Recent comments

  • 6 Reasons You're Not a Millionaire   12 years 44 weeks ago

    Hi James,

    Those are both great points. I've written before about the need to understand your financial picture in depth, beyond just knowing how much you get paid and that certainly applies here. I also agree that you have to "decide" to make more money or it won't happen... you'll just end up working to earn the paycheck instead.

    Thanks so much for your comment :)

    Kate

  • 6 Reasons You're Not a Millionaire   12 years 44 weeks ago

    Thanks for your comment, Kostas. I agree... and I like the idea of being in control of my future :)

  • 6 Reasons You're Not a Millionaire   12 years 44 weeks ago

    LOL - yes, that would certainly make things eaiser. But I wasn't really holding up Rinehart as self-made - I was suggesting their was some truth to her comments (despite how politically incorrect they might be). My best analogy would be professional athletes - when they're first drafted, they're hungry for success and play the sport with everything they have. Once they get those big contracts, it's not unusual to see them start to slack off... not totally of course, and not right away, but you can definitely see the change. They don't play as "hard" as they use to and that was the underlying theme in her comments. We used to treasure things like hard work, creativity and innovation... now, we're more intrigued with "instant solutions" that require little to no effort from us. That was was my point.

  • 6 Reasons You're Not a Millionaire   12 years 44 weeks ago

    I totally agree - it's all in what we decide we really want. Thanks!

  • How to Answer 23 of the Most Common Interview Questions   12 years 44 weeks ago

    these answers are vague and ridiculous. If you have to tell someone not to say in an interview that one of their strengths is to drink someone under the table or beat them at Mario cart, then I don't know what to say. All of these answers are common sense and if people are reading this and saying wow, I shouldn't give potshots about others I've worked with because that might look bad? then they have no business even having an interview. sorry but this article was not helpful at all.

  • 10 Hard Truths About Getting Hired That You Don't Want to Believe   12 years 44 weeks ago

    I once had an interview at a car dealership and the guy did not ask me any questions. I sat there for 5 uncomfortable minutes waiting for him to ask a question. Then finally I asked "do you have any questions about my qualifications?" He mumbled something and the phone rang and he had a conversation with another person he was going to interview (he was very rude to THAT person and then after the call made fun of their resume). Then I waited for another question and was once again met with painful silence. They I asked if he could tell me a bit more about the job (admin assistant). Then the truth came out - the admin assistant job was really a telemarketing job, calling up people and trying to sell them extra service plans to convincing them to pay $75 for an oil change when they could get one for $25 elsewhere.

    I suppose his incompetence did me a favor but I was pretty pissed that he wasted my time. In hindsight the question I really wanted to ask him was "how do you have a job?"

  • 4 Brain Hacks for Better Investment Decisions   12 years 44 weeks ago

    I'm a firm believer in automation. I know whats coming into my account and where money is going automatically. Knowing that everything from my retirement account to my investment account is being funded helps me to sleep better at night and concentrate my energies on making even more money. This is an excellent post, thanks for sharing.

  • 4 Brain Hacks for Better Investment Decisions   12 years 44 weeks ago

    What a great phrase! Your Brain is Costing You Money, I can definitely relate. It's only when I started reading more personal finance books and visiting personal finance sites that I became better at managing my money. I am now making significant steps to paying off my debt and saving money for that wrinkly person in the future. Great post, quite inspirational. Thanks for sharing

  • 4 Brain Hacks for Better Investment Decisions   12 years 44 weeks ago

    I think big goals are important, you need a distinct vision of what you want to achieve and if you're going to think it's better to think big. Once you've got your vision in place it's a matter of breaking it down into smaller plan to achieve the bigger picture. Just my two cents....

  • Ask the Readers: What Healthy Habits Do You Live By?   12 years 44 weeks ago

    Trying to get eight hours of sleep. It makes a big difference in terms of energy levels, illness prevention and mood!

  • Homemade Dog Food: Recipe and Cost   12 years 44 weeks ago

    Hi, I'm so happy I found this but I have a few stupid question. Do you cook or hard boil the egg first? Can this be ran through a food processor and if so should I pour the water off and reserve it to add back to it?

  • 51 Uses for Coca-Cola – the Ultimate List   12 years 44 weeks ago

    #2 soak in plastic cup of Coke over night. I have done it many times with hubby's tools....works like magic.

  • 51 Uses for Coca-Cola – the Ultimate List   12 years 44 weeks ago

    Use diet coke.

  • 51 Uses for Coca-Cola – the Ultimate List   12 years 44 weeks ago

    I think it would ruin your hair!

  • 6 Ways My Family Scores Free Travel With Credit Cards   12 years 44 weeks ago

    Great post, I would like to know exactly what you use your credit to get points. Do you buy groceries, pay bills ,pay house payment, etc.

  • Is Six Figures Really That Much?   12 years 44 weeks ago

    Oh, whoa is me. The poor upper middle class.

    It's all about choices. Where you live is the biggest one. How you spend your money is up to you!

    I can't feel sorry for anyone making this much money. It's enough. If it isn't, go out and make more, but don't complain when most only make half of what you do.

  • 6 Reasons You're Not a Millionaire   12 years 44 weeks ago

    Hey Kate,

    This post resonated with me. I think there a couple of reasons which you may have missed in this posting. First, most people don't know a lot about business or personal finance so ignorance plays a role. Second, most people don't make the decision to be rich. They make the mental commitment and/or sit down and grind through the work to make it happen.

    James

  • 15 Wonderful Uses for Witch Hazel   12 years 44 weeks ago

    Haemhorrids remain the most painful thing I've ever experienced. For years I just led in bed feeling extremely low and in complete agony whilst I had them. It really killed my spirits and took me a long time to get back to my bubbly self. For people who think I'm exaggerating, you've obviously not experienced bad ones. This stuff on a cotton bud on them is an absolute life saver. I still hate it of course when I get them, but this stuff makes them far more tolerable. Thank you god for creating the person who created withhazel mixed with tea tree oil!

  • 47 Cheap, Fun Things to Do This Weekend   12 years 44 weeks ago

    bowling's best!

  • Intro to 5 Super Safe Investments   12 years 44 weeks ago

    Annuity is a good product, because it gives a man the financial freedom even after his retirement. But selecting an annuity product is not always very easy. I think a specific annuity product might not be equally useful for people of all ages. Fixed annuity should be useful for persons reaching the retirement. And all the young people may select Equity indexed annuity as it secure the investment as well as allows getting some extra interest.

  • The Best Secured Credit Cards   12 years 44 weeks ago

    I have the Capital One secured card, as well as the Wells Fargo secured card. The main problem with the Capital One card, is that your stuck with it. It will never migrate to an unsecured card, no matter how good your score is. You either have to apply for another of their cards (read...hard pull on your credit=score drop) and close the secured card (additional hit to your credit score) or keep the card , and continue to pay $29 a year for as long as you have the card(in addition to the interest they continue to make off your deposit) Say what you want about Wells Fargo, at least my card was migrated to an unsecured card after six months of RESPONSIBLE use (keep reported balances below 10% people)

    Capital one falls short by not having a mechanism in place to graduate its secured card. whether this is deliberate or not, you guys can decide

  • Avoid Bank Fees   12 years 44 weeks ago

    Question: I just noticed my bank charged me 2 days of intersest because my payments due date happened to be on a SAt???I had the moneyin there to pay for my Home equity on Fri.....Just because bank is closed over weekend as far as I know it would get taken out MOn morning with no extra interest taken out for the weekend.I only had 3 payments taken so far and just noticed in Sept. the 7th(which is my due date)happened to fall on a Sat.......Can they do this?????

  • 35 Slow Cooker Recipes for Busy (or Lazy) Vegetarians   12 years 44 weeks ago

    Yowsa! I love my crockpot and we eat vegetarian several times a week. This WB post will be bookmarked and referred to frequently. Thanks for the great ideas!

  • Make Your To-Do Lists More Effective With These 5 Simple Hacks   12 years 44 weeks ago

    I spend the last few minutes at work each day creating the next day's list. Sometimes things get carried over day to day. My lists help me feel like I'm moving forward, even if the tasks are "filing" or "take payroll to office manager." I can leave work at work and not worry that I'm forgetting some important task.

  • Ask the Readers: What Healthy Habits Do You Live By?   12 years 44 weeks ago

    I wash my hands frequently!