Hot Today

Wise Bread articles that are hot today.

7 Times You Definitely Will Be Charged Credit Card Interest

When you use credit cards, you should aim to avoid paying interest whenever possible. But there are times when it's unavoidable.

One-time encounters or long-term relationships: when negotiating strategies should differ

For years, I struggled to negotiate effectively with a business associate (I’ll call him Mr. X), despite concessions gargantuan in my estimation but miniscule and unacceptable in h

Do You Need a Financial Planner?

It doesn't take much — a new home, a new business, a wedding — to complicate once simple finances. It might be time to hire a pro.

Get Organized for Next December Now: Holiday Take-Down Tips

Don't just shove all those Christmas decorations in a box! Follow these savvy repacking tips to make for a merrier holiday next time around.

How Frugal Is Coconut Oil, Really?

Coconut oil might be the most-hyped super versatile product for food and beauty ever, but can you really afford to use it everywhere?

Best Money Tips: Become an Efficient Shopper in 10 Minutes

Today we found tips to shop efficiently, how to gain control of your finances in the New Year, and cheap ways to avoid dry skin in the winter.

Sittin' on Dubs: The Andrew Jackson Proposal

Twenty dollars isn't what it used to be and for that matter, given recent events, neither is $100, $1,000 or $10,000. With consumer confidence waning, why not get your swagger

Psychology and Loans: The Strange Reasons Why You Make Bad Decisions

You might think that when it comes to big financial decisions, you only make logical, rational decisions. But research suggests that you don't.

Fund Raising Dos and Don'ts

After accidentally finding myself taking on the work of an International NGO on the fly in a foreign country, I learned a few things about fund raising. Here are some dos and do

How to Save Big at the Wizarding World of Harry Potter

Muggles can plan a fun, frugal trip to the Wizarding World of Harry Potter with a few tricks up their sleeve. No magic required.

Do You Know Your Retirement "Number"?

You might think you know the amount of money you'll need for a comfortable retirement — but you could be basing that off the wrong number.

Ask the Readers: Where Do You Shop for Groceries?

Tell us where you shop for groceries and we'll enter you in a drawing to win a $20 Amazon Gift Card!

Ask the Readers: What Do You Enjoy Most About the Holidays?

Tell us what you enjoy most about the holidays and we'll enter you in a drawing to win a $20 Amazon Gift Card!

9 Cheap Ways to Increase Your Knowledge and Earning Potential

A great way to increase your earning potential is through continuing education. These online tools will get you there.

New Year, New Spending Habits

Christmas has a way of sneaking up on you, and before you know it, the budget is out the window as you spend money like no other month. This year I want to encourage you to set som

My Kitchen Could Be a Yeast Farm

The free things in life are few -- but one of them, it turns out, is yeast. It's floating all around you, and getting it out of the air and into your bread is easier than you might

Needs, wants, and not even wants

Hang around with frugality and simplicity types for any length of time and you'll hear a lot about distinguishing between needs and wants. It's come to me, though, that this issue

How to Buy a Laptop Computer

If you're shopping for a new laptop, pay attention to these features.

4 Ways Student Loans Impact Your Taxes

Got student loan debt? Who doesn't. Lessen the burden by knowing just how that debt plays into your taxes.

4 Steps to Finding Your Mortgage Lender

Buying a new home? Finding the right lender could save you big.