Money Tips Network

How Much Dwelling Coverage Do I Need for My Condo?

Purchasing a condo insurance plan means understanding what your own needs are for insurance and what your HOA insurance covers. It also means digging a little deeper to find the answer to the question of how much dwelling coverage do I need for my policy? Dwelling coverage limits are determined by several factors, including what […]

The post How Much Dwelling Coverage Do I Need for My Condo? appeared first on The Simple Dollar.

What Affects Renters Insurance Premiums?

Renters insurance premiums are more affordable than many other types of insurance. However, the cost of renters insurance can vary significantly between individuals. Renters insurance companies use factors like your state, age and credit score to determine policy rates. That means you and your best friend across town might pay different prices. If you’re in […]

The post What Affects Renters Insurance Premiums? appeared first on The Simple Dollar.

Does Renters Insurance Cover Earthquakes?

If you’re thinking about purchasing a renters insurance policy, you might be wondering, “does renters insurance cover earthquakes?” It’s a good question to ask yourself, especially if you live in a state that experiences earthquakes. The short answer is no, earthquake damage is not a covered peril under most renters insurance policies. Although renters insurance […]

The post Does Renters Insurance Cover Earthquakes? appeared first on The Simple Dollar.

Planning To Travel After COVID-19?

The year of COVID has seen most Americans step back from many elements of their lives, from social gatherings to school events, from eating at restaurants to going to concerts. One of the biggest changes for many has been the lack of travel. Countless summer vacation plans were nixxed in 2020, and as the possibility […]

The post Planning To Travel After COVID-19? appeared first on The Simple Dollar.

How I’m Planning My Family Vacation Post-COVID

For my family, the summer vacation is an annual tradition. We usually select a destination in the fall of the previous year, spend a lot of time researching the specifics of the trip and how to minimize costs while still doing the things we want to do, and then set off for about 10 days […]

The post How I’m Planning My Family Vacation Post-COVID appeared first on The Simple Dollar.

AmeriSave Mortgage Review

AmeriSave at a glance APR Range as low as 2.343% Available products Fixed-rate loans Adjustable-rate loans FHA loans VA loans USDA loans Refinance loans Cash-out refinance loans Application fees $500 Loan terms 10, 15, 20, 25, and 30 years Loan limits $1.5 million What we like about AmeriSave  Available nationwide AmeriSave mortgages are available nationwide, […]

The post AmeriSave Mortgage Review appeared first on The Simple Dollar.

5 Ways To Negotiate a Better Mortgage Rate

When you’re buying a home or refinancing your current mortgage, your interest rate is one of the most important factors to pay attention to. And if you negotiate a lower interest rate, you can save thousands of dollars over the course of your loan. If you’ve shopped for loans before, you might have the mindset […]

The post 5 Ways To Negotiate a Better Mortgage Rate appeared first on The Simple Dollar.

What Is Mortgage Recasting and How It Can Save You Money

If you are eager for a way to save money on your mortgage, one popular option is through mortgage recasting, or when a large payment allows you to re-amortize your mortgage and reduce your monthly payments. Here, we go through the pros and cons to recasting a mortgage. What is mortgage recasting? Mortgage recasting, also […]

The post What Is Mortgage Recasting and How It Can Save You Money appeared first on The Simple Dollar.

Smart Money Steps if Remote Work Is Becoming Permanent

During 2020, many people were forced by the pandemic to switch to remote work. Office workers, programmers, journalists and many others suddenly found themselves no longer going into the office and instead figuring out how to do their work from home, often completely on the fly. For some, a return to pre-coronavirus work habits has […]

The post Smart Money Steps if Remote Work Is Becoming Permanent appeared first on The Simple Dollar.

What Do ‘Jobs Numbers’ Mean for You and Your Money?

Financial media organizations regularly report, analyze and discuss “job numbers,” but what does that mean? On a very basic level, jobs numbers, called jobs reports, refer to how many people are unemployed right now, how many people are newly unemployed and so on. But how are they relevant to your financial situation? Let’s dive deeper. […]

The post What Do ‘Jobs Numbers’ Mean for You and Your Money? appeared first on The Simple Dollar.

3 Questions About Saving Money on Food Expenses – Answered

The average American household spends just shy of 10 percent of their annual income on food, according to the USDA. That adds up to an enormous financial impact over the course of a year. Some of the strategies for cutting that expense, such as preparing foods for yourself, finding inexpensive things you actually like, and […]

The post 3 Questions About Saving Money on Food Expenses – Answered appeared first on The Simple Dollar.

How to Become a Millionaire with Andrew Hallam

How to become a millionaire on any income with millionaire teacher Andrew Hallam. If you’ve ever dreamed of financial freedom, wished for clarity on how to invest your hard-earned dollars, or wanted the confidence to just get started, this 'How to invest' lesson is for you!

The post How to Become a Millionaire with Andrew Hallam appeared first on Squawkfox.

Chase Total Checking and Savings: Easy Everyday Banking

Years ago, when you wanted to open a checking or savings account at a bank, you'd head over to a bank in your neighborhood. These days, setting up a new account no longer requires a live person to walk you through it. There are banks exclusively online to prove it.

How To Watch Baseball Without Cable

With the average American household cable bill hovering above $200 a month and the abundance of streaming alternatives to cable, many people are making the choice to cut out cable and satellite service and switch to solely over-the-air and streaming services. The best part is that you don’t have to lose your favorite shows. With […]

The post How To Watch Baseball Without Cable appeared first on The Simple Dollar.

How to Get COVID Financial Relief When Filing Your Taxes

The impact COVID-19 had on 2020 was immense. Hundreds of thousands of Americans lost their lives, and many more felt the grief from those losses. Illness, job loss, cut hours — and almost everyone suffered the loss of social connection and routines we once enjoyed. Even though most Americans received two stimulus payments in 2020 […]

The post How to Get COVID Financial Relief When Filing Your Taxes appeared first on The Simple Dollar.

Beyond Bitcoin: What You Need To Know about Dogecoin and Other Cryptocurrencies

Bitcoin has been around as an extremely volatile but potentially lucrative investment or currency alternative for a decade now, and with Bitcoin surging in value lately and other cryptocurrencies making noise, you may be wondering what they are all about. What is a cryptocurrency? Let’s start with the basics. A cryptocurrency is a digital item […]

The post Beyond Bitcoin: What You Need To Know about Dogecoin and Other Cryptocurrencies appeared first on The Simple Dollar.

6 Ways To Spend Your Third Stimulus Check

After a year of COVID shutdowns and restrictions leading to a general economic slowdown and unemployment for many Americans, the government is making an effort to jumpstart the economy by distributing a third stimulus check to American families, this time even larger than before. The goal? Help people get back on their financial feet and, […]

The post 6 Ways To Spend Your Third Stimulus Check appeared first on The Simple Dollar.

10 Steps for Making a Successful Budget

When you’re first trying to get a grip on your finances, budgeting is a great place to start. However, it’s often presented in personal finance books with complicated-looking tables where you’re trying to force the reality of your own spending with vague descriptions that don’t really match up with your thinking. For many, it ends […]

The post 10 Steps for Making a Successful Budget appeared first on The Simple Dollar.

5 Best Online Savings Accounts

Having a savings account is pretty much taken as an article of faith among those in the personal finance world.

Online Savings Account Face-Off: Ally Bank vs Capital One 360

Most personal finance experts — including Dave Ramsey, Ramit Sethi, and Suze Orman — talk about the importance of saving money.