Recent comments

  • 10 Scams to Avoid in 2011   15 years 26 weeks ago

    I've seen that one a lot too. In most of the cases I saw the fake email came from someone's gmail account.

  • 10 Scams to Avoid in 2011   15 years 26 weeks ago

    You're right, there's no such thing as "no strings attached". There's usually a motivation behind any great offer. The better the offer, the more you should consider what's at stake. If it's the best offer you've ever heard, make sure you research it thoroughly before even considering it.

  • Best Money Tips: Dealing With a Boring Job   15 years 26 weeks ago

    The frozen pipe tip could come in really handy this winter. Thanks for mentioning my Costco article!

  • 5 Places to Get Cheaper Diapers   15 years 26 weeks ago

    Way cheaper: cloth

  • 10 Scams to Avoid in 2011   15 years 26 weeks ago

    One of the scams I saw pop up often in the past few years is the email message claiming to be from a friend who is stranded in Europe and needs money. When the real friend is contacted, they have no idea their email address has been compromised.

  • Runaway Debt, Can You Ever Pay It Back?   15 years 26 weeks ago

    So true about it being emotional. The journey of a thousand miles begins with a single step, you just have to make sure you are going in the right direction.

  • Do You Really Need “Soft” Water?   15 years 26 weeks ago

    Other commentators have mentioned that many municipalities report the hardness of their water. Often this is listed in "grains." The conversion from grains to mg/L as listed in this report is 1 grain = 14.254 mg/L (or ppm.) Thus, as in the article:

    80-100 mg/L (acceptable) = 6-7 grains
    200 mg/L (poor) = 14 grains
    500 mg/L (unacceptable) = 35 grains

    My experience lends me to agree with this assessment.

    Also for Lucille, it would be very easy to plumb a water softener solely into a washer, especially if the two were right next to one another. Easier than a normal cheap installation, softening everything. Much easier than the usual idealized setup, which is to soften water to the whole house, except for cold to the kitchen and icemaker and the external spigots. That can require several runs of plumbing.

  • 10 Scams to Avoid in 2011   15 years 26 weeks ago

    "You can't cheat an honest man" is not just a W.C Fields movie. If it sounds too good to be true, you heard right.

  • 17 Things You Are Missing Out on for Spending Too Much   15 years 26 weeks ago

    I love the point about kids - my parents always taught me to spend sparingly and how to save so that I have the financial freedom you mention. Without parents' guidance, future generations are going to be in way over their heads!

  • Half Moon, Full Wallet: Free Online Yoga Videos   15 years 26 weeks ago

    I just found out about yogaglo.com. It's $18 a month, but the classes available range from short (10min) to long (2 hours) and with the longer classes, doing just two a month instantly gets you your money's worth if you live in a city where yoga classes can cost $20.

  • Is Six Figures Really That Much?   15 years 26 weeks ago

    This post is ridiculous for so many reasons.

    1) You aren't making 6 figures. heck even you and your hubbies COMBINED income is not six figures. I think you are misunderstanding the concept. The idea is if a single individual has a six figure income then that single individual will be quite well off. With 3 total mouths to feed on 2 incomes that are less than 50k each you have a family income average of $32k/person. Thats why you feel like you are broke.

    2) Check your food spending. The very first mistake people make when they finally start making a little bit of money is spending gobs of money on food. 30 dollar meals instead of 3 dollar meals add up real fast. How often do you eat out? When you eat in how often do you have a steak instead of a can of soup or a bowl of ramen? If you are spending $50 a day on food (thats about 5 dollars per person per meal.. not hard to do) thats eating up $18,000 of your 96K/year income. I also bet you are talking pre-tax income. So if we take out the basic taxes thats only about $79k/year. subtract that food bill and you are at 60k a year.

    3) while 100k is a six figure number... its not the ONLY six figure number. its the absolute smallest. six figures doesnt mean 100k specifically.

    4) put that charity money towards a car payment and you might be getting somewhere. JUUUUST sayin.

  • My 5 Favorite Funny Christmas Gifts   15 years 26 weeks ago

    Me, too!

  • Who Cheated Us Out of Our Amazing Future?   15 years 26 weeks ago

    Thanks Philip! That's great advice!!!

  • Eliminate Failed New Year's Resolutions with 3 Simple Steps   15 years 26 weeks ago

    I would make sure any goal you set is a SMART goal. That way any goal or resolution you do set won't just get lost in the ether.

  • Do You Really Need “Soft” Water?   15 years 26 weeks ago

    First of all, if your softener is working and rinsing properly it will never be salt that is in your lines like so many think.... it will be Sodium (which isn't salt) Sodium Chloride is a type of salt, but sodium is just an ion of that compound. It would be like calling Oxygen water just because DiHydrogenOxide (H2O) has Oxygen. Compounds are different from ions.

    Spotting from water occurs when dissolved solids are left after water evaporates. The more dissolved solids you have in the water the more spots that are left behind when the water evaporates. When you soften water all you are doing is swapping Calcium, Magnesium, etc (hard ions) for Sodium (soft ion) but you still have in essence the same amount of dissolved solids, just that they are a sodium now. However, the misconception is that soft water doesn't leave spots, but it will.... but the thing is, soft spots are easier to clean off than hard water spots or in the worst case, spots caused by silica in the water. Other spots also occur from dust coming to rest on the water droplets and then again, the water evaporates leaving the solids from the dust.

    If you want to lessen TDS (total dissolved solids) you need an RO (Reverse Osmosis) which will reduce about 90% of TDS or you get Deionized water which should reduce your TDS by 99.999% or pure H2O. These both are very expensive for a whole house application and therefore not a recommendation, but some people get systems for washing their expensive vehicles.

    You're not getting fooled, spots will still occur, they're just easier to wipe away when they are caused by soft water.

  • Do You Really Need “Soft” Water?   15 years 26 weeks ago

    Jon, I believe you are incorrect. I just bought a water heater and the instructions specify using Soft Water will corrode the water heater faster, soft water is not recomended.
    The artical above also states that soft water corrodes pipes & equiptment.
    Your right, you have a fancy salesman tiitle.
    Anybody questions this, go to Lowes and look at the instruction sheet, look through it.

  • Do You Really Need “Soft” Water?   15 years 26 weeks ago

    you're probably using too much soap, which is what you have to do when you don't have soft water. Usually that sense of slippery feeling goes away after a month of getting used to it or now I heard Culligan has a softener that lets you dial down the softness to bleed enough hardness that the slippery feeling goes away but you still get the benefits of water that isn't as hard.

  • Do You Really Need “Soft” Water?   15 years 26 weeks ago

    By far, the most convenient means of softening ones water is to opt for exchange tank service. The soft water service (Rayne, Servisoft, Culligan) brings a new tank of regeneration resin two to four times a month. The customer doesn't have to do anything but pay the bill. These companies also have 24-hr emergency service for problems--- something you don't get when buying your own softening unit.

  • 5 Places to Get Cheaper Diapers   15 years 26 weeks ago

    I'm a self-admitted diaper snob (Huggies Supreme), but I haven't paid more than half retail for them in many, many months. CVS and Walgreens deals are excellent when they're on. This weekend I got one pack at each store for pretty much nothing - part of that was because I had rewards from previous purchases to use, but they were each under $5 before that even. The last several months, between great drugstore deals, I have sworn by Amazon for the big boxes. At around $15 (after sales and discounts) for what amounts to 4 or 5 of the "jumbo" packs on the store shelves, with free shipping, it's hard to beat that. Parents magazine in recent months has had 20% off diaper purchases at Amazon that stacked with the 15% Subscribe and Save and 15% Amazon Mom discounts. Diapers are a pain in the wallet, but they don't have to be so bad.

  • Do You Really Need “Soft” Water?   15 years 26 weeks ago

    not only do i not want orange hair, i don't like all my clothes turning orange; we have extremely high iron content in our well water and it turns every thing orange and leaves high iron and calcium deposits in all our pipes. sle

  • 5 Places to Get Cheaper Diapers   15 years 26 weeks ago

    We are big fans for Target brand diapers. You can get a box for about $10, and they do a wonderful job.

  • Do You Really Need “Soft” Water?   15 years 26 weeks ago

    It sounds like the author in this article was dealing with iron in water, and not just hard water. Many people mistakenly believe that a water softener will remove iron from water. It may remove a small amount, but it will not remove the large amounts this author obviously had in her water. To remove iron, you will need a specific system to address it. Same goes for sulfur (rotten egg odor in water) and manganese, which leaves black stains on your toilets, sinks and other fixtures. You can learn more about the topic by visiting a blog on water filtration option at www.puriteam.com/blog.

  • Do You Really Need “Soft” Water?   15 years 26 weeks ago

    I have had a wate rsoftener for over 25 years, it came with the house. I have replaced my hot water heater 3x, and the softener unit 2x. I found that all the pipes leading into & out of these units corroded. I believed that it was because the softener corroded them. I had to disconnect the waterline to the freezer as well, due to build up in it. I disconnected the softener about 6 months ago. I finally figured out that I don't need it. We hooked up to the sewer system 2 years after moving into the house. What a waste of money over all these year!. This water isn't hard!

  • Do You Really Need “Soft” Water?   15 years 26 weeks ago

    This lady has absolutely no idea of what she is talking about. Try doing a little research before you write such an article next time.

  • My 5 Favorite Funny Christmas Gifts   15 years 26 weeks ago

    My favorite is fruit cake...i just love it