Recent comments

  • Revenge of the battery hack - 32 AAs inside a 6v Lantern Battery. BUT IS IT PHONEY?!   14 years 39 weeks ago

    I see people are still killing innocent 6v batteries over this. Do the math people, if there were 32 1.5volt batteries wired up inside the battery total would be 48v, not 6v. No surprise there are 4 1.5v batteries in there (4 x 1.5 = 6).

  • 5 Ways to Earn Cashback Rewards Without Extra Spending   14 years 39 weeks ago

    Actually, this can work really well. My best friend and I take a vacation every year, and whichever of us makes the reservation (hotel, airfare, etc.) puts it on her credit card and gets the rewards. We try to split it fairly evenly, but at the end of the trip we figure out who paid for what (a spreadsheet comes in handy) and whoever paid less pays the other the difference by check/cash. That way we each get rewards and we don't have to worry about keeping minute track during the trip.

    For example, on a trip to Hawaii: I get the airfare, she gets the condo, I get the groceries for the week, she gets the rental car, I get the snorkeling, she gets the ziplining. At the end of the trip, she's paid $50 more than I have, so I pay her $25. Done, and we each get some rewards on our credit cards. The way to make this work, of course, is to have the money set aside before the trip so you can pay the credit cards off that billing cycle. :-)

  • ZipList Giving Away $600 to Lucky Wise Bread Readers!   14 years 39 weeks ago

    My budget comfort food is Turkey and Gravy over Rice. Can it get any more homey than that?

  • ZipList Giving Away $600 to Lucky Wise Bread Readers!   14 years 39 weeks ago

    My favorite Thanksgiving dish is untraditional and very culture driven. Puerto Rican's love anything that's pork related so I would say Pernil for me! It's always less than $1.50 per serving

  • Best Money Tips: Inexpensive Experience Gifts   14 years 39 weeks ago

    Thanks for mentioning the Kindle Fire giveaway, only one more day to go!

  • Ask the Readers: How Do You Save On Thanksgiving?   14 years 39 weeks ago

    Love the idea of potluck decorations! I've never heard of that before. Very creative!

  • Ask the Readers: How Do You Save On Thanksgiving?   14 years 39 weeks ago

    Wow, it sounds like you picked a winner if your husband makes everything from scratch! That's awesome!

  • Best Money Tips: Tips for Eloping   14 years 39 weeks ago

    You are welcome!

  • Best Money Tips: Inexpensive Experience Gifts   14 years 39 weeks ago

    You are welcome! :)

  • Best Money Tips: Inexpensive Experience Gifts   14 years 39 weeks ago

    You are welcome Ray!

  • ZipList Giving Away $600 to Lucky Wise Bread Readers!   14 years 39 weeks ago

    My Favorite dish is my grandma's spinach pie. It is made with spinach, ricotta and feta cheese along with a few other secret ingredients. It is wonderful and makes the holidays what they are. Miss you grandma.

  • Throwing Awesome Parties on a Budget   14 years 39 weeks ago

    Delegating tasks to get done can help cut the costs and it will be less stressful. You'll end up enjoying everyone's company instead of being cooped up in the kitchen. Having a signature cocktail will also cut down on the cost of booze.

  • Is It Better to Specialize or Generalize?   14 years 39 weeks ago

    I prefer specialization because technology will always be at my side. Great article.

  • ZipList Giving Away $600 to Lucky Wise Bread Readers!   14 years 39 weeks ago

    We buy a much larger turkey than we need because everyone like cold turkey sandwiches the next day. I also make a few turkey pot pies to freeze for future dinners as during the week were running like crazy and don't have time to make a "good" dinner.

  • ZipList Giving Away $600 to Lucky Wise Bread Readers!   14 years 39 weeks ago

    Sadly I have no had opportunity to enjoy Thanksgiving in several years. My family no longer gets together, my friends have all moved away. I don't want my children to miss out on holiday memories, so I let them spend every Thanksgiving with their father's family. I do love a big bowl of Stuffing as my comfort food. something about it just makes me feel better.... even if it is eating it alone!

  • ZipList Giving Away $600 to Lucky Wise Bread Readers!   14 years 39 weeks ago

    The best comfort food is the leftovers after Thanksgiving dinner. It's wonderful to have great home made food for a few days without having to cook it. Just warm it up!

  • Opting out of the money economy   14 years 39 weeks ago

    For CUCUMBER on Nov 17, 2011,

    You said – “some people's 40 hours are perceived and valued as "worth more exchange value" than that of others.”

    It is very difficult to measure the worth of a person. Just because someone is getting paid more now, does not mean he has higher worth. It is quite possible that the free money is abusing the society, people, and our values. Let me take an example. Suppose two persons are working in same company, one is an electrical engineer (EE) and the other one is a graphic arts (GA) designer. Let us that EE gets paid lot more than GA in that company. But I can argue that GA job is lot more complicated than the EE job. What an EE has learned is a cook book method of doing things. He has a specific technology, you have to do it in exactly the way it is written in the manuals. You follow the step by step process and your work will be done. Thus EE job is a mechanical job. On the other hand GA job is a very creative work. He has to produce new concept every day. There is no cook book approach for creation of artistic and appealing work. So this GA is significantly more gifted than the EE. But the society did not recognize him. The moneyless economy (MLE) will eliminate that discrimination.

    It can be shown that every job is different and requires different skills. None of them can be compared, and arguments can be given in both directions. Can you compare apples and oranges? You cannot. You cannot say apple is better than orange or cat is better than dog. Why then you say Mr. X is better than Mr. Y?

    Yes, the philosophy should be as you mentioned – “In your heart you truly need to be unconcerned with such things and do what must be done that you have the talent, ability, wisdom, training, education, or gift for and you do it ‘because’ ".

    The number 40 hours will evolve with the evolution of MLE. At this time keeping it is probably a better way to make the transition from capitalism to MLE without causing a serious problem. In MLE people will love their work, because they will be working on the subjects they want. Today in capitalism we are forced to work on jobs that we do not like. All of us are waiting for Fridays to come, we feel tired and frustrated on Mondays. That will not happen in MLE. When you love your work, you will find that you will be working lot more hours than 40.

    The MLE has the capability to run the exact same economy that we have now and in exactly the same way. It can be implemented very secretly without even telling anyone that we have made the transition. That is another reason why the number 40 will be required. All our credit cards will show 40, all the nation’s computers will change them overnight. It will remain 40 all the week. It will become zero if you do not work for a week. All you will notice is that there will be lot of jobs. Anyone applying for a job will get the job, because the companies will not have to pay. Slowly people will know, and the transition will be very smooth.

    For more details please visit the site at - https://createmoneylesseconomy.wordpress.com/

  • Extreme Couponing? 5 Reasons Why I’ll Pass.   14 years 39 weeks ago

    How are your options dictated to you? You admit that you make your decisions based on marketing efforts. If you're aware of this then just make better choices instead of blaming the grocery store. Buy the healthy cereal if you want. No one is holding a gun to your head saying you have to buy the sugar crap b/c you have a coupon.

  • 25 Ways to Communicate Better Today   14 years 39 weeks ago

    As a fellow introvert, I like the idea of the phone script. I avoid calling people when I don't have to, but I also recognize that sometimes, it's very much the best way to get things done.

  • Best Money Tips: Inexpensive Experience Gifts   14 years 39 weeks ago

    Always nice to make the list :) Thanks Ashley!

  • 25 Quick and Easy Dinners (Plus 5 Delicious Desserts!)   14 years 39 weeks ago

    Thanks for the feedback. I highly recommend the vegetarian chili as a budget-friendly choice. All you need is canned tomatoes, beans and spices. I virtually lived off of this in college because it's easy to make and very inexpensive.

  • 5 Ways to Earn Cashback Rewards Without Extra Spending   14 years 39 weeks ago

    This post is like the strategy to a game. Too many people get caught by this little cash rewards offer; it is not about spending way more to get a little reward, that just sounds silly. It is all about applying your cash reward card in the best way possible to your current spending. There are dos and there are don'ts, and this post does an awesome job of outlining those. Thanks!

  • Opting out of the money economy   14 years 39 weeks ago

    @Subhendu Das (mostly)

    I agree that the money concept is a figment created by people and can exist in whatever form we ultimately all agree to participate in. I've been saying this for years to as many as will listen/discuss when the conversation can be appropriately positive and creative. It's refreshing to have read this here today!

    But one thing with regard to the 40 hour log you mention is this - right now, some people's 40 hours are perceived and valued as "worth more exchange value" than that of others. Example: the physician's 40 hours is credited with more value than the cleaning person's or the person who cooks food, or the person who collects trash and recycling. In essence we say right now that some people's contribution is "worth more" than others and those people then "get more" in exchange systems. This "worth" is subjective and let me just present the analogy that while you can function minus a finger or a toe it is not quite the same as having them intact and no matter how small the contribution may seem you may only feel the impact of its loss when it isn't present in the whole.

    I believe humans need to let go of the ego for the "relative worth" of what each contributes to finally be a non-issue. In your heart you truly need to be unconcerned with such things and do what must be done that you have the talent, ability, wisdom, training, education, or gift for and you do it "because". Certainly we have all had moments where we have put forth effort at some task or thing and experienced joy in it, selflessness in it, bliss in it. some of us experience this more than others, it's liberating really. That's got to spread as the norm in consciousness the not the exception.

    Lastly, I also think that 40 hrs labor/service/production per week is outmoded due to technology. One reason why we have an imbalance in economic distribution again is because we have machines and technologies that have greatly reduced the need for each of us to labor as much as in the past. Unfortunately what we have done is completely eliminated the need for entire bodies working rather than everyone benefitting by working less (for the same credit value) as we became more efficient. Or alternatively you might say we continue to produce ever-more bodies but we are unwilling to construct a system that permits them to live after we've created them. We sally forth blindly creating bodies without contemplating the whether resources are adequate to ensure broad comfort as well.

    Getting back to 40 hours, the credit-excess of the efficiency we've made is being polarized to a small group of bodies which is leaving large numbers of people with "no credits to exchange". We are just cutting entire lives out of the picture. It simply does not make sense that with the amazing computer and machine technologies we have created that in the US for example most households have to have two wage earners to make ends meet, and more and more frequently both (or all) wage earners are working in excess of 40 hours many weeks of the year. It was only 50 years ago in most materially developed nations that a household could have an adult who functioned to meet the home-and-care needs of the household (the downside then was that this was gender-restricted) and one who contributed labor to the general society. Now we have households where the adult members are frequently overworked, overstressed, have no time for exercise, contemplation,art, preparing healthy meals, spending caring time with the young, with the elderly, etc. etc. etc. Add to this ridiculuosly long commute times and you have a recipe for misery and poor health, impulsiveness, selfishness, escapism, egoism, non-creativity - and those are the things that hamper "prosperity, production, and progress" in us. Surely, too, seeing to the chores and needs of the household is a valuble contribution in itself is it not? This could be seen as "a job" in itself and accrue its own credit. However if we refuse to acknowledge it as creditworthy, unless "outside the home" work experiences the benefits of efficiency in the form of reduced hours, we will continue to be on a path in developed nations of devaluing and neglecting "home work".

    Lastly, what to do with those who will not participate or contribute even in this type of exchange system? There will be some who expect to and try to receive without giving back. What to do?

    So three important realizations have yet to occurr across masses of people (besides the fact that "duh" we create the exchange system): letting go of overvaluation/undervaluation of contribution, sharing the benefits of efficiencies, and willingness to contribute in earnest in a large majority of people.

    Hey the good news is we could do all of this, if we'd just do it. I will start with myself and my own attitudes and I will share the idea so others may decide.

  • Ask the Readers: How Do You Save On Thanksgiving?   14 years 39 weeks ago

    @KeriRitenour tweeted her response http://bit.ly/u7ilaO

  • The Meaning of Milk Label Colors   14 years 39 weeks ago

    I believe you're looking for a problem where there isn't one. The idea of a color code standard for the milk industry seems absolutely pointless. Unlike the bread code, which give buyers cues about baking dates which is otherwise absent in writing, milk cartons have large, clearly printed labels that tell you what type of milk you're buying.

    While a color standard may save consumers a few seconds, it may negatively impact company sales who want to differentiate its commodity from competitors. Also, consumers could pick up the most expensive bottle of milk inadvertently.

    I say if you're buying milk based only on a cap color, you're not being a wise consumer.