Hot Today

Wise Bread articles that are hot today.

Don't rely on credit for your emergency fund

There's a large group of financial advisors who suggest using credit in place of an emergency fund. That way, you can invest your entire portfolio for maximum return (such as

Mommy, Where Do Stocks Come From?

"Mommy, where do stocks come from?" I guess you could say that a stock starts with an idea or a gleam in a business owner's eye...

4 Mindful Spending Habits That Will Save You Money

These mindful spending strategies can help you resist those impulse buys.

Longtime Mac Users Punished for Loyalty

I've watched other Mac lovers fall away from the True Faith, one-by-one, but I never thought it would happen to me. However, yesterday when we brought home the newest addition

4 Phone Calls That Will Save You Big Every Month

Shave dollars off your most expensive bills with one simple move — pick up the phone!

3 Money Arguments That Can Hurt Your Relationships

You should really nip these common money arguments in the bud before they hurt your relationships.

How to Refinance Your Mortgage

Refinancing can save you hundreds of dollars a month and help you pay off your mortgage faster. Here's a quick overview of the process.

10 Money Moves You Need to Make Before You Take a Side Job

You've launched your side gig — great! Now get your finances in order so your extra income doesn't become an extra worry.

The Best Places to Get Coupons Online

Your guide to the best places to find coupons online.

6 Ways to Resist a Splurge

A sure way to bust a budget is to cave in to every wish and whim. Get control of your urge to splurge and regain control of your money.

Ask the Readers: Do You Know Your Credit Score?

Tell us whether or not you know your credit score and we'll enter you in a drawing to win a $20 Amazon Gift Card!

Savers suffering as rates fall--what to do

Interest rates for ordinary savers held up pretty well after the first Fed rate cut in July last year.  There was a simple reason--banks needed the money.  With the cr

12 Financial Moves to Make When a Loved One Dies

Putting off money matters is common even in the best of times. But in the weeks following the death of a loved one, these money decisions can't wait.

What's an employee to do? Part 2

The trend toward replacing traditional employees with varying combinations of temps, contractors, outsourcing, and off-shoring is old news now.  That gives us a bit of perspective

4 Ways Your IRA Beats Your Savings Account

You already know that you should save for retirement, but it's important to understand why that money should be in retirement-specific account.

20 Tasty 5-Ingredient Recipes

When you're hungry, save time and money with these five-ingredient recipes that use items that you may already have on hand.

Get Your Free Chicken and Caffeine on May 15th

This Thursday there will be two nation-wide promotions offering treats to customers of McDonalds and Dunkin’ Donuts. While I’m a fan of chicken and waffles, I’ve never done chicke

Best Money Tips: Ideas For Your Income Tax Refund

Today we found some stellar articles on ideas for your income tax refund, learning from the rich, and reusing dryer sheets.

Getting Your Money Back Without Losing Your Friendship

Lent a friend some money and still waiting to be repaid? Ask for your money back politely and frankly to keep both your money and your friends.

How to Manage Your Debt in 10 Minutes a Week

One way we sabotage debt repayment is by convincing ourselves it's a difficult, time-consuming chore. It isn't if you follow this simple plan.