Hot Today

Wise Bread articles that are hot today.

5 Emergency Situations You Must Prepare For (and 5 You Can Ignore)

It won't be the end of the world as you know it if you plan for likely calamities, but you probably don't need to prep for the end of the world.

The 5 Best Paper Napkins

Cleaning messes up quickly isn't easy, but it can be. Use any of these paper napkins and spills will always disappear immediately.

5 Awesome Alternatives to Groupon

Check out a few of the attention-worthy alternatives to the popular Groupon.

How Long Does it Take Break Even With a Home ReFi?

Refinancing your mortgage can be a sound financial move. But how do you figure out when you'll break even? Let's crunch numbers.

When Is Your Credit Card's Travel Insurance Good Enough?

Your credit card offers travel insurance as a cardholder perk, but is it really enough to protect you on the road?

25 Frugal Ways to "Pay It Forward"

Paying it forward — doing something nice for someone else — makes that person feel great AND improves your day. Here's how to do it frugally.

Fall Cleaning 101: The Spic-and-Span Basics of Making Your Home Sparkle

Spring isn't the only cleaning-worthy season! This all-encompassing list will help you get your place in shape for autumn and beyond.

Roll your own cost-of-living index

If you have a budget--more specifically, if you track your spending--you have the data you need to track changes in your own personal cost of living. That's a lot more useful

Impulse Shopping: A Controllable Handicap

A friend of mine has a pathological weakness for impulse shopping. But using the techniques outlined here, she dug herself out of debt and into impulse shopping bliss.

How to Get Rid of Your Credit Card's Annual Fee

Paying an annual fee on your credit card is a pain. Luckily, there might be a way to avoid paying this fee altogether.

The 7 Best Ways to Earn Travel Points and Miles Without a Credit Card

Good news! There are several ways to rack up travel points and miles without the use of a credit card.

How to Refinance Your Mortgage

Refinancing can save you hundreds of dollars a month and help you pay off your mortgage faster. Here's a quick overview of the process.

101 Useful Things You Can Do in 15 Minutes or Less

In 15 minutes or less you can boost your career, strengthen a relationship, manage your finances, prep a meal, and lots more!

What's Your Financial Philosophy? What It Means To Live Below Your Means

I hope you'll permit me to speculate a little on what it means to live below our means. When you think about it, there are various ways to address our financial goals, which I'll c

12 Easy Ways to Wake Up Richer Tomorrow Than You Are Today

There are plenty of ways to make a quick buck, but none are easier — and more certain — than these. What are you waiting for?

The Overdraft Protection Racket: Why Banks Want You To Overdraw, And How You Can Get Your Money Back.

I know banks are hurting for money right now, but no more than the rest of us. And one aspect of modern banking that I find most disturbing is how banks allow you to go overdrawn s

25 Easy Ways to Make Someone Happy Today

Making other people happy is great! Here are some easy, low- or no-cost ways to bring a smile to someone else's face — and to yours.

Tips From a Hostage Negotiator That Anyone Can Use

The next time you buy a car (or another negotiable purchase), try thinking like a hostage negotiator to get the best deal.

How to Clean Your Dishwasher

Your dishwasher does a good job cleaning the dishes, but it doesn't always do a good job cleaning itself. Learn how to avoid breakdowns and high repair costs.

How to Get a Refund When Something Is Non-Refundable

The terms "non-refundable" and "non-returnable" make too many people avoid customer service. But with these tips, you can get results.