Money Tips Network

Reading is one of the most valuable skills children learn. Not only does reading enable us to navigate the modern world, it provides an endless source of learning and entertainment. I am incredibly thankful that all of my children are avid readers who love nothing more than to have a fresh new book in their […]

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If there’s one personal finance tactic that almost everyone agrees on, it’s the value of saving for retirement, or at least saving for your second act. There will come a point where you will no longer want to or will no longer be able to do the work that you’re currently doing and switching to […]

The post How To Save for Retirement on a Small Income appeared first on The Simple Dollar.

Frugal living often has a nice “honeymoon.” People dive in deep, find lots of ways to spend less money, and revel in the amount left in their checking account at the end of the month. The problem, of course, is that such behavior is often unsustainable. After another month or two, many of the new […]

The post Using Scorekeeping To Build Financial Success appeared first on The Simple Dollar.

On February 17th — in the middle of nine days without power due to an ice storm — we had the foundation contractor out to re-inspect our house. We experienced some settling last fall, and I was worried that might indicate deeper problems.

For thirty minutes, the contractor explored the crawlspace while I sat in the living room, fretting. When he finished, he came up to tell me what he'd found.

“Look,” he said, “my assessment is the same as when you had me out here three years ago. Your foundation is fine. It's not failing. The house isn't falling down.”

I felt a wave of relief wash over me.

“That said,” he continued, “I do think you'd feel better if you were to reinforce one section of the foundation. It looks to me as if you're seeing some minor expansion and contraction of the soil, which is what's causing your settling issues. It'd cost about $9000 to remedy that.”

Citizens One at a glance Lender Loan Amount APY Range Terms Key Benefit Citizens Bank $1,000  – 350,000 fixed; variable 5 – 15 years Multi-year approval program What we like about it Citizens One allows international students to apply for private loans provided they have a co-signer who is a citizen or permanent resident of […]

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Congratulations — you’ve been accepted to your dream school in the U.S. But now you may be wondering, how am I going to pay for my education? Federal loans are available to some students studying abroad in America, but not all. If you don’t qualify, you may still be able to get a private international […]

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Earlier this year, more than 90 million American households received a substantial stimulus check from the federal government.  All of them saw at least $1,400 pop up in their checking accounts, and many households received many multiples of that amount.  A lump sum like that comes just in time for major expenses, like car replacement. […]

The post Should I Finance a Car or Pay Cash With Stimulus Money? appeared first on The Simple Dollar.

In early 2019, I thought all of my tax documents had arrived in the mail, so I sat down to file my taxes in early March. Everything looked great, so I submitted my return to the IRS and went on about my merry business. In early April, however, an unexpected document popped up in the […]

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It’s not a secret that the cost of college is incredibly high. U.S. News and World Report slices up the cost of college in several ways, pointing out that in-state tuition and fees alone average more than $11,000 per year for a four-year public university. Much of that is financed through student loans. On top […]

The post 5 Simple Ways To Cut Expenses in College Without Cutting the Fun appeared first on The Simple Dollar.