Money Tips Network

3 Questions About Saving Money on Food Expenses – Answered

The average American household spends just shy of 10 percent of their annual income on food, according to the USDA. That adds up to an enormous financial impact over the course of a year. Some of the strategies for cutting that expense, such as preparing foods for yourself, finding inexpensive things you actually like, and […]

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How to Become a Millionaire with Andrew Hallam

How to become a millionaire on any income with millionaire teacher Andrew Hallam. If you’ve ever dreamed of financial freedom, wished for clarity on how to invest your hard-earned dollars, or wanted the confidence to just get started, this 'How to invest' lesson is for you!

The post How to Become a Millionaire with Andrew Hallam appeared first on Squawkfox.

Chase Total Checking and Savings: Easy Everyday Banking

Years ago, when you wanted to open a checking or savings account at a bank, you'd head over to a bank in your neighborhood. These days, setting up a new account no longer requires a live person to walk you through it. There are banks exclusively online to prove it.

How To Watch Baseball Without Cable

With the average American household cable bill hovering above $200 a month and the abundance of streaming alternatives to cable, many people are making the choice to cut out cable and satellite service and switch to solely over-the-air and streaming services. The best part is that you don’t have to lose your favorite shows. With […]

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How to Get COVID Financial Relief When Filing Your Taxes

The impact COVID-19 had on 2020 was immense. Hundreds of thousands of Americans lost their lives, and many more felt the grief from those losses. Illness, job loss, cut hours — and almost everyone suffered the loss of social connection and routines we once enjoyed. Even though most Americans received two stimulus payments in 2020 […]

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Beyond Bitcoin: What You Need To Know about Dogecoin and Other Cryptocurrencies

Bitcoin has been around as an extremely volatile but potentially lucrative investment or currency alternative for a decade now, and with Bitcoin surging in value lately and other cryptocurrencies making noise, you may be wondering what they are all about. What is a cryptocurrency? Let’s start with the basics. A cryptocurrency is a digital item […]

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6 Ways To Spend Your Third Stimulus Check

After a year of COVID shutdowns and restrictions leading to a general economic slowdown and unemployment for many Americans, the government is making an effort to jumpstart the economy by distributing a third stimulus check to American families, this time even larger than before. The goal? Help people get back on their financial feet and, […]

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10 Steps for Making a Successful Budget

When you’re first trying to get a grip on your finances, budgeting is a great place to start. However, it’s often presented in personal finance books with complicated-looking tables where you’re trying to force the reality of your own spending with vague descriptions that don’t really match up with your thinking. For many, it ends […]

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5 Best Online Savings Accounts

Having a savings account is pretty much taken as an article of faith among those in the personal finance world.

Online Savings Account Face-Off: Ally Bank vs Capital One 360

Most personal finance experts — including Dave Ramsey, Ramit Sethi, and Suze Orman — talk about the importance of saving money.

3 Questions About Small Side Gigs – Answered

The “gig economy” has exploded in the last few years, with many people seeking out opportunities such as Uber, Lyft, Doordash, and other such tools to earn money in their extra hours — or even to turn a gig or two into their full time work. COVID-19 has also played a role in this evolution, […]

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The 5 Best High Yield CDs

Savers are having a tough time. Interest rates are low, and that means yields on cash are low, too.

Ally Bank Review: Flexibility and Decent Yields

Ally Bank is one of the most prominent banks in the online space.

The power of low expectations

At the end of January, I had an epiphany.

Kim and I were sitting in the living room one evening, relaxed in our easy chairs, both reading books. All four of our beasts were nestled nearby. The house was quiet. For the first time in forever, I felt completely content.

For maybe twenty minutes, I paused what I was doing and simply savored the moment. I stopped. I looked around. I made time to be present in the Now.

Eventually, my mind began to wander. “When was the last time I was this happy?” I wondered. I thought back to the late 1990s when my ex-wife and I lived in similar circumstances. Kris and I would read together in the evening, each with a cat in our laps. Life was simpler. I felt no anxiety. I was happy.

Buyer’s vs. Seller’s Market: What Do They Mean?

When you’re buying a house, it’s important to know what type of market you’re in: a buyers market or a sellers market. Each type of housing market offers its own set of unique opportunities and drawbacks depending on what side of the equation you’re on. In a buyers market, the market is more favorable toward […]

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Amortization Calculator

Curious about amortization? This schedule explains your monthly payment and how those payments are divided up between principal and interest.

The post Amortization Calculator appeared first on The Simple Dollar.

What is a Homeowners Insurance Broker

What is a Homeowners Insurance Broker? Wind, hail and water might sound like a disco band from the 70s, but these three elements can be deadly to your house. About one in twenty homeowners file a claim every year — most often for damages from one of these three elements. On the other hand, fire […]

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SMBX: Crowdsourced bond offerings

Now you can invest in small business with bonds! Start with as little as $10, and no fees

(This is a sponsored post.)

It's no secret that small business everywhere have had a really rough time the past year. Even if the COVID-19 tunnel has a glimmer of light, it still will be a long road for many businesses to get back to “business as usual” or close to it.

Some of those businesses aren't letting the pandemic knock them off the map. They're getting injections of capital from people just like you and me who believe in their message and their future.

Crowdsourced funding isn't new. You can probably name a couple of such websites now.

The current funding options for these sites is cash. And not a thing wrong with that!

But there's a newcomer that just dialed up the coolness factor with:

Crowdsourced bonds.

An ice-cold update

Ah, life. It's funny sometimes, isn't it?

On Thursday, I began writing an article about the difference between personal finance in Mexico vs. the United States. You see, last week I spent several days in Mexico with a friend (who also happens to be my accountant). I had planned to finish the article on Friday. I came close. I got the YouTube version done and was nearing completion on the blog version.

But then Portland was hit with a winter storm.

Kim and I spent Friday afternoon prepping our yard for ice. Good thing, too. That night, our neighborhood was blanketed with an inch of freezing rain.

I've lived through a handful of ice storms over the past couple of decades. Two of them were worse than this when measured in inches. But when measured in sheer damage? Wow, this year's storm takes top billing.