Hot Today

Wise Bread articles that are hot today.

Got a Problem? Why You Should Figure It Out Yourself

With the Internet and other resources, it can be easy to solve problems without actual problem solving. Learn why you should do things the hard way.

5 Ways to Boost Your Financial Resilience

When the going gets tough, the tough get going. Take these steps now to build up your ability to withstand a financial crisis.

The Best Secured Credit Cards with Low Minimum Deposit

One of the disadvantages of secured credit cards is having to leave a security deposit for as long as you have the card. These cards require the lowest minimum deposit.

Lower Credit Card Rates? Just Ask!

Follow these two easy steps, and you’ll be on your way to lower credit card rates and more money in your pocket.

Banish Plastic Wrap Forever and 9 Other Creative Uses for Beeswax

Mind your own beeswax — literally! These unique all-natural uses for beeswax will really get you buzzing.

10 Fastest Growing Jobs That Didn't Exist 10 Years Ago

The world was a different place 10 years ago — and these now-lucrative careers were just getting started.

Voluntary simplicity as hedonism

When people talk about voluntary simplicity (or living a frugal lifestyle under any of its many names), they often do so in terms of deprivation. The descriptions are all about doing without stuff. To me, that's completely wrong. [more]

Good Debt, Bad Debt

Whether debt is good or bad depends on how you spend the money. From best to worst, here are the four categories of debt that one writer uses.

6 Affordable Kid-Free Vacation Ideas

You've earned some time away from the kiddos. These trips will let you enjoy some kid-free time without breaking the bank.

Making Every Penny Count With A Zero-Based Budget

Feel like you're just living payday-to-payday? Having trouble figuring out where all your money goes? Then a zero-based budget just might be for you.

Making Do With Help From Mom And Dad

Ever wonder how the person with about the same salary as you lives in a fully furnished apartment, enjoys Caribbean vacations, and is setting aside money for retirement while yo

6 Ways to Pay Less Money For A College Degree

A four-year college degree can be one of the most expensive purchases in a person’s lifetime. In fact, many hard-working professionals continue to pay for their college education l

Stop Making These 10 Bogus Retirement Savings Excuses

Your nest egg needs attention now if you want to ease smoothly into retirement later. No more excuses!

Best Money Tips: Tips to Save Money Daily

Today we found some stellar articles on tips to save money daily, the biggest problem with early retirement, and job benefits you can negotiate.

So Your Bank Failed, Now What?

Last week I wrote that ailing banks usually give the highest interest rates and mentioned the troubles of IndyMac. Last Friday, the FDIC has officially named IndyMac a failed bank

Family Businesses - The World's Second Oldest Business Model

Family Businesses... when your CEO is the brother Mom always loved best! Family businesses are the backbone of the American economy, but they also face special challenges. Lea

Your House Is a Hobby, Not an Investment

Never think of a house as an investment. Instead, think of it for what it really is — a time and money hole that can be fun to own.

Use Holiday Hiring to Get Your Next Job – And Keep it!

Looking for some work? Maybe a part time gig or a fresh start in a new industry? We speak with an expert who tells us what businesses are looking for in their next round of holid

6 Small Business Pitfalls, and How to Avoid Them: PART TWO

Today, we’ll take a look at the remaining two (ultimately the most involved and arguably the most important) strategies for success in your small business.

Flexible Holidays Are Much Cheaper (And Less Stressful)

My family doesn't exactly respect the calendar. We've held Thanksgiving on a Friday, moved Mother's Day to the last week of April and moved around just about every other holiday to