Hot Today

Wise Bread articles that are hot today.

How to Set Up an IRA to Build Wealth

Want to become a millionaire? All you have to do is invest $11 a day in an IRA for 40 years. Learn how to set yours up.

Stop Making These 10 Bogus Retirement Savings Excuses

Your nest egg needs attention now if you want to ease smoothly into retirement later. No more excuses!

What if energy costs keep rising?

Recession or not, I think the medium-term trend in energy costs is up.  Just in case I'm right, you ought to have plan for that.

Ask the Readers: Do You Have Yard Sales?

Tell us about your yard sales and we'll enter you in a drawing to win a $20 Amazon Gift Card!

Rural living in a world with expensive fuel

Rising fuel costs are hard on everybody, but one group gets hit especially hard: Rural folks--especially rural folks who work in town. On my previous posts on expensive fuel,

250 Miles With Sarge: Lessons On Loyalty, Perseverance, And More

A guy who calls himself “Sarge” and I, accompanied by 9 fellow cyclists and a support crew, spent about 17 hours riding 250 miles to the beach in 3 days, just last week. Sharing th

Patriotism and Personal Finance - A Brief Walk Through American History

To all the Americans out there, happy Independence Day! I think this a great day to reflect upon how personal finance and patriotism is so intertwined in America. So I dug up a f

Track your spending. Or not.

One of the most universal bits of advice from financial planners is to track your spending. It's also one of the most universally rejected bits of financial advice--rejected by pe

Help! My Money Scares Me!: Tips for Educating Yourself Without Feeling Overwhelmed

Do you feel lost at the very idea of having a budget, let alone a comprehensive financial plan? Does it make your head hurt to think about how much you make and how much you spend?

Best Money Tips: Things to Do to Get a Raise at Work

Today we found some stellar articles on getting a raise at work, going to college for free, and curing a spending hangover.

13 Great Reasons to Quit Your Job

You have your "I quit" speech down pat, but you're still not sure? See if these reasons don't convince you it's time to make the leap.

Best Money Tips: Alternatives to Christmas Gifts

Today we found some awesome articles on alternatives to Christmas gifts, scoring a bigger apartment without moving, and getting discounted gift cards.

New Mac minis: Beware small gains at a big price!

Are you interested in a new Mac mini? Read this first: be informed about which upgrades don't make sense and what to do about it.

New Breadwinner in the Household: How Does This Affect Life Insurance?

When your family's income changes, it's important to reexamine your life insurance coverage. Here's what you need to know.

Do You Live In One Of America’s Most Foreclosure-Ridden Towns?

I’ve seen several houses in my area go into foreclosure over the last 12 months. The economy and over-inflated housing prices, coupled with predatory lenders and some very bad deci

Mortgage Application Declined? Here’s How to Respond

If your mortgage application was declined, there's still hope! Take these five simple steps to get back on track.

Best Money Tips: Things Not to Do at the Office Christmas Party

Today we found some stellar articles on things not to do at the office Christmas party, dos and don'ts of Christmas giving, and why frugality may be hard for you.

17 Creative Things to Do with Phone Books

More than half a BILLION phone books are printed and distributed every year in the U.S., which is nearly two books for every American. That consumes about 19 million trees. Here

10 Ways Nice People Can Get Ahead

Ever feel like success is reserved for those with sharp elbows — and sharper tongues? Consider these reasons why being nice person will help you come out first.

Everything You Need to Know About Flood Insurance

When it rains, it pours — and when it does, that flood insurance you've hated paying for will seem like a pretty smart investment.