Articles on Personal Finance

31 Small Business Tax Deductions

Not deducting all of the expenses that you are allowed leaves money on table. Use the following checklist of rules to reduce your taxable income as much as legally possible.

What I Learned From Working at a Bank

In the short time I've been at my job, I've seen all kinds of borrower financial statements. Here are some of the best lessons I've learned from working at a bank.

What Does Being Rich Mean to You Anyway?

How much money do you think you need to be considered rich? Is it solely just due to a number in your bank account?

Is GDP Still Important?

Is GDP outdated? Something that was invented after the depression in a largely agricultural and industrial-based economy may not have a place in today's world when it comes to meas

Best Money Tips: Anatomy of a Coupon

Welcome to Wise Bread's Best Money Tips roundup. Today, we share the anatomy of a coupon, how to clean your work laptop before you leave your job, and how to pick the very best air

6 Reasons Why Cash Is Still King

Learn the top reasons why cash is still king — even in the age of plastic.

Tax Rules You Should Know About for 2011

There is an enormous amount of uncertainty about federal taxes for 2010 and 2011. Amid this uncertainty, there are some new rules that will take effect in 2011.

What Is True Affordability?

When is something truly affordable? If you are making more than $1 million a year, does this automatically mean you can afford everything?

How to Do What Identity Theft Protection Companies Do...for FREE

Identity theft protection is a big business. We show you how to protect your identity for free.

Video on How to Spot Counterfeits

As part of introducing the new $100 that'll come out in February, the US Treasury is producing a video podcast, and the current episode is on spotting counterfeit notes.

Travel and Money: Using Prepaid Travel Cards

Prepaid Travel Cards can be a useful — and secure — alternative to debit cards and credit cards, as well as a way to hedge against currency risk.

5 Loan Options for Those With Good Credit

Having excellent credit will allow you to have your pick of cheaper loans with potentially higher limits. To those who need financing, we offer a few suggestions where you can see

What Dreams Mean About Personal Finance

Until recently, it had never occurred to me that dreams could offer insights into financial and career dilemmas. Then I had a dream that revealed a financial fear, and finally di

Ask the Readers: Silly Ways to Save (Chance to win $20)

What is the silliest way you've heard of (or done) to save money? Let us know your thoughts in order to be entered to win one of three $20 Amazon gift cards!

I Am Doing Well Financially. Now What?

Eventually, there comes a point in time when you can actually afford a few niceties in life. How will you react?

Making Personal Finance Fun while Fighting for Financial Freedom

My story about how I went from broke, to saving without goals, to fighting for financial independence.

Best Money Tips: Homemade Car Cleaning Products

Welcome to Wise Bread's Best Money Tips roundup. Today, we share a recipe for homemade car wax, how to coo

What is "Quantitative Easing" Anyway?

Recently the news is abuzz with the term "quantitative easing."  What is it anyway and how does it affect you?

Best Money Tips: The Worst Drugstore Deals

Welcome to Wise Bread's Best Money Tips roundup. Today, we reveal the absolute worst drugstore buys

The Audacity to Waste Money for Better Finances

Sometimes, what seems like a waste of money might actually be one of the best ways you can spend your cash.