Money Tips Network

Home Wellness Technology: A Smart Home Focused on Health

Coronavirus may have stunted consumer spending, but despite decreases in economic activity, smart home revenues continued to grow in 2020, and experts at ABI Research call for a 5% increase by 2026. The smart home market is expected to top $317 billion in revenue. Jonathan Collins, Smart Home Research Director at ABI Research, calls the […]

The post Home Wellness Technology: A Smart Home Focused on Health appeared first on The Simple Dollar.

Dollar Connect Personal Loans Alternatives

The best alternatives to Dollar Connect personal loans Best for Joint Applications: OneMain Financial Best for Free Credit Score Monitoring: RISE Credit Best for Extended Repayment Options: LendingPoint Best for Secured Loans: Avant Compare the best alternatives to Dollar Connect Lender APR Terms Loan Amount OneMain Financial 18%–35.99% 24–60 months $1,500–$20,000 RISE Credit 50%–299% 4–26 […]

The post Dollar Connect Personal Loans Alternatives appeared first on The Simple Dollar.

Figure Mortgage Review

If you’re looking for a new mortgage loan, Figure Mortgage is one of the lenders that is available to you. Figure Mortgage first opened its doors in 2018, but by 2020, the lender had already reached over $1 Billion in loan originations. Using a combination of blockchain technology and artificial intelligence, applicants who work with […]

The post Figure Mortgage Review appeared first on The Simple Dollar.

Buying a Rental Property vs. a Typical Mortgage or Second Home

If you’ve purchased a home or property at some point in your life, you might think you’re prepared for the process of buying a rental property. That may not be the case, though. The financing process for rental properties can be quite different than it is with other properties. When you buy a rental property, […]

The post Buying a Rental Property vs. a Typical Mortgage or Second Home appeared first on The Simple Dollar.

The Different Types of Retirement Plans, Explained

Saving for retirement can seem intimidating, to begin with. It takes yet another slice out of your paycheck and simply thinking about how much you need to save can seem overwhelming. Then, once you finally decide to start saving, you’re hit with another problem: a seemingly endless array of confusingly-named options. Roth? Traditional? IRA? 401(k)? […]

The post The Different Types of Retirement Plans, Explained appeared first on The Simple Dollar.

How to Get a Low-Interest Personal Loan

When you’re struggling financially, sometimes the best option is to get a personal loan. Unfortunately, “cheap loans” in the form of low-interest rates are hard to come by if you don’t have the right credit score. The interest rate is the amount you’ll pay over the life of the loan on top of the loan […]

The post How to Get a Low-Interest Personal Loan appeared first on The Simple Dollar.

Guide to FHA Mortgage Insurance

Federal Housing Administration (FHA) mortgage loans have helped millions of people with credit blips, lower incomes or smaller down payments achieve the dream of owning their own home. But while FHA loans can be a great way for some buyers to secure financing on their homes, these loans come with a small catch: you’ll need […]

The post Guide to FHA Mortgage Insurance appeared first on The Simple Dollar.

3 Reader Questions About Parenting and Finance, Answered

Parenthood is one of life’s greatest responsibilities and, for many, one of its greatest joys. Having an infant who is entirely dependent upon you and knowing that you have to provide for this new little person all the way through their childhood and into adulthood is a heavy responsibility, but a path that brings joy […]

The post 3 Reader Questions About Parenting and Finance, Answered appeared first on The Simple Dollar.

Can I Get a Loan If I Have No Credit?

No credit loans exist, but there are a few things you need to know about them. Though they often offer financial solutions, those solutions come at a cost, which can sometimes create a cycle of debt if you’re not careful. Because no-credit-check lenders don’t take borrowers’ credit reports into account when lending money, they are […]

The post Can I Get a Loan If I Have No Credit? appeared first on The Simple Dollar.

How Are Car Insurance Costs Determined?

Anyone who has shopped for car insurance has undoubtedly learned that rates can vary significantly from one insurance company to the next and that even the most minor life change can affect your insurance rates. Insurance companies use many factors to determine someone’s car insurance rates. During the underwriting process, they consider factors like a […]

The post How Are Car Insurance Costs Determined? appeared first on The Simple Dollar.

GameStop Stocks Hit Record High. Should You Buy?

For the third week in a row, GameStop stock dramatically spiked and continues to resist short sellers. We know what you’re thinking: wait, GameStop is still in business? The struggling retailer welcomed Chewy Co-founder and former CEO Ryan Cohen to its board on January 11 with a 9% stake that he later upped to 13%. […]

The post GameStop Stocks Hit Record High. Should You Buy? appeared first on The Simple Dollar.

What You Need to Know When Buying Car Insurance for the First Time

Adulting sneaks up on everyone at one point or another. If you just purchased your first car, congratulations and welcome to the club! Now, it’s time to deal with all the tedious aspects of driving your new car, like getting car insurance for the first time. First-time car insurance is as exciting as going to […]

The post What You Need to Know When Buying Car Insurance for the First Time appeared first on The Simple Dollar.

Is Bernie Sander’s Meme Sweatshirt Worth the Buy? Yes, It Is.

So, the internet is resetting, as Wired reported late last week. The cause? A charming, Bernie Sanders inauguration meme. Although Wednesday’s inauguration of President Biden and Vice President Harris had memorable moments, one is still standing out.  Here’s what happened.  Before Biden’s swearing, people began to tweet images of Bernie Sanders sitting in a folding […]

The post Is Bernie Sander’s Meme Sweatshirt Worth the Buy? Yes, It Is. appeared first on The Simple Dollar.

When It Doesn’t Make Sense to Switch Car Insurance

People often switch auto insurance providers to help save some money on the cost of their policies. While moving to a new insurance provider can help you shave a few bucks off your monthly premium, switching car insurance isn’t always the best idea. Many insurers offer valuable incentives to keep their customers, and you might […]

The post When It Doesn’t Make Sense to Switch Car Insurance appeared first on The Simple Dollar.

My spending moratorium while on vacation

Kim and I are back from a week-long beach vacation with her brother and his family. We traveled to a luxury timeshare resort where it was super easy to practice social distancing because almost nobody was there. (The place was running at maybe 10% capacity because of COVID, and the level of cleanliness was mind-boggling. I felt safer there than at home! Sanitizer, mask, wipe your feet. Instant-read thermometers. Digital menus. Etc. Etc. Etc.)

This trip was a terrific early test of my spending moratorium resolve. I was mostly good.

The vacation itself cost money, of course, but I'm okay with that. We scheduled it months ago, long before I decided to take a year off from spending. I didn't cancel it, and I'm not canceling the other trip we have planned for March. Instead, my aim is to keep my spending as low as possible for both trips. Plus, I have no plans to book other vacations this year.

Today’s Mortgage Rates in North Carolina

If you’re thinking about buying or refinancing a home in North Carolina, you could be in for some good news. Homebuyers who opt to purchase property in this state will get access to housing prices that are well below the national average. When those low prices are paired with the historically low interest rates we’ve […]

The post Today’s Mortgage Rates in North Carolina appeared first on The Simple Dollar.

What To Do if Your Package Gets Stolen at Your Door

Can you get a replacement for stolen packages? Yes, but it’s much easier to prevent package theft in the first place. Here’s what you need to know.

The post What To Do if Your Package Gets Stolen at Your Door appeared first on The Simple Dollar.

How to File Taxes If Your Partner Passed Away

The passing of one’s spouse has a lot of financial implications. In the short term, you’re left dealing with the estate and the expenses of the funeral — then the issues of life insurance, going through their possessions and dealing with assets arise. Then, as the calendar year turns, there’s another challenge: taxes. How does […]

The post How to File Taxes If Your Partner Passed Away appeared first on The Simple Dollar.

The Cheapest Renters Insurance in Seattle, Washington

Even though renters insurance offers so much, there’s still no need to overpay for it. We researched Seattle renters insurance companies to find both the cheapest and best providers for renters insurance using our proprietary SimpleScore methodology. Using this, we compared the best renters insurance in Seattle based on coverage options, discounts, accessibility, customer satisfaction […]

The post The Cheapest Renters Insurance in Seattle, Washington appeared first on The Simple Dollar.