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Wise Bread articles that are hot today.

4 Ways to Negotiate Credit Card Debt

Here's a secret not enough of us know: Everything is negotiable — even your credit card debt.

Who says the Internet gig economy is only for Millennials? Use it to help you boost your retirement income, too!

Which is better, a Roth IRA or 401(k)? A mix of both may be your best option - here's why.

Get the most out of your rewards and don't make these mistakes when you're ready to redeem!

Traveling with your kids is a great way to bond as a family, but there is such a thing as "too much" togetherness.

Retire your fears of outliving your savings. Here's how to guarantee income in your golden years.

Embrace the holiday retail madness? Black Friday can totally be worth the struggle if you have the right attitude.

Before habit boredom gets in the way of your goals, learn how to preserve that ambition.

Are your finances throwing up red flags? It's time to stop ignoring these 11 signs you're in money trouble.

Tell us about your favorite childhood memory and we'll enter you in a drawing to win a $20 Amazon Gift Card!

Bungee cords come in many colors and sizes and that means you can be stylish when you're using them for more than tying down loose loads.

Can't save money? Think again. Try this technique to automate your savings and reach your financial goals.

Reading means books, and books mean a storage problem. Keep your favorites close with one of these affordable, nice-looking book storage solutions.

Wish you could work with people you actually like? You can — just try one of these ideas for earning cash with your buds.

Don't drain your budget on simple upgrades to an old home. There is plenty you can do on the cheap.

Tired of misplacing your keys around the house? Get smart about how you store and use your stuff, and everything lost is always found.

Chances are, your parents didn't pass down these sage pearls of credit card wisdom. It's never too late to learn new credit card tricks.

Don't take a hammer to that wall you want to tear down until you consider these things first.

You don't have to go far to find your inner chef. Master these evergreen cooking hacks from one of the culinary world's most inspiring women.

Kids receive allowances for doing their chores. A similar system can be a great way to help adults budget for discretionary spending.