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How Much Housing Does a $600 or $1,400 Stimulus Pay For in Major U.S. Cities?

Will the next stimulus check pay your mortgage or rent for the month? It depends on where you live, and how much more is disbursed this year.  Quick Facts The second round of stimulus was approved at the end of 2020, which sent $600 to most Americans. Housing is by far the average American household’s […]

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The Best Cost-Effective Services of 2021

Delivering personal finance solutions and advice since 2006, The Simple Dollar is back with our annual awards for 2021. Here are our top picks for the most affordable and cost-effective service options for the new year.  Best Cell Phone Plan: Republic Wireless  Learn more Republic Wireless is backed by Sprint and T-Mobile, giving it 99% […]

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How to File Your Taxes If You Received Unemployment Benefits in 2020

In 2020, at least 30 million Americans received unemployment benefits during the past year, with many of those recipients receiving benefits for the first time. As tax season approaches, many of those Americans are facing the prospect of filing their income taxes, which will include their received unemployment benefits. Knowing how to do this correctly […]

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$25 Billion in Rental Assistance Is on the Way. Here’s How to Apply.

The latest defense against the looming eviction crisis is $25 billion in rental assistance from the late December stimulus package. But experts say the relief isn’t enough to consider the problem solved.  “The remaining rental debts could still lead to a mass eviction crisis and irreparable damage to tenants’ credit and rental histories. Congress must […]

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Need More in Savings? This App for Freelance Banking Can Help.

Freelancing is an art. Balancing the sometimes irregular income and shouldering all the expenses of a business takes a lot of extra work. Unfortunately, the pandemic has thrown an already varying income stream into chaos for the approximately 57 million Americans that freelance. That’s 35% percent of the workforce. Before the pandemic, 56% of full-time […]

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Online or In-Person Loans: What’s Better?

The growth in the online personal loans industry has made it easier than ever to apply for a loan online. Gone are the days where you had to make an appearance at a physical branch in order to get a loan, since you can now submit all relevant documentation by applying for a loan online. […]

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Does Renters Insurance Cover Dog Bites?

One-third of renters live with dogs, which shows how many of us love our four-legged friends. It also means renters insurance to cover dog bites is important to consider when you’re a dog owner and renting. And while your sweet little pup may not have any known history of biting, you never know how your […]

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Tips for Financing Investment Properties

Purchasing an investment property can be an exciting milestone for a would-be landlord or entrepreneur. The financing for investment properties, on the other hand, isn’t nearly as exciting. It can be a trouble spot, though. Investment property loans aren’t as easy to get as conventional home purchase financing. If you don’t have the cash to […]

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The Best Car Insurance Companies of 2021

Ease of filing claims, customer service, discounts for such habits as being a good driver or student — these are some of the criteria we look at when choosing the best auto insurance companies on our radar. The standout was Amica Mutual Group, with its perfect SimpleScore of 5 out of 5, but the others […]

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Mortgage Escrow Fraud: What Homebuyers Need to Know

When you’re buying a home, there are tons of steps you have to complete. One of the more important ones is making your down payment and closing on your home, which occurs when you’re in the final stretch of the homebuying process. This step in the homebuying process is one of the most — if […]

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