I like Dave Ramsey and Mary Hunt because they bring God into their financial decisions. I like Vicki Robin and Joe Dominguez because of their unique way of looking at money.
I like Suze Orman because she tells it like it is and Farnoosh Torabi. I've read both their financial books which is pretty good I also like Glinda Bridgforth too and have read a lot of her books too!
I would have to say that Dave Ramsey is my go-to, favorite money guru. He's been there, in debt and pulled himself out of it with practical steps that work. He's helped so many people be free from debt and the problems that go with debt.
You mean besides all the great contributors to WiseBread? :) I honestly enjoy reading the concise and interesting finance blogs by "amateurs" more than the bigger names like Suze Orman, etc. Dave Ramsey seems to have some decent practical, down-to-earth advice for people like me, but the religious angle gets kind of annoying.
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Clark Howard! I listen to his podcast during my long commute to/from work, and his advice is always helpful, practical, and I never feel like I'm being preached to. I think he genuinely cares for people's financial well-being and empowers us to take control of our money.
I think my favorite financial gurus are all the great personal finance bloggers out there! I'm not a fan of anyone who is selling products that promise to get people to a better financial state - I much prefer the great advice that so many excellent bloggers are writing about every day. Regular people doing well is what I find inspirational, and it's fun to read about new ideas, share thoughts and experiences, and be able to interact with everyone in the PF community in a variety of ways.
I'm very excited to see Liz Weston. I used to read her books when I was trying to bet my financial life in order, before I ever knew there were personal financial blogs.
The only scam here is the author of this article. His numbers are manipulated in a way to try to prove his point rather than find if Cummata's plan work. At the end of his post he proves his own lack of honesty when he says:
"But you don't need to pay John Cummuta hundreds (or tens of thousands) of dollars to figure it out".
Cummata's DVD cost is $59, less than most people spend on their weekly Starbucks, not hundreds or tens of thousands of dollars. Once an Ad Man always an ad man?
But I have personal experience with the program, When I was the Manager of Training and Development for a major daily newspaper, we looked for a way to help our employees get out of debt, research had shown that debt burden was a major cause of stress that directly affected their lives both at work and at home. Financially unable to just hand out raises, also knowing that a change in spending habits and attitudes would be required, we researched and then chose Cummata's program.
Once implemented and in effect many of the younger employees carrying students loans and credit card debts were debt free in less than 24 months. Employees with mortgages and car loans, some with major medical were on track to be debt free anywhere from 48 months to 96 months. Yes, in some cases it took longer than Cummata's timeline, but they had substantailly more debt.
My wife and I changed our habits, implemented the program and celebrated being completely out of debt in 62 months, mortgage, two cars, credit cards, and taxes. All gone and we have never looked back.
I started investing with buying I Saving Bonds, was too much taken away by the ‘risks’ in stock market investing. Years down the line in making investments, I realize that most of it was mere exaggeration. By the way, great post. It covers almost everything that a new investor would want to know.
Whats up are using Wordpress for your blog platform?
I'm new to the blog world but I'm trying to
get started and set up my own. Do you require any html coding knowledge to make your own blog?
I would like to nominate Trent from The Simple Dollar. He was the first personal finance blogger that I read--dating back six or seven years. He is so dependable, every morning his post arrives.
Dave Ramsey is the only one for me. Buy only what you need and pay cash! His no nonsense approach really piqued my interest and his books have been a great help.
I got very excited when I saw No. 23 - a sourdough bread! But when I clicked on the link it's not sourdough at all. :^( It uses commercial yeast, not a (hopefully wild yeast) sourdough starter (unless you click on a load more links to get you eventually to a page which very vaguely tells you how to convert their recipes to sourdough - but are no good if you're not overly familiar with bread making).
Please can you amend your entry to avoid disappointing others? Ta :^)
Lots of good health habits. Of course I'm partial to #4, but unfortunately, also have to embrace #15. I used to pretend I was like someone perpetually in his 20s. But now that I have chronic health issues, I have to act more my age. Oh well, at least I'm closer to retirement.
I rent a home in the Tampa/Clearwater area. I've had four different tenants in nine years but luckily the only bad one was the first. They not only trashed it (all carpeting ruined by a small dog, urine, feces), but didn't pay electric bill, the refrigerator became infested with maggots, holes in the walls etc. Amazingly they did not ruin the kitchen cabinets or appliances (except the refrigerator), which was replaced. Apparently they had no interest in cooking or dishwashing.
We ripped out all the carpeting and tiled all the floors instead. My husband is a good handyman so he fixed the holes in the walls and repainted where necessary. All this with a broker (realtor). The broker did work with us (cleaning services and other repairs) and we were able to sue the tenants for damages after they left. It was shear luck that the "girlfriend" of this couple worked for a lawyer so she knew enough to just pay up. The amount didn't cover everything but combined with the deposit and last month's rent, it was sufficient. Again we were lucky but we also had a broker (legal documents, lease, etc.) which makes the deal a bit more binding.
If you're going to do this, at least get a good realtor/broker to help you. Worth the 10% (of monthly rent) commission they get.
I too lived in the Clearwater/Tampa Bay area. Great Thrift Shops abound, however some of my best buys were at a Salvation Army store in Clearwater. I purchased great art prints with excellent frames, a rattan dining room set -table w/four chairs for $40.00, multiple clothing items (a Lands End bathrobe that I still wear after 10 years), a set of dishes that matched a set my sister had in the early 1960's - the whole set was $3.00 - we were hysterical to see the dishware in perfect shape. A pair of dress slacks for my husband are still in excellent shape and fit him the best of anything he ever bought off a rack. Currently with all the bedbug scares I am leery about buying furniture though.
I agree location matters. Areas that abound with retirees and beneficiaries that don't want their elderly parents or other relatives' stuff will be the place to look for good household items. Can be time consuming but it is fun !
I like Dave Ramsey and Mary Hunt because they bring God into their financial decisions. I like Vicki Robin and Joe Dominguez because of their unique way of looking at money.
I don't follow any gurus at present. I prefer just common sense advice in general though.
I like Suze Orman because she tells it like it is and Farnoosh Torabi. I've read both their financial books which is pretty good I also like Glinda Bridgforth too and have read a lot of her books too!
LOVE dave ramsey. such do-able advice that puts personal responsibility at the top.
I like the blog "Get Rich Slowly," as well as Oprah!
I would have to say that Dave Ramsey is my go-to, favorite money guru. He's been there, in debt and pulled himself out of it with practical steps that work. He's helped so many people be free from debt and the problems that go with debt.
You mean besides all the great contributors to WiseBread? :) I honestly enjoy reading the concise and interesting finance blogs by "amateurs" more than the bigger names like Suze Orman, etc. Dave Ramsey seems to have some decent practical, down-to-earth advice for people like me, but the religious angle gets kind of annoying.
[url=http://www.bootsax.com/]http://www.bootsax.com/[/url]
[url=www.monclersora.com/]www.monclersora.com/[/url]
Putting on too much perfume on such formal meetings is a very unwise practice Click launch. RFC; and the replicative polymerases Poldelta and Pole.?
Clark Howard! I listen to his podcast during my long commute to/from work, and his advice is always helpful, practical, and I never feel like I'm being preached to. I think he genuinely cares for people's financial well-being and empowers us to take control of our money.
I think my favorite financial gurus are all the great personal finance bloggers out there! I'm not a fan of anyone who is selling products that promise to get people to a better financial state - I much prefer the great advice that so many excellent bloggers are writing about every day. Regular people doing well is what I find inspirational, and it's fun to read about new ideas, share thoughts and experiences, and be able to interact with everyone in the PF community in a variety of ways.
I'm very excited to see Liz Weston. I used to read her books when I was trying to bet my financial life in order, before I ever knew there were personal financial blogs.
I like Dave Ramsey
The only scam here is the author of this article. His numbers are manipulated in a way to try to prove his point rather than find if Cummata's plan work. At the end of his post he proves his own lack of honesty when he says:
"But you don't need to pay John Cummuta hundreds (or tens of thousands) of dollars to figure it out".
Cummata's DVD cost is $59, less than most people spend on their weekly Starbucks, not hundreds or tens of thousands of dollars. Once an Ad Man always an ad man?
But I have personal experience with the program, When I was the Manager of Training and Development for a major daily newspaper, we looked for a way to help our employees get out of debt, research had shown that debt burden was a major cause of stress that directly affected their lives both at work and at home. Financially unable to just hand out raises, also knowing that a change in spending habits and attitudes would be required, we researched and then chose Cummata's program.
Once implemented and in effect many of the younger employees carrying students loans and credit card debts were debt free in less than 24 months. Employees with mortgages and car loans, some with major medical were on track to be debt free anywhere from 48 months to 96 months. Yes, in some cases it took longer than Cummata's timeline, but they had substantailly more debt.
My wife and I changed our habits, implemented the program and celebrated being completely out of debt in 62 months, mortgage, two cars, credit cards, and taxes. All gone and we have never looked back.
$59? Worth 10 times that amount.
Paul Michael is wrong.
I started investing with buying I Saving Bonds, was too much taken away by the ‘risks’ in stock market investing. Years down the line in making investments, I realize that most of it was mere exaggeration. By the way, great post. It covers almost everything that a new investor would want to know.
Whats up are using Wordpress for your blog platform?
I'm new to the blog world but I'm trying to
get started and set up my own. Do you require any html coding knowledge to make your own blog?
Any help would be greatly appreciated!
Thanks for including my article Ashley. See you at FinCon in a couple of weeks!
I would like to nominate Trent from The Simple Dollar. He was the first personal finance blogger that I read--dating back six or seven years. He is so dependable, every morning his post arrives.
Dave Ramsey is the only one for me. Buy only what you need and pay cash! His no nonsense approach really piqued my interest and his books have been a great help.
Kai Ryssdal
Host of Marketplace on NPR makes explaining finance, the markets and the economy interesting and even fun.
I've been following Pat Flynn for a while.
For everything other than investing it would be the late Joe Dominguez. For investing it would be Jack Bogle
I got very excited when I saw No. 23 - a sourdough bread! But when I clicked on the link it's not sourdough at all. :^( It uses commercial yeast, not a (hopefully wild yeast) sourdough starter (unless you click on a load more links to get you eventually to a page which very vaguely tells you how to convert their recipes to sourdough - but are no good if you're not overly familiar with bread making).
Please can you amend your entry to avoid disappointing others? Ta :^)
Lots of good health habits. Of course I'm partial to #4, but unfortunately, also have to embrace #15. I used to pretend I was like someone perpetually in his 20s. But now that I have chronic health issues, I have to act more my age. Oh well, at least I'm closer to retirement.
I rent a home in the Tampa/Clearwater area. I've had four different tenants in nine years but luckily the only bad one was the first. They not only trashed it (all carpeting ruined by a small dog, urine, feces), but didn't pay electric bill, the refrigerator became infested with maggots, holes in the walls etc. Amazingly they did not ruin the kitchen cabinets or appliances (except the refrigerator), which was replaced. Apparently they had no interest in cooking or dishwashing.
We ripped out all the carpeting and tiled all the floors instead. My husband is a good handyman so he fixed the holes in the walls and repainted where necessary. All this with a broker (realtor). The broker did work with us (cleaning services and other repairs) and we were able to sue the tenants for damages after they left. It was shear luck that the "girlfriend" of this couple worked for a lawyer so she knew enough to just pay up. The amount didn't cover everything but combined with the deposit and last month's rent, it was sufficient. Again we were lucky but we also had a broker (legal documents, lease, etc.) which makes the deal a bit more binding.
If you're going to do this, at least get a good realtor/broker to help you. Worth the 10% (of monthly rent) commission they get.
I too lived in the Clearwater/Tampa Bay area. Great Thrift Shops abound, however some of my best buys were at a Salvation Army store in Clearwater. I purchased great art prints with excellent frames, a rattan dining room set -table w/four chairs for $40.00, multiple clothing items (a Lands End bathrobe that I still wear after 10 years), a set of dishes that matched a set my sister had in the early 1960's - the whole set was $3.00 - we were hysterical to see the dishware in perfect shape. A pair of dress slacks for my husband are still in excellent shape and fit him the best of anything he ever bought off a rack. Currently with all the bedbug scares I am leery about buying furniture though.
I agree location matters. Areas that abound with retirees and beneficiaries that don't want their elderly parents or other relatives' stuff will be the place to look for good household items. Can be time consuming but it is fun !