Recent comments

  • Ask the Readers: Do You Have Any Pets?   9 years 30 weeks ago

    We have two medium dogs and it really isn't that expensive. We buy their food in big huge bags ($22) and it lasts them about a month and a half. We occasionally will pick up a box of treats or a rawhide which is no more than $10 extra a month (if that). Their medical costs once a year (shots, teeth cleaning) can get expensive though ($90-200). We've debated getting health insurance for them because it would devistate us if they got hurt and we couldn't afford to fix it. But dog insurance is pretty pricey.

  • 4 Ways Women Can Avoid Paying the "Pink Tax"   9 years 30 weeks ago

    OMW Why did this never occur to me? I am so mad at myself right now. You better believe I will be unpinking my 15 yr old daughter when I get home from work tonight. I am a happy tightwad but this just flew right by me. Now I have to wonder what else am I missing.

  • 5 Times You Shouldn't Refinance Your Mortgage   9 years 30 weeks ago

    #3 is just plain wrong. If you want to pay off your mortgage sooner, it is always better to go 15 years(assuming you have the extra cash per month for payments) than adding that much to the principal of the current 30 yr loan (since the rates of 15 year will almost always be lower). Yes, if you won't have flexibility for unexpected needs, but blindly saying 15 year is not better than 30 year if you want to pay off the loan sooner is just not correct.

  • Ask the Readers: Do You Have Any Pets?   9 years 30 weeks ago

    We do have a cat but shhh don't tell him he's a cat he is just our boy. His sister likes to dress him up and the his older brothers love to feed him all sorts of treats. Gold fish crackers and any flavor yogurt are his favorites. Just try to eat some with out him bulling you. We love our baby. Bear Earl Winski yes he has a middle name.

  • Ask the Readers: Do You Have Any Pets?   9 years 30 weeks ago

    Hi there! We have two dogs and one cat. We spend at minimum 100$ on our indoor pets and up to 500$ if we have a vet visit. Also any vacation or even one night away costs more since we have to pay someone to take care of them. Is it worth it? Some days I think so, other days not so much. I think it's great for my daughter to have pets, good life lessons and better for her immune system and fewer allergies. Those benefits are hard to measure in dollars.

  • Ask the Readers: Do You Have Any Pets?   9 years 30 weeks ago

    I have 4 dogs. We spend about 40.00 on dog food a month for them. I can't think of one thing that is the best about them. Everything is great! They are constant companions, great little heaters and bring joy to my life every day. If I am sad, they know it and they will love me and make me laugh. 3 of our dogs are rescues and it feels so amazing to give them a home where they are spoiled. They are small dogs and we make their food with hamburger and cottage cheese. We buy vitamins for them once every 6 months (it lasts that long). We live in a cooler climate so from October to May they do not need flea meds. We give them baths monthly. You can see all of them on my instagram: https://www.instagram.com/kittykill69/

  • Ask the Readers: Do You Have Any Pets?   9 years 30 weeks ago

    I have had many rescue pets in my life since the day I was born. I currently have 4 rescued dogs and 3 rescued cats who live in my house. I choose to adopt rather than shop. Saving animals is something I choose to do even though it is expensive to keep them all in the best health. I prefer doing what makes me healthy and happy over things other people do to entertain themselves. I spend my money in ways that bring me joy over a long period. I view this as an investment in my overall well being.

  • Ask the Readers: Do You Have Any Pets?   9 years 30 weeks ago

    Yes, I have 2 dogs. Their monthly costs are generally low, the exception being the Wellness Plan we signed them up for through their vet; for two dogs, it's about $73/month. This has proven to be a huge cost-savings, as one of our dogs had a lot of ongoing health issues when we adopted her from a rescue a few years ago. Other than that, we spend around $30/month on food (natural, grain-free, yada yada).

    The best thing about pets is the happiness they bring. I have depression/anxiety and spending time with my dogs helps me cope immeasurably. They're so goofy and innocent; a true joy to interact with. Walking them daily keeps us all healthy too.

  • Ask the Readers: Do You Have Any Pets?   9 years 30 weeks ago

    I have two dogs, Cooper and Izzy. While I spend about $40 a month n them, I consider it a bargain. Dogs help me stay healthier thereby saving on medical bills. Dogs keep me out in the community by walking them each day, thereby saving me money n entertainment and socializing. Cooper and Izzy also save on my power bills. They keep me warmer n the winter by sleeping on my bed.

  • Ask the Readers: Do You Have Any Pets?   9 years 30 weeks ago

    I have a cat named Jenks and I would say I spend about $45 a month on him. The best thing about Jenks is he makes me laugh and keeps me company. I love that he is there to greet me when I get home and meows at me if I don't give him a belly scratch first thing. I have always had a pet and always will! My goal is to retire on a ranch and get a lot more cats, dogs, goats, etc.

  • Ask the Readers: Do You Have Any Pets?   9 years 30 weeks ago

    I don't have one, but my family did when I was growing up.

  • Ask the Readers: Do You Have Any Pets?   9 years 30 weeks ago

    I "only" have one dog right now and his monthly costs (food, medications, supplements) average around $100 a month, as long as we don't have to run to the vet. If we do, it's more like $200-300 a month.

  • Ask the Readers: Do You Have Any Pets?   9 years 30 weeks ago

    I "only" have one dog right now and his monthly costs (food, medications, supplements) average around $100 a month, as long as we don't have to run to the vet. If we do, it's more like $200-300 a month.

  • Ask the Readers: Do You Have Any Pets?   9 years 30 weeks ago

    I have two dogs (one just recently adopted). We spend at a minimum $38 a month primarily on their $19 bark boxes. On average, probably about $50 a month once you count in vet bills, dog food, toys, etc.

    Not only are they spoiled, but now that we have two, it is double everything, including Christmas gifts.

  • Ask the Readers: Do You Have Any Pets?   9 years 30 weeks ago

    I don't have a pet and I don't want one. They're expensive and messy. They also require a lot of time for care.

  • Ask the Readers: Do You Have Any Pets?   9 years 30 weeks ago

    I have five beautiful furbabies that I love dearly. They are Gracie (black lab/Great Dane mix), Rosco & Zoey (Boston Terriers), Baxley (Schnoodle), and Jasper (Golden Retriever).

  • Ask the Readers: Do You Have Any Pets?   9 years 30 weeks ago

    I have two dachshunds, both rescues. They were fairly inexpensive when they were young. They are now 10 and 12 years old.

    I love these dogs dearly, but one now has cataracts and is nearly blind, the other has thyroid issues. Our monthly expenses when they were young ranged from $50-75 per month. Now it is closer to $200-225 per month.

    Aging dogs are like aging people and often times have more health problems including dental care, needing special foods, etc. I love my dogs and certainly want to take care of their needs to give them the best and longest life possible. Persons wanting to acquire a pet must realize it's a long term investment with some large "fees" involved,but the reward is enormous and worth every penny.

  • Ask the Readers: Do You Have Any Pets?   9 years 30 weeks ago

    No, but hopefully a dog in the near future!

  • Ask the Readers: Do You Have Any Pets?   9 years 30 weeks ago

    I don't currently have pets but I would like to have a dog and a cat when I am more settled down. I do volunteer at the local animal shelter though.8956

  • Ask the Readers: Do You Have Any Pets?   9 years 30 weeks ago

    I don't have any pets. I'm not home enough to think a dog would be a good idea, so I settle for a few plants that only need watering.

  • Ask the Readers: Do You Have Any Pets?   9 years 30 weeks ago

    No pets! But we are saving up some funds to get a couple dogs, a fish, and a lizard.

  • How Much Personal Finance Info Should You Share?   9 years 30 weeks ago

    It depends on who you share with. Particular circumstances may warrant it. We had a relative who was always on the brink of disaster financially, eviction, etc. We helped her often. One time we could not, and she laid us out with roses. My husband told her what we cleared, what we had to cover, and she hasn't asked us since.

    My sisters and I can talk freely about it, perhaps because our finances work out similarly, even though our locations/actual numbers are different. We use it as a means of encouraging each other. We also share frugal hacks, recipes, online deals.

    Like you said though, it's not for everyone.

  • Ask the Readers: Do You Have Any Pets?   9 years 30 weeks ago

    I have a wonderful Jack Russell/Beagle Mix. He is terrific!!!!

  • Ask the Readers: Do You Have Any Pets?   9 years 30 weeks ago

    Yes, I have two dogs, a Maltese and a mini dachshund. I probably spend an average of $20 monthly on food and treats.

  • Ask the Readers: Do You Have Any Pets?   9 years 30 weeks ago

    Currently I have a cat which I got from the Humane Society. I spend $15 a month on food/litter and $150 a year on vet. I also spend $200 a year on Revolution for heart & fleas. I enjoy the companionship from my pet and past pets. I have had 3 dogs and 4 cats during my lifetime.