I agree that running/walking outside needs good gear. Simply trying it in a tshirt and sweatshirt are not the best idea, I can run at least 2 more miles with proper workout clothes (ie moisture wicking and the right layers on.) Gloves are definitely the tricky part for me. Some days they're a must because of wind but sometimes I find my hands sweating so bad I can't stand it. If I run with friends we usually swap off during our run with only one pair of gloves between us!
Thank you. I'm always surprised when people say it's expensive to eat healthy. Not so, as you have demonstrated with this article. I want food stamp recipients to get vouchers for whole, healthy foods instead of allowing them to buy deadly processed items that lead to bad health adding additional cost to taxpayers.
I've found that keeping it simple is key! Keep your inbox empty of pending tasks, and your stress level will decrease while your productivity increases. Its amazing what the simple changes can do!
-Pat http://compoundingreturns.blogspot.com
Great story! I especially love the penicillin part, makes me wonder if you ever got sick as a child--I doubt it;)--But I do wonder how you make vinegar from your garden produce? Anyway, thanks for the great post, def made my day!
The solution to healthcare is to socialize it period. After all, it's our freakin health we are talking about! Do we complain about the military, fire and police department? And yet these are social programs that we all pay into and never do we complain about it.
Imagine if we were denied these social services because it would be too costly for the freakin stockholders and would look bad on their earning reports? It's sounds so damned stupid and ridiculous, and yet this is exactly what is happening with our health, we are letting a bunch of assholes on Wall Street decide if we are worth spending money on because it might damage there earning reports!
For those that have trouble saving, my Father-in-law advocates the "pay yourself first" practice- which is: Treat your saving like a bill. You put this money away first as if you are paying one of your normal bills, preferably in an account you don't have "easy" access to (for example, a savings acct w/ no ATM/debit card attached). Then you don't have to worry at the end of the month if you reached your goal, because you reached it to begin with! This can be especially helpful for those whose money "burns a hole in their pocket".
Well, there are some interesting parts to this post. However, it seems to be a bit confusing. In Step 1: "What free product would you love for me to create just for you?", the final product isn't actually free, what seems to be free is the report or "information product" that you send them about the final product. Also, Groupon, which I've used, works because of the massive discount they offer, not the interactive part. It is possible that this method works, but frankly, I'm not so sure. I suppose that if you found a client who is willing to participate in this, that they would be interested in hearing your pitch. However, there is no information on how to actually find these people.
Couldn't I just sign up for the program (assuming I keep a decent checking balance), go to the gas station, pump about .01 cent of gas in my car repeatedly for 253 straight transactions. If I average .02 cents of gas per fill up, this would take 256 transactions at the pump and so on. This would allow me to capitalize on the free $250 that BofA would allow during their promotion and then quit the program. I would have to keep 250 dollars in my checking account so I wouldn't overdraft. I'd have to read the fine print (# of transactions, quitting the program, etc). Maybe I can scam BofA for once!!!
I think the article is really for people who overspend impulsively on a daily basis. If you're a longer-term planner, you can handle a longer budgeting timeframe. Maybe a week would work better.
If you're regulating spending daily, then you have to put yourself in a situation where you can save up for the weekend grocery shopping and other expenses.
Dirty denim would probably be bad as it would damage the blades. The idea here isn't to resharpen the blades, it's to realign the edges at a microscopic level. Same would work for a dulling knife. When new the edges are aligned straight. As used they go from being a straight line to looking Bart Simpsons hair (all the points in different directions). Dragging the blade across a surface realigns them.
Hey Tim - great plug, and muchly appreciated. You have a great resource there.
(Readers can also buy the book directly from the publisher through this site.)
wow if anyone thinks these methods work you are being fooled they may work to a certain extent but this is why there are pdr technichians like myself to do the job correctly and completely, if you want to know how its done we use metal rods of different size and shapes with different tips to get under the sheet metal and push the dent up using a light to see where the tool is, or if you cant get to the dent with a rod you use hot glue on a tab which you place directly in the center of the dent then use a puller to pull up the tab along with the metal, after pulling up the metal you will usually have a high point which you knock down using a knockdown tool and a hammer
More ideas: Change (or clean) your furnace filter (for those of us who don't live in Hawaii). Even though it should be done more frequently than annually in a lot of places, most people don't even do it that frequently. It can make a forced air furnace - a major investment - last a lot longer.
This approach would be difficult to manage. You would need a daily running total. On some days you would not spend anything at all. Is that daily allowance forfeit? Of course, if you did strictly stick to the daily spending limit and did not spend on certain days you would be that much further ahead at the end of the month.
For checking the tire pressure I do this every time I get fuel rather then trying to remember every couple weeks. I just carry a pressure gauge in my car and check each tire while pumping instead of staring at the fuel pump.
I agree that running/walking outside needs good gear. Simply trying it in a tshirt and sweatshirt are not the best idea, I can run at least 2 more miles with proper workout clothes (ie moisture wicking and the right layers on.) Gloves are definitely the tricky part for me. Some days they're a must because of wind but sometimes I find my hands sweating so bad I can't stand it. If I run with friends we usually swap off during our run with only one pair of gloves between us!
Too bad these "dresser drawers" are actually parts of a bee hive.
Thank you. I'm always surprised when people say it's expensive to eat healthy. Not so, as you have demonstrated with this article. I want food stamp recipients to get vouchers for whole, healthy foods instead of allowing them to buy deadly processed items that lead to bad health adding additional cost to taxpayers.
Thanks for the mention Amy!
Really motivating article! Thanks for sharing :)
I've found that keeping it simple is key! Keep your inbox empty of pending tasks, and your stress level will decrease while your productivity increases. Its amazing what the simple changes can do!
-Pat
http://compoundingreturns.blogspot.com
Great story! I especially love the penicillin part, makes me wonder if you ever got sick as a child--I doubt it;)--But I do wonder how you make vinegar from your garden produce? Anyway, thanks for the great post, def made my day!
The solution to healthcare is to socialize it period. After all, it's our freakin health we are talking about! Do we complain about the military, fire and police department? And yet these are social programs that we all pay into and never do we complain about it.
Imagine if we were denied these social services because it would be too costly for the freakin stockholders and would look bad on their earning reports? It's sounds so damned stupid and ridiculous, and yet this is exactly what is happening with our health, we are letting a bunch of assholes on Wall Street decide if we are worth spending money on because it might damage there earning reports!
I'd never thought of adding a "chill area" to my workspace but it sounds as if it would be a good idea!
For those that have trouble saving, my Father-in-law advocates the "pay yourself first" practice- which is: Treat your saving like a bill. You put this money away first as if you are paying one of your normal bills, preferably in an account you don't have "easy" access to (for example, a savings acct w/ no ATM/debit card attached). Then you don't have to worry at the end of the month if you reached your goal, because you reached it to begin with! This can be especially helpful for those whose money "burns a hole in their pocket".
Well, there are some interesting parts to this post. However, it seems to be a bit confusing. In Step 1: "What free product would you love for me to create just for you?", the final product isn't actually free, what seems to be free is the report or "information product" that you send them about the final product. Also, Groupon, which I've used, works because of the massive discount they offer, not the interactive part. It is possible that this method works, but frankly, I'm not so sure. I suppose that if you found a client who is willing to participate in this, that they would be interested in hearing your pitch. However, there is no information on how to actually find these people.
Couldn't I just sign up for the program (assuming I keep a decent checking balance), go to the gas station, pump about .01 cent of gas in my car repeatedly for 253 straight transactions. If I average .02 cents of gas per fill up, this would take 256 transactions at the pump and so on. This would allow me to capitalize on the free $250 that BofA would allow during their promotion and then quit the program. I would have to keep 250 dollars in my checking account so I wouldn't overdraft. I'd have to read the fine print (# of transactions, quitting the program, etc). Maybe I can scam BofA for once!!!
Hi, Guest! Yes, he's a keeper. :-)
I think the article is really for people who overspend impulsively on a daily basis. If you're a longer-term planner, you can handle a longer budgeting timeframe. Maybe a week would work better.
If you're regulating spending daily, then you have to put yourself in a situation where you can save up for the weekend grocery shopping and other expenses.
Dirty denim would probably be bad as it would damage the blades. The idea here isn't to resharpen the blades, it's to realign the edges at a microscopic level. Same would work for a dulling knife. When new the edges are aligned straight. As used they go from being a straight line to looking Bart Simpsons hair (all the points in different directions). Dragging the blade across a surface realigns them.
Excellent point -- forums and more recently, twitter streams to see what people are saying, their reasoning, etc.
what a great husband! thrifty and handy!
Hey Tim - great plug, and muchly appreciated. You have a great resource there.
(Readers can also buy the book directly from the publisher through this site.)
wow if anyone thinks these methods work you are being fooled they may work to a certain extent but this is why there are pdr technichians like myself to do the job correctly and completely, if you want to know how its done we use metal rods of different size and shapes with different tips to get under the sheet metal and push the dent up using a light to see where the tool is, or if you cant get to the dent with a rod you use hot glue on a tab which you place directly in the center of the dent then use a puller to pull up the tab along with the metal, after pulling up the metal you will usually have a high point which you knock down using a knockdown tool and a hammer
Hi, Guest, and thanks for your comment! I remember how expensive it was to buy a new furnace in our last house. Ouch.
More ideas: Change (or clean) your furnace filter (for those of us who don't live in Hawaii). Even though it should be done more frequently than annually in a lot of places, most people don't even do it that frequently. It can make a forced air furnace - a major investment - last a lot longer.
This approach would be difficult to manage. You would need a daily running total. On some days you would not spend anything at all. Is that daily allowance forfeit? Of course, if you did strictly stick to the daily spending limit and did not spend on certain days you would be that much further ahead at the end of the month.
Wow, that is a great idea and pretty original. I've never heard this method before. I think it also works if your finances are healthy.
Hi, Chris! Thanks for your great idea. I am guilty of staring at the fuel pump, like you mentioned. Might as well do something constructive.
For checking the tire pressure I do this every time I get fuel rather then trying to remember every couple weeks. I just carry a pressure gauge in my car and check each tire while pumping instead of staring at the fuel pump.