Articles on Personal Finance

Financial Independence Is More Than Just a Number

You may start out thinking of financial freedom as a number, but eventually, you realize that it's a much more achievable goal if you focus on your state of mind.

When Deals Matter

Some people are into deals. They collect and organize their coupons, they buy used, they negotiate with sellers. These are all good strategies, but they all take effort. This post

Best Money Tips: Is Day Trading for You?

Welcome to Wise Bread's Best Money Tips roundup. Today, we tell ask if you have what it takes for day trading, give the best places to retire, and help you find a job with some new

Low Cost Ways to Dress Your House for a Quick Sale

If you want your house to sell quickly, you need to make sure that it shows well. A few simple, often cosmetic, changes will make a world of difference.

Is Real Estate a Good Investment?

Young investors need strong investment returns that exceed the rate of inflation in order to avoid working in later years. Is real estate a good investment option?

Delayed Gratification and the Secret to Will Power

Saving is nothing more than delayed gratification in action, but trying to defeat our desires for instant gratification outright is often a dead-end endeavor. It's easier if you en

Credit Cards vs. Debit Cards: A Comprehensive Comparison

“Credit cards and debit cards have the exact same benefits.” I’ve heard this statement for a long time, but I wanted to test it out to see if it is true.

Going Into Debt Can Be Awesome

Debt can make or break you. Which one depends on how you handle it and the reasons behind the need for the money. Make the right choice and you can achieve even the impossible.

The Key to Frugality: Avoid the Fear Tax

Learn how to eliminate purchases made out of fear by asking yourself two simple questions.

What’s Tax Deductible for Your Next Business Trip?

The IRS have set out some pretty specific guidelines as to what's tax deductible for your next business trip.

Why Do a Credit Card Balance Transfer, and How?

Learn the pros and cons of transferring a credit card balance, as well as how to choose the right credit card for you.

Double-Dip-Proof Your Business

With fears swirling about a double-dip recession, many entrepreneurs are worried that we're in for another round of tough times.

5 Expenses to Ditch After Age 30

Thirty is just a number, but there are several types of expenses that we should probably ditch upon hitting the Big 3-0.

Are You Saving Too Much Money?

Is there such a thing as too much savings? Let's find out.

How to Get Yourself Into Debt

Rarely will you stumble across an article that actually tells you how to get into debt. It's time to end the discrimination and give people who want to get into debt a list of tips

Best Money Tips: 5 Tips for Those Working in a Job They Hate

Welcome to Wise Bread's Best Money Tips roundup. Today, we give you tips for surviving a horrible job, the 12 things every Italian kitchen should have, and how to make a knotted sc

Pitting Airline Against Hotel Rewards

If you've ever hesitated before redeeming your airline miles and wondered if you're getting a good deal, you're in good company.

The Duel: ETFs vs. Mutual Funds

Which is the better investment? Know how ETFs and mutual funds work can help you decide which is best for your needs. Let's have them face off, and see how each performs.

Best Money Tips: 20 Signs You Need a Financial Makeover

Welcome to Wise Bread's Best Money Tips roundup. Today, we share the 20 ways you know you need some money help, 10 little-known personal development blogs, and how to turn an old t

Be In Charge of Your Finances

Do you ever come to the end of the money before you run out of month? It's easy to conclude that the problem is that you don't earn enough money (or that you spend too much). In fa