Articles on Personal Finance

New Tax Breaks for the Swift

The Small Business Jobs Act of 2010 created new opportunities for businesses to save on their taxes in 2010 and beyond. Here are some actions that can prove beneficial to you.

A Mortgage Crisis Solution

Some banks didn't manage the paperwork well enough to be able to prove that they actually own their mortgages. This just might be the germ of a solution.

4 Places to Start Your Debt Management Crusade

Taking control of debt is essential to preventing it from getting out of hand. Here are some tips to get you started with a debt management plan.

Wise Bread Blogger on the NBC News with Brian Williams

Wise Bread writer Sarah Winfrey had a blast when she went on NBC Nightly News to talk about her family's experience reducing credit card usage during the economic crunch.

How to Secure Business Financing Without a Personal Guarantee

You can build your business credit fairly quickly and potentially eliminate the need for a personal guarantee if you plan for it from the outset.

Think Twice Before Ditching Your Current Bank

Choosing quality over customer loyalty can be a big decision when it comes to your bank and personal finance goals. Here are some tips for making the decision to switch.

Just Saving More Is Not the Answer

Whenever I write about calculating how much money you need to retire, some people disagree strongly with the whole idea that there is such a figure. One told me, "The only correct

5 Simple Ways to Cut Your Car Expenses

With ever-rising gas prices, it's important to do what we can to cut back vehicle expenses. Here are five simple things you can do to keep that cash in your wallet!

25,000 Reasons to Pamper Your Credit

Would you take good care of your credit score if you knew someday it could save you $25,000?

Lessons We Can Learn From Blockbuster's Demise

As the video giant Blockbuster files for Chapter 11 Bankruptcy, marketing experts everywhere are asking the same question: what went wrong?

The End of the 4% Rule?

There's a rule of thumb that's pretty well known to retirement planners: the 4% rule. That rule is starting to look kind of iffy.

Women and Wall Street: Is the Romance Gone?

The main players in Wall Street: Money Never Sleeps are men, as is the target audience. Being a woman who works in finance I’m left a bit dismayed — and as it turns out, I’m not al

5 Tips on What to Do Before Moving in Together

If splitting the cost of rent and utilities with your significant other sounds like a good idea, you’re not alone. According to the 2010 U.S. Census, 7.5 million unmarried couples

Why You Shouldn't Plan to Retire at Age 65

Most traditional retirement advice columns I read are written as a guide to retiring in your 60s. Although the advice contained in these columns may be useful to some, I think that

12 Ways Your Financial Statements Tell Lenders the Wrong Story

Your financial statements may not make the bestseller list, but they do tell an intriguing story — at least to a banker. Unfortunately, the tale they tell may be misleading.

The Expiring Bush Tax Cuts: What’s the Fuss?

Given the continually fragile state of the economy and enormous budget deficits, should the tax cuts be extended or should they be permitted to expire?

Giving Up Your Car May Be Easier Than You Think

Debating downsizing to one or zero vehicles? The transition may be easier than you actually think.

Best Money Tips: Save Money on Plus-Sized Clothing

Welcome to Wise Bread's Best Money Tips roundup. Today, we tell you how to shop for plus-sized clothing, why corner lots may be for suckers, and how to prepare for an evacuation fr

Beware the Small Print of High Interest Savings Accounts

How many times have you seen ads for savings accounts that have touted superb interest rates? And how many times have you looked into the offer only to discover that it isn’t quit

Peer to Peer Lending: Prosper Marketplace or Lending Club?

Whether you're a borrower or investor, here is a quick comparison guide on the two largest peer to peer lending companies.