping your teeth clean isn't easy, but it can be. Just use any of these five flosses and your chompers will sparkle.
How to Navigate 4 Tricky Family Money Situations
Mixing money matters and family dynamics can make gatherings more awkward than usual. Learn to manage both for happier finances and family.
What You Need to Know About the Easiest Way to Save for Retirement
Target-date funds are an easy way to "set and forget" your retirement savings. But they have a few downsides, too.
6 Twitter Updates That Are Making You Look Dumb
Twitter allows you to share your wit and wisdom with the world. Which is great, until you commit one of these wince-worthy twitter-gaffes.
The 10 Most Productive Ways to Spend Your Lunch Hour
Lunch is the most important hour of the workday. Make the most of your time by making it all yours — and not the man's.
Financial Lessons From The Hunger Games
The popular story takes place in what might seem like a very different society, but it has many real-world lessons.
In Praise of Complainers: Why Complaining Is Good
Slow Service? Cold soup? Learn the ins and outs of constructive complaining and how it can help improve things for all consumers.
Home Exchanges: Free Accommodations With Perks
Home exchanges are a great frugal option for family vacations, and they come with lots of added perks. Plan your trip with these tips and resources.
8 Fundraising Steps for Building a New Business
You have a business idea. It's going to be great. But how do you raise the money to get it off the ground? Start here.
Preparing Financially for a Natural Disaster
Hurricane Sandy's devastation served as an important reminder for many — when it comes to emergency planning, you need an emergency financial plan too.
What If Everyone Suddenly Became Frugal?
What if a magical spaceship from the planet Cheapos came to earth and brainwashed everyone so that every single American stopped buying useless junk and started to live way below t
10 Ways to Improve Your Decision-Making Skills
Whether it's something as big as a career move or as small as what you're having for dinner, follow these tips to help make great decisions.
Beat the Nirvana fallacy: why doing something is better than nothing
The problem with the Nirvana fallacy is simple: there's NEVER a perfect solution, only shades of decisions that are better than others, and mistakes you make and can hopefully lear