I haven't checked it in about a year. But I haven't done anything that would harm it either, except maybe applying for credit cards, and it was strong last time I checked it, so haven't seen a reason to lately.
I know my score through Sears Credit Score which is free to all sears card holders (only reason I really keep the card). I use it as an estimate of what my score is and it lets me check to see if there have been any big changes, which would then alert me.
Foil is also great to remove nail polish that's hard to get off (especially glitter nail polish). Put a dab of nail polish remover on a cotton ball, wrap it onto your finger with a piece of foil, and pull it off after 5 minutes. Way easier to remove than scrubbing and scrubbing!
I don't pay for my actual credit score, but I do use creditkarma.com monthly for a free glimpse of what my credit score probably is and a report of inquiries, accounts, etc.
Yes, I know mine - I have CreditSecure and can check every month if I want to. I've had this for years, keeping me informed about changes and potential problems.
I was able to obtain my FICO score when I applied for an American Express card. Amex sent me some documentation about the card, which also included my score. I don't regularly check my score because of the cost, but I do review my free reports every four months.
I think it's very important to know your credit score, which is why I check mine once or twice per year: once around the new year, once sometime in the mid-summer. This helps me to keep decent track of what aspects of my life have positively or negatively affected my score. Lately it's been pretty consistent and I haven't had any delinquencies or inquiries that would affect the score so I might decrease my frequency to once per year.
I check my credit report 3 times a year using the free credit report website, but I don't pay for my credit score. I'm not planning on buying anything on credit any time soon so I'm not really concerned about the actual number.
Yep, within 50 points or so...we have one of the highest scores our bank had ever seen, so that is a blessing! We've worked really hard to faithfully pay off all of our debts, and right now we have our home and about $750 on a car loan and that's all. So nice! A good credit score is one less worry to consider when arranging a loan for anything. It is hard work, and involves sacrifice, but it is worth it!
I just tweeted an answer here --
http://twitter.com/#!/starkeee/status/121247991557398529
Don't worry, Brad. I got you. *wink wink*
I like your Facebook page already.
I haven't checked it in about a year. But I haven't done anything that would harm it either, except maybe applying for credit cards, and it was strong last time I checked it, so haven't seen a reason to lately.
Thanks Mike. I'll definitely keep that in mind. Or I'll just ignore it. =)
I haven't ever checked, so no I don't know it.
I know my score through Sears Credit Score which is free to all sears card holders (only reason I really keep the card). I use it as an estimate of what my score is and it lets me check to see if there have been any big changes, which would then alert me.
I like Wise Bread on Facebook.
I do know my credit score! I check it about once a year.
I don't know my credit score, but I've definitely gotten my free credit reports, and that all looks good and correct.
Best joke of the weekend? Wow! I am flattered! I was trying to top Will. Everyone kept saying how "hilarious" he was. Pffft.
Yes, I def. know my credit score I always make it a point to check it yearly for any mistakes so far, so good! :)
Yes, I do know my credit score. It's in the high 700s! I think credit score is a very important thing to know.
Foil is also great to remove nail polish that's hard to get off (especially glitter nail polish). Put a dab of nail polish remover on a cotton ball, wrap it onto your finger with a piece of foil, and pull it off after 5 minutes. Way easier to remove than scrubbing and scrubbing!
I don't pay for my actual credit score, but I do use creditkarma.com monthly for a free glimpse of what my credit score probably is and a report of inquiries, accounts, etc.
Yes, I know mine - I have CreditSecure and can check every month if I want to. I've had this for years, keeping me informed about changes and potential problems.
I recently had to get a credit report when my credit card number was stolen. I usually check it once a year or so.
Here's my recap of the conference: http://freefrombroke.com/financial-blogger-conference-2011-meeting-the-p...
Yes, I check my credit score every year so I can keep on top of it.
I was able to obtain my FICO score when I applied for an American Express card. Amex sent me some documentation about the card, which also included my score. I don't regularly check my score because of the cost, but I do review my free reports every four months.
I think it's very important to know your credit score, which is why I check mine once or twice per year: once around the new year, once sometime in the mid-summer. This helps me to keep decent track of what aspects of my life have positively or negatively affected my score. Lately it's been pretty consistent and I haven't had any delinquencies or inquiries that would affect the score so I might decrease my frequency to once per year.
I check my credit report 3 times a year using the free credit report website, but I don't pay for my credit score. I'm not planning on buying anything on credit any time soon so I'm not really concerned about the actual number.
Yep, within 50 points or so...we have one of the highest scores our bank had ever seen, so that is a blessing! We've worked really hard to faithfully pay off all of our debts, and right now we have our home and about $750 on a car loan and that's all. So nice! A good credit score is one less worry to consider when arranging a loan for anything. It is hard work, and involves sacrifice, but it is worth it!
Mine is 766 as of today (we are refinancing our mortgage)
Will, thanks so much for mentioning me. I enjoyed meeting the faces behind Wise Bread. You are all three fun and gave great presentations!
One of my favorite moments was having Adam Baker tell me he thinks I'm on the edge of something big. I needed that affirmation!