Consider all the marketing and packaging you pay for. I shop the edge of the store for single ingredients and stock up on bulk foods to keep my costs low.
I live in a small town not far from Tracy, Patterson, and Lathrop. These towns grew like cancers in the last decade, turning nice little farm towns into giant subdivisions filled with box-like McMansions, owned by commuters who had zero interest in becoming part of the communities they moved to for the "small town atmosphere".
Apparently, many of these homeowners neglected to learn that knowing your neighbors and being involved with your kids' schools and with community organizations is what makes a small town special. Nobody with a four hour round trip commute has time for that.
It's a shame these towns were ruined by developers with deep pockets to influence the county planners, and sadder still that there is such misery in the wake of the development.
We may have heat in the great central valley, but the other stuff was brought here by people from the Bay Area, chasing bigger houses. Silly people, they foolishly equated more square footage with a better quality of life.
This is the collateral damage of the housing bubble, and it will have lasting repercussions in our area.
Yes, the economic impact is unfortunate especially in tourism-dependent countries, but the reverse is worse: not getting the word out early enough, or at least enough in time to make vaccines needed in case the virus mutates into a more uncontrollable form...
I agree with the poster #93. I `m sorry you and your family have been affected so greatly by the economy. I too have lost almost everything because of the downsizing of the company I worked for. I worked for the airline for 20 yrs and after 9/11 they reduced flights, hours, benefits, everything. They layed off thousands of people. So I got into the mortgage title business,but after the mortgage meltdown, I lost that job as well. I have applied for numerous positions, but am I supposed to take a job paying 10.00 an hour? That won`t pay my bills and puts me in no better position than I am now. Like a poster had mentioned earlier, most companies wouldn`t hire me anyway for an entry level 10.00 an hour job because of my background and experience. They know they are not paying enough money for someone over the age of 20 and not living with their parents to survive on. They know you are only taking the job as a stop gap till something better comes along. So, people like me get stuck between a rock and a hard place. Too much experience and work history to get an entry level position and not enough jobs in the mid to higher end positions. Thank God I have friends who are helping me. It`s quite a humbling experience to say the least. I have never been unemployed since I was 12 yrs old and I`m close to 50 now.
Hmm. Not even close to Fascism. Have you ever read a history book or anything resembling a Poli Sci book? Our private sector has failed us. Can't you see that? The govt is getting involved because that's all we have left. Wake up!
There are some real economic costs to this flu, if it continues to spread. Fear will prevent people from going through with travel plans. It will also make people think twice before going out: to the mall, to entertainment venues, etc. The expectations of such alone will have a substantial impact on the economy. And if not contained timely, there will also be some very real impacts.
My parents have a cabin in dairy country in Wisconsin, and whenever we go up there we do see SOME cows -- both dairy and beef cattle -- grazing in fields. But we also see open-sided milking parlors with cows standing in them at ALL times of day. I never remember seeing one empty. My dad worked on a dairy farm in this area decades ago, and he said this is a big change -- they USED to put them in stalls just for milking, but not anymore.
Let me preface this by saying that I am fortunate to have as friends individuals that I worked both with and for--and who, over the years, also worked for me. Some I've known over two decades.
In addition, I have a handful of close friends who I met through work and who I became friends with during the time we worked together and in some cases, after we left a company where we were both employed.
Getting along in the workplace is important, but I don't know how realistic or wise it is, to have "friends" (in the truest sense of the word as opposed to the "friends of the road/journey" that are typically what might be referred to in this article about office relationships)in a workplace.
It can get very tricky because one has expectations of behavior from those we label "friends" that co-workers cannot and will not always honor. Which can cause a lot of pain and disappointment. On both sides.
Being friendly and being friends. Two different things. Professional relationships need to be treated as such.
Some people do truly bond through work, but there can be professional obstacles, which is why so many folks really don't expand their friendships until one or both leaves a company.
I've made the mistake of thinking people were friends at work only to be stabbed in the back by their behavior, which wouldn't have been OK even if we weren't friends, but was even more problematic because it came from people who I thought were friends.
I've also been used by others whose version of friendship was truly one-sided in that they just wanted something from me. Something they covered up pretty well in the process.
There's just too much opportunity for manipulation and misuse, given the nature of professional relationships.
There are just too many things in a workplace that can get in the middle of a real friendship (again, not a general camaraderie and team thing). You see it all the time. Particularly when one person is promoted.
I've seen people who had revealed plenty in their friendships suddenly find all that held against them when their "friend" was promoted.
You have to tread carefully and make a real distinction between professional relationships, etc. and personal relationships. Some lines need to be drawn, if only to protect yourself.
At work, what really matters is not all the team-building crap, or being friends, but showing respect for all others and doing the work you were hired to do without hurting others (not always possible, to the best of your ability.
Yea, it's nice to meet up with folks who may share values, interests and activities. But you still have to realize that you're at work and that a co-worker can and will put their interests above yours. Which obviates a true friendship from the get go.
Loyalty and cooperation have to be earned through professional behavior, not personal affinities.
In fact, the workplace might be better for everyone if people really kept a distance.
Right now, the workplace is awful for many because cliques exist and some people are treated better simply because a boss or colleagues are more interested in the "likeability" of someone than their actual competence or contribution.
That goes on and makes work very difficult for a lot of very professional workers who are neither social nor brown-nosers nor networkers.
It should be about DOING the job, now how likeable you are or how funny or whatever. It's about your job performance. Something companies lose sight of.
So you really should address the downsides of "friendships" at work, cause there are plenty including the biases I've mentioned above.
I bought a tablet in Jan 08 that arrived defective. After three rounds of servicing during which repairs were a) not attempted b) one of two completed and c) system was returned BROKEN and several attempts at arranging some sort of compensation or replacement, I filed a dispute with my cc company. After a fourth round of servicing and unacceptable condition upon return (now SIX MONTHS after purchase), I was finally offered and provided a replacement systems under the assurrance that any decision by my cc company was private and NOT a condition on Gateway's obligation to provide a replacement system. Only after that did my cc company decide to award me a credit for the service not provided.
Six months later the Replacement is in for a minor repair and Gateway calls demanding a Proof of Purchase (not provided for replacement systems). They accused me of fraud, called me a liar, bullied me, and then had my tablet torn down for parts without giving me adequate time to defend myself.
Gateway claims the credit for service was a refund for the original defective product, which is not true. The dispute was over service, not the product. How can you sell a product but not be expected to provide, or be liable for, the service included in the limited warranty which was included with the purchase of the product?
Gateway claims the service was never bought, therefore I could not have received credit for it. However, the 90day limited warranty included in the product price clearly states that technical support and any service provided by Gateway is governed under the warranty.
The warranty was not only breached multiple times, but Gateway stole and destroyed my property, and my 'credit' is unusable because the cc company is no longer Gateway's preferred lender.
I'm so confused, because my cc company says that the credit for service did not void Gateway's obligation to replace the defective product, no matter the amount, but Gateway insists they provided me a refund, even though I never had an obligation to pay Gateway in the first place.
I now have no tablet and a 'credit' I can't use.
I suppose my question is: if service is included with the purchase of a product, and the service is not provided so you file a dispute, does that mean that you have to return the product if you win the dispute? Does a credit for service mean the company is not obligated to repair or replace the product?
My cc company says absolutely not, but the computer company refused to return my tablet and destroyed it.
So you are saying that someone like my wife that is a systems engineer and gets laid off should just get over it and do the following. Take the full time position at Wal-Mart for 22 an hour less than she was making, sell her home (in this economy?) get rid of her car and mine, move into a homeless shelter as now we can not afford rent for a home large enough for our family and feed them at the same time?
My wife and I relocated for work last year. We spent a ton of money to do it and thought it was an investment in our future. 91 days after we got here and got settled she lost her job. Now we have a house note, car note, medical bills, etc. that we can no longer afford. We lost over %50 of our income. That was last April. She has applied for every IT position that is posted in 150 mile radius from us and has not found any work anywhere for over a year. Should she take the job at Wal-Mart and lose over $1000 a month simply because you think she should.
Sounds to me like your idea of research is to ask a few people that you hang out with in the gym. Get out and read something substantial. Look at what is really going on. Then make a truly educated decision. Anyone that makes statements preceding them with "I asked a few friends of mine" is simply mouthing off and showing how truly uninformed they are. Right now over 5 million people have lost their jobs since Dec. 2007. That is according to the Department of Labor. This is expected to increase sharply. This issue is not going away anytime soon.
The bottom line is you need to get your fact straight before you go spouting off about things being too good for those unemployed people. We have lost everything in our savings and retirement and are in bankruptcy because of her unemployment. We fought for over a year to keep things going and even with the help of the benefits, we are going to lose our home and it has put her out of the running for many jobs since she needs secret clearance. I am not trying to whine here. We are one of millions of folks that are in the same boat. Your friends with the option to go back to school should really think long and hard about it. They are going to get their education on unemployment, have the state pay for it, and then what? In today's economy they are highly likely to be an unemployed grad school graduate working with my unemployed engineer wife at Wal-Mart.
Amazon.com came to the rescue just before the holidays, when during an unfortunate thug infestation in my building, a package that had supposedly been delivered vanished.
This was a third-party sale through Amazon with Tiger Direct. I contacted Tiger Direct a few time, and to this day, I still have not heard from them.
Amazon has an A-Z guarantee on orders placed through their website,
and within a week of filing my claim, I received a refund. There is a limit to how many claims you can ever make, but this is the first and only time a package has ever vanished.
I am now an Amazon customer for life after such excellent service. Needless to say, I will never order anything else through Tiger Direct until they contact me about my claim. I won't hold my breath.
In my early post-college days, I compulsively used a credit card, spending money on beer and pizza, and wasting the rest...
The collection calls traumatized me so much, I spent the next two decades without a credit card, using strictly check cards. That changed a few months ago, when Chase had a credit card promotion, where with the first use of the card, I received $50 in cashback credit, and if I waited until I had accumulated $200, I would receive another $50 bonus.
That happened on my last statement, and the $250 check just arrived, and I have not given them a penny in interest. It feels good.
I also discovered that it made budgeting easier by leveling monthly payments that peak around the first of the month. By pre-allocating payments, and subtracting from this payment amount, it's easy to see how much I have left to spend.
This works for me now, but in my compulsive shopping days, I'm glad that I stuck to the check card (not that the banks gave me any choice).
The reason why these areas suffer foreclosures is because they are distant from centers of job growth... but close enough for a long, unpleasant commute.
People were speculating in these areas, and when the real estate bubble deflated, the owners just quit paying on their pointless mortgages.
The market's still not hit bottom. The pay option ARMs from 2006 won't reset until 2011. Commercial real estate is going to deflate next, due to the recession.
I think the tips here are great! Given the current economic crisis, I have been thinking a lot about how we teach our children about how to handle money. I was looking at some products to help me teach my kids to make decisions, but nothing seemed great. I started thinking about developing something that would really support people teaching kids about how to use an allowance, track how they want to spend their money, make sure to set aside money for charities, etc.
I would really appreciate it if people from this group would give me some of your thoughts about helping teach kids about managing money – I put together a quick survey just to see if what I’m thinking about would be interesting and helpful for people. If you have any comments about what could help you, it would be great! The 10-question survey is linked here for you – it’s a quick one!
Thanks so much for your time!!! I hope we can help raise a new generation of kids who are smart about their money!
Just a correction about point 2) and cows being "confined to milking parlors". All cows end up in milking parlors when they are actually being milked (and, maybe if they're dry, they end up standing there for a bit while the cows around them are milked). These places are cramped, but that's so that the cows can be milked efficiently and without hurting themselves, other cows, or the farmers who are doing the milking should one of the cows get spooked. There's enough room for the cows to shift around a little. Think about it like being in a crowded subway car. Not fun, but it's only for a short time, so no big deal.
The thing is, the cows are not confined to milking parlors 24-7. They file in, get milked and then return to the pens/pasture/whatever. The whole process takes maybe 15 minutes (and I'm remembering from time spent on my uncle's dairy farm when I was a kid...so that's 20+ years ago and things have probably speeded up since then). Most cows are milked 2-3 times a day.
I used square foot gardening last year, and quickly lost the seedlings to pests. That aside, I was surprised at the cost of startup, not to mention the labor and materials used to build the square frames. The use of peat moss bothered me, too, as it's not a renewable resource.
Still, I think I'll give it a go again this year--I have materials left over and I'll cover the seedlings to keep out birds and the squirrels that plague my neighborhood.
It's perfectly fine to leave your hair long. It's a personal choice.. If one would like to consider cutting or even selling or donating their hair, I would suggest selling their hair and then you can donate the money to for any cause or charity of their preference. Yes.. it's true. You must check out the charities. I sold my hair on Thehairtrader.com site. I was paid great money. The service is great and they are not thieves. They dont even charge for their service! They help people to raise money when in need or for their cause, that's what they did for me. I was able to help out a few causes and i was able to rescue a couple dogs too. I've checked out other sites and they are junk and a couple wanna be's- I had more traffic on my hairtrader ad than i did for my myspace page!!!
We really needed that at this particular point in time... :-)
I remember during the height of the SARS hysteria I was traveling through Canada (airline connection) and there were a couple of agents waiting for the plane at the gate with a thermal camera to pull out any passengers who looked like they were running a fever... oh boy...
Wanted to say great article! Earlier today I posted on How You Can Protect Yourself in the Event of An Emergency Like a Pandemic. I also linked to this article, you might want to check it out. I'm updating it as we get more info. It also has a list of who to follow on Twitter.
It's interesting to think about the economic effects, but if it's a real pandemic that will be the last of our worries, although it will affect us indirectly by cutting off our supply chains, etc.
the brasso does work pretty well, I was able to bring some of my cds back from the grave with it
Consider all the marketing and packaging you pay for. I shop the edge of the store for single ingredients and stock up on bulk foods to keep my costs low.
No your not stuck with soy beans for tofu. Hemp can be made into a milk and a tofu, its great for those allergic to soy.
I live in a small town not far from Tracy, Patterson, and Lathrop. These towns grew like cancers in the last decade, turning nice little farm towns into giant subdivisions filled with box-like McMansions, owned by commuters who had zero interest in becoming part of the communities they moved to for the "small town atmosphere".
Apparently, many of these homeowners neglected to learn that knowing your neighbors and being involved with your kids' schools and with community organizations is what makes a small town special. Nobody with a four hour round trip commute has time for that.
It's a shame these towns were ruined by developers with deep pockets to influence the county planners, and sadder still that there is such misery in the wake of the development.
We may have heat in the great central valley, but the other stuff was brought here by people from the Bay Area, chasing bigger houses. Silly people, they foolishly equated more square footage with a better quality of life.
This is the collateral damage of the housing bubble, and it will have lasting repercussions in our area.
Yes, the economic impact is unfortunate especially in tourism-dependent countries, but the reverse is worse: not getting the word out early enough, or at least enough in time to make vaccines needed in case the virus mutates into a more uncontrollable form...
I agree with the poster #93. I `m sorry you and your family have been affected so greatly by the economy. I too have lost almost everything because of the downsizing of the company I worked for. I worked for the airline for 20 yrs and after 9/11 they reduced flights, hours, benefits, everything. They layed off thousands of people. So I got into the mortgage title business,but after the mortgage meltdown, I lost that job as well. I have applied for numerous positions, but am I supposed to take a job paying 10.00 an hour? That won`t pay my bills and puts me in no better position than I am now. Like a poster had mentioned earlier, most companies wouldn`t hire me anyway for an entry level 10.00 an hour job because of my background and experience. They know they are not paying enough money for someone over the age of 20 and not living with their parents to survive on. They know you are only taking the job as a stop gap till something better comes along. So, people like me get stuck between a rock and a hard place. Too much experience and work history to get an entry level position and not enough jobs in the mid to higher end positions. Thank God I have friends who are helping me. It`s quite a humbling experience to say the least. I have never been unemployed since I was 12 yrs old and I`m close to 50 now.
Hmm. Not even close to Fascism. Have you ever read a history book or anything resembling a Poli Sci book? Our private sector has failed us. Can't you see that? The govt is getting involved because that's all we have left. Wake up!
There are some real economic costs to this flu, if it continues to spread. Fear will prevent people from going through with travel plans. It will also make people think twice before going out: to the mall, to entertainment venues, etc. The expectations of such alone will have a substantial impact on the economy. And if not contained timely, there will also be some very real impacts.
My parents have a cabin in dairy country in Wisconsin, and whenever we go up there we do see SOME cows -- both dairy and beef cattle -- grazing in fields. But we also see open-sided milking parlors with cows standing in them at ALL times of day. I never remember seeing one empty. My dad worked on a dairy farm in this area decades ago, and he said this is a big change -- they USED to put them in stalls just for milking, but not anymore.
I blog at www.shopliftingwithpermission.com.
Let me preface this by saying that I am fortunate to have as friends individuals that I worked both with and for--and who, over the years, also worked for me. Some I've known over two decades.
In addition, I have a handful of close friends who I met through work and who I became friends with during the time we worked together and in some cases, after we left a company where we were both employed.
Getting along in the workplace is important, but I don't know how realistic or wise it is, to have "friends" (in the truest sense of the word as opposed to the "friends of the road/journey" that are typically what might be referred to in this article about office relationships)in a workplace.
It can get very tricky because one has expectations of behavior from those we label "friends" that co-workers cannot and will not always honor. Which can cause a lot of pain and disappointment. On both sides.
Being friendly and being friends. Two different things. Professional relationships need to be treated as such.
Some people do truly bond through work, but there can be professional obstacles, which is why so many folks really don't expand their friendships until one or both leaves a company.
I've made the mistake of thinking people were friends at work only to be stabbed in the back by their behavior, which wouldn't have been OK even if we weren't friends, but was even more problematic because it came from people who I thought were friends.
I've also been used by others whose version of friendship was truly one-sided in that they just wanted something from me. Something they covered up pretty well in the process.
There's just too much opportunity for manipulation and misuse, given the nature of professional relationships.
There are just too many things in a workplace that can get in the middle of a real friendship (again, not a general camaraderie and team thing). You see it all the time. Particularly when one person is promoted.
I've seen people who had revealed plenty in their friendships suddenly find all that held against them when their "friend" was promoted.
You have to tread carefully and make a real distinction between professional relationships, etc. and personal relationships. Some lines need to be drawn, if only to protect yourself.
At work, what really matters is not all the team-building crap, or being friends, but showing respect for all others and doing the work you were hired to do without hurting others (not always possible, to the best of your ability.
Yea, it's nice to meet up with folks who may share values, interests and activities. But you still have to realize that you're at work and that a co-worker can and will put their interests above yours. Which obviates a true friendship from the get go.
Loyalty and cooperation have to be earned through professional behavior, not personal affinities.
In fact, the workplace might be better for everyone if people really kept a distance.
Right now, the workplace is awful for many because cliques exist and some people are treated better simply because a boss or colleagues are more interested in the "likeability" of someone than their actual competence or contribution.
That goes on and makes work very difficult for a lot of very professional workers who are neither social nor brown-nosers nor networkers.
It should be about DOING the job, now how likeable you are or how funny or whatever. It's about your job performance. Something companies lose sight of.
So you really should address the downsides of "friendships" at work, cause there are plenty including the biases I've mentioned above.
It's not all a "good thing."
I bought a tablet in Jan 08 that arrived defective. After three rounds of servicing during which repairs were a) not attempted b) one of two completed and c) system was returned BROKEN and several attempts at arranging some sort of compensation or replacement, I filed a dispute with my cc company. After a fourth round of servicing and unacceptable condition upon return (now SIX MONTHS after purchase), I was finally offered and provided a replacement systems under the assurrance that any decision by my cc company was private and NOT a condition on Gateway's obligation to provide a replacement system. Only after that did my cc company decide to award me a credit for the service not provided.
Six months later the Replacement is in for a minor repair and Gateway calls demanding a Proof of Purchase (not provided for replacement systems). They accused me of fraud, called me a liar, bullied me, and then had my tablet torn down for parts without giving me adequate time to defend myself.
Gateway claims the credit for service was a refund for the original defective product, which is not true. The dispute was over service, not the product. How can you sell a product but not be expected to provide, or be liable for, the service included in the limited warranty which was included with the purchase of the product?
Gateway claims the service was never bought, therefore I could not have received credit for it. However, the 90day limited warranty included in the product price clearly states that technical support and any service provided by Gateway is governed under the warranty.
The warranty was not only breached multiple times, but Gateway stole and destroyed my property, and my 'credit' is unusable because the cc company is no longer Gateway's preferred lender.
I'm so confused, because my cc company says that the credit for service did not void Gateway's obligation to replace the defective product, no matter the amount, but Gateway insists they provided me a refund, even though I never had an obligation to pay Gateway in the first place.
I now have no tablet and a 'credit' I can't use.
I suppose my question is: if service is included with the purchase of a product, and the service is not provided so you file a dispute, does that mean that you have to return the product if you win the dispute? Does a credit for service mean the company is not obligated to repair or replace the product?
My cc company says absolutely not, but the computer company refused to return my tablet and destroyed it.
So you are saying that someone like my wife that is a systems engineer and gets laid off should just get over it and do the following. Take the full time position at Wal-Mart for 22 an hour less than she was making, sell her home (in this economy?) get rid of her car and mine, move into a homeless shelter as now we can not afford rent for a home large enough for our family and feed them at the same time?
My wife and I relocated for work last year. We spent a ton of money to do it and thought it was an investment in our future. 91 days after we got here and got settled she lost her job. Now we have a house note, car note, medical bills, etc. that we can no longer afford. We lost over %50 of our income. That was last April. She has applied for every IT position that is posted in 150 mile radius from us and has not found any work anywhere for over a year. Should she take the job at Wal-Mart and lose over $1000 a month simply because you think she should.
Sounds to me like your idea of research is to ask a few people that you hang out with in the gym. Get out and read something substantial. Look at what is really going on. Then make a truly educated decision. Anyone that makes statements preceding them with "I asked a few friends of mine" is simply mouthing off and showing how truly uninformed they are. Right now over 5 million people have lost their jobs since Dec. 2007. That is according to the Department of Labor. This is expected to increase sharply. This issue is not going away anytime soon.
The bottom line is you need to get your fact straight before you go spouting off about things being too good for those unemployed people. We have lost everything in our savings and retirement and are in bankruptcy because of her unemployment. We fought for over a year to keep things going and even with the help of the benefits, we are going to lose our home and it has put her out of the running for many jobs since she needs secret clearance. I am not trying to whine here. We are one of millions of folks that are in the same boat. Your friends with the option to go back to school should really think long and hard about it. They are going to get their education on unemployment, have the state pay for it, and then what? In today's economy they are highly likely to be an unemployed grad school graduate working with my unemployed engineer wife at Wal-Mart.
Amazon.com came to the rescue just before the holidays, when during an unfortunate thug infestation in my building, a package that had supposedly been delivered vanished.
This was a third-party sale through Amazon with Tiger Direct. I contacted Tiger Direct a few time, and to this day, I still have not heard from them.
Amazon has an A-Z guarantee on orders placed through their website,
http://www.amazon.com/gp/help/customer/display.html/?nodeId=537868&#what
and within a week of filing my claim, I received a refund. There is a limit to how many claims you can ever make, but this is the first and only time a package has ever vanished.
I am now an Amazon customer for life after such excellent service. Needless to say, I will never order anything else through Tiger Direct until they contact me about my claim. I won't hold my breath.
In my early post-college days, I compulsively used a credit card, spending money on beer and pizza, and wasting the rest...
The collection calls traumatized me so much, I spent the next two decades without a credit card, using strictly check cards. That changed a few months ago, when Chase had a credit card promotion, where with the first use of the card, I received $50 in cashback credit, and if I waited until I had accumulated $200, I would receive another $50 bonus.
That happened on my last statement, and the $250 check just arrived, and I have not given them a penny in interest. It feels good.
I also discovered that it made budgeting easier by leveling monthly payments that peak around the first of the month. By pre-allocating payments, and subtracting from this payment amount, it's easy to see how much I have left to spend.
This works for me now, but in my compulsive shopping days, I'm glad that I stuck to the check card (not that the banks gave me any choice).
Hi guys ! just wondering if anyone knows a code to make my Sony Dav DZ660 multi region ? I can't seem to find a code anywhere !! Thanks
The reason why these areas suffer foreclosures is because they are distant from centers of job growth... but close enough for a long, unpleasant commute.
People were speculating in these areas, and when the real estate bubble deflated, the owners just quit paying on their pointless mortgages.
The market's still not hit bottom. The pay option ARMs from 2006 won't reset until 2011. Commercial real estate is going to deflate next, due to the recession.
Ron has the same problem as most cops,... he thinks he is a judge.
Hi all,
I think the tips here are great! Given the current economic crisis, I have been thinking a lot about how we teach our children about how to handle money. I was looking at some products to help me teach my kids to make decisions, but nothing seemed great. I started thinking about developing something that would really support people teaching kids about how to use an allowance, track how they want to spend their money, make sure to set aside money for charities, etc.
I would really appreciate it if people from this group would give me some of your thoughts about helping teach kids about managing money – I put together a quick survey just to see if what I’m thinking about would be interesting and helpful for people. If you have any comments about what could help you, it would be great! The 10-question survey is linked here for you – it’s a quick one!
Thanks so much for your time!!! I hope we can help raise a new generation of kids who are smart about their money!
Just a correction about point 2) and cows being "confined to milking parlors". All cows end up in milking parlors when they are actually being milked (and, maybe if they're dry, they end up standing there for a bit while the cows around them are milked). These places are cramped, but that's so that the cows can be milked efficiently and without hurting themselves, other cows, or the farmers who are doing the milking should one of the cows get spooked. There's enough room for the cows to shift around a little. Think about it like being in a crowded subway car. Not fun, but it's only for a short time, so no big deal.
The thing is, the cows are not confined to milking parlors 24-7. They file in, get milked and then return to the pens/pasture/whatever. The whole process takes maybe 15 minutes (and I'm remembering from time spent on my uncle's dairy farm when I was a kid...so that's 20+ years ago and things have probably speeded up since then). Most cows are milked 2-3 times a day.
I'm renting in Litchfield Park, AZ. I dont think theres a Litchfield Park in California. My neighborhood is a ghosttown.
I used square foot gardening last year, and quickly lost the seedlings to pests. That aside, I was surprised at the cost of startup, not to mention the labor and materials used to build the square frames. The use of peat moss bothered me, too, as it's not a renewable resource.
Still, I think I'll give it a go again this year--I have materials left over and I'll cover the seedlings to keep out birds and the squirrels that plague my neighborhood.
Thank you for this; I'm very intrigued.
It's perfectly fine to leave your hair long. It's a personal choice.. If one would like to consider cutting or even selling or donating their hair, I would suggest selling their hair and then you can donate the money to for any cause or charity of their preference. Yes.. it's true. You must check out the charities. I sold my hair on Thehairtrader.com site. I was paid great money. The service is great and they are not thieves. They dont even charge for their service! They help people to raise money when in need or for their cause, that's what they did for me. I was able to help out a few causes and i was able to rescue a couple dogs too. I've checked out other sites and they are junk and a couple wanna be's- I had more traffic on my hairtrader ad than i did for my myspace page!!!
We really needed that at this particular point in time... :-)
I remember during the height of the SARS hysteria I was traveling through Canada (airline connection) and there were a couple of agents waiting for the plane at the gate with a thermal camera to pull out any passengers who looked like they were running a fever... oh boy...
Wanted to say great article! Earlier today I posted on How You Can Protect Yourself in the Event of An Emergency Like a Pandemic. I also linked to this article, you might want to check it out. I'm updating it as we get more info. It also has a list of who to follow on Twitter.
It's interesting to think about the economic effects, but if it's a real pandemic that will be the last of our worries, although it will affect us indirectly by cutting off our supply chains, etc.