Most people just taking a carry-on waste a lot of money AND time. they spend endless time search for a drugstore or whatever item that didn't fit in. They realize that they need another t-shirt or waste hours at the loundry salon OR a lot of money on laundry in the hotel.
if you are on a short business trip, carry-on only is okay. most airlines reduced (or are reducing) their carry-on-space as well. 15 more mins at the baggage claim and 10 euros more for the luggage just don't make up for all the flexibility you give up.
I would say save the money you made from your after school jobs and summer jobs. You will need that money to start an independent adult life for yourself .
Good question, Cynthia. You don't have to give a recorded statement to the Claims Adjuster from the other party. You can refer the other party's claim adjuster to the claims adjuster from your own insurance. Providing information on your own can work against you so it's best to let your insurance company's rep act as a middleman to prevent any blunders.
I wish my younger self would have listened to older wiser people. I would have told younger me to practice patience. Learn to be calm and less impulsive. And stay away from all those boys! The right will find you - and did.
Just because everyone is equally as bad off doesn't make the cities a retirement paradise. Ah. The winters in Buffalo. The cultural amenities of Johnstown. The Moral of this story. Save. Invest. Don't let this happen to you.
I wish I'd asked for more financial advice and information from my parents when I was young and making mistakes with my credit that affected me for years. My mom was an accountant and assumed I knew better than I did. I didn't admit how little I understood and messed up big time!
At age 13 we moved from the city to the country. I was devastated! But in the end, change was good for me. I would say take a chance don't do what you always do, be different and wait to see what happens.
I would tell myself 2 things: DO NOT GO INTO DEBT and save for retirement earlier! If only I had not accumulated $35K in debt and not started retirement savings until I was 35, things might look a little rosier now. For sure, the debt caused a lot of worry and grief and sleepless nights and I would not wish that on anyone.
I wish I had told myself to focus on what I want to do in life rather than what everyone else wants me to do. I think I wasted years trying to make a career fulfilling. It's hard making the transition now that I have more expenses and commitments in my life.
I would go back 25 years and teach myself how to avoid debt. I think that has been a huge downfall in our financial life. I'd go back 25 years because that's right before I got married. We'll have been married 25 years in November.
To my younger self: try harder to push your family to do the right thing earlier. Enabling an adult is not support, and the longer it goes on, the less likely it is you'll break free. If you succeed, and if you are willing to save yourself a little sooner than later, it's possible things might turn out better than they did.
Most people just taking a carry-on waste a lot of money AND time. they spend endless time search for a drugstore or whatever item that didn't fit in. They realize that they need another t-shirt or waste hours at the loundry salon OR a lot of money on laundry in the hotel.
if you are on a short business trip, carry-on only is okay. most airlines reduced (or are reducing) their carry-on-space as well. 15 more mins at the baggage claim and 10 euros more for the luggage just don't make up for all the flexibility you give up.
I would say save the money you made from your after school jobs and summer jobs. You will need that money to start an independent adult life for yourself .
I wish I had told my younger self to not lose contact with my old friends.
Thanks for the clear and concise breakdown. This is very helpful.
Good question, Cynthia. You don't have to give a recorded statement to the Claims Adjuster from the other party. You can refer the other party's claim adjuster to the claims adjuster from your own insurance. Providing information on your own can work against you so it's best to let your insurance company's rep act as a middleman to prevent any blunders.
I would tell my younger self to start saving earlier.
I would tell myself not to sweat the small stuff, stop cleaning, and enjoy the time with my daughter more.
start investing a lot sooner.
Spend Less Than You Earn, And Do It For A Long Time.
I wish my younger self would have listened to older wiser people. I would have told younger me to practice patience. Learn to be calm and less impulsive. And stay away from all those boys! The right will find you - and did.
I would tell my younger self, be confident and read more books during summer and winter breaks!
Just because everyone is equally as bad off doesn't make the cities a retirement paradise. Ah. The winters in Buffalo. The cultural amenities of Johnstown. The Moral of this story. Save. Invest. Don't let this happen to you.
Save for retirement as early as possible. Also cook at home more often, big savings with this one.
I wish I'd asked for more financial advice and information from my parents when I was young and making mistakes with my credit that affected me for years. My mom was an accountant and assumed I knew better than I did. I didn't admit how little I understood and messed up big time!
Do not touch the money in your 401K accounts, not even to use a down payment on a house.
Don't let credit card debt pile up and save, save, save!
Be more persistent! Don't give up on things!
At age 13 we moved from the city to the country. I was devastated! But in the end, change was good for me. I would say take a chance don't do what you always do, be different and wait to see what happens.
I would have learned faster from my mistakes instead of being stubborn and thinking I knew all there was to know.
"If you're thinking about buying a pet"... please change "buying" to "adopting" (or at least include both). Adopting is a far more responsible option.
I would tell myself 2 things: DO NOT GO INTO DEBT and save for retirement earlier! If only I had not accumulated $35K in debt and not started retirement savings until I was 35, things might look a little rosier now. For sure, the debt caused a lot of worry and grief and sleepless nights and I would not wish that on anyone.
I wish I had told myself to focus on what I want to do in life rather than what everyone else wants me to do. I think I wasted years trying to make a career fulfilling. It's hard making the transition now that I have more expenses and commitments in my life.
Find something you're passionate about and figure out how to make a living doing it.
I would go back 25 years and teach myself how to avoid debt. I think that has been a huge downfall in our financial life. I'd go back 25 years because that's right before I got married. We'll have been married 25 years in November.
To my younger self: try harder to push your family to do the right thing earlier. Enabling an adult is not support, and the longer it goes on, the less likely it is you'll break free. If you succeed, and if you are willing to save yourself a little sooner than later, it's possible things might turn out better than they did.