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Where You Can Open a Roth IRA and Other Reader Questions, Answered
Roth IRAs are a powerful retirement investment vehicle accessible to almost all Americans, but the specifics of how to start and use one can be a little tricky. Knowing the difference between a Roth IRA and a 401(k) is a great starting point, here are three questions from readers on some of the details of […]
The post Where You Can Open a Roth IRA and Other Reader Questions, Answered appeared first on The Simple Dollar.
The Pump-and-Dump Stock Scam, Explained
Investing in the stock market is a risky endeavor. Not only does it come with the inherent risk of investing in stocks and their fluctuating value, but the stock market is also a place where scams can take place, fooling and ripping off the unaware. One of the most historically popular of these scams is […]
The post The Pump-and-Dump Stock Scam, Explained appeared first on The Simple Dollar.
More Americans are Using Retirement Savings to Cover Expenses
Twenty-twenty has taken its toll on the average retirement savings, according to a new study by Kiplinger’s Personal Finance magazine and Personal Capital, an online financial advisor. More than half of Americans are dipping into their savings, with 60 percent using their IRAs and 401(k)s to get them through the difficulties they are facing from […]
The post More Americans are Using Retirement Savings to Cover Expenses appeared first on The Simple Dollar.
The Best $20K Loans Options
There are times in life when you just need a little extra cash, and a personal loan can fit the bill. Perhaps, you’ve sprung a leak in the home or need to consolidate mounting debt. Your child’s tuition assistance may not have come through yet, or perhaps you need an extra boost to get through […]
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Mortgage Rates Hit Another 50-Year Low. Should You Buy?
The average 30-year mortgage rate broke record lows (again) at 2.65%, according to Freddie Mac. This marks the 22 weeks in a row that the average rate has been under 3% and the 17th time records have been broken since the start of 2020. Three of the records were broken in December alone. In response […]
The post Mortgage Rates Hit Another 50-Year Low. Should You Buy? appeared first on The Simple Dollar.
How to Negotiate Mortgage Closing Costs
Before you close on your mortgage, consider negotiating closing costs and save yourself some cash.
The post How to Negotiate Mortgage Closing Costs appeared first on The Simple Dollar.
How Do You Know You’re Ready to Buy Your First Home?
Owning your own home has long been a touchstone of the American Dream. It represents a certain level of independence, a place that provides shelter for you and your family and the memories you create there, and it also builds value over time. That dream often comes to the forefront in people’s lives once they […]
The post How Do You Know You’re Ready to Buy Your First Home? appeared first on The Simple Dollar.
The Common Types of Personal Loans, Explained
A personal loan is money you borrow from a bank, credit union, online lender or another financial institution to use for a variety of reasons. It offers flexible repayment terms and fixed monthly payments. Nearly all personal loans are unsecured, which means you are not required to provide collateral. The best personal loans come with […]
The post The Common Types of Personal Loans, Explained appeared first on The Simple Dollar.
The Best Home and Auto Insurance Bundles of 2021
The best home and auto insurance bundles Here are some of the best bundle offers from insurance companies: Best Customer Support: Progressive Best Coverage Options: State Farm Best for Discounts: Allstate Best for Military Members: USAA Note that some of these offers may not be available in every state. Some states might also have additional […]
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FHA Mortgages for Bad Credit: What You Need to Know
Wondering if FHA loans for bad credit exist? Or, if there are bad credit home loans in general? Today might be your lucky day. If you’re looking to buy your first house, then it’s likely you’ll be considering an FHA loan, which is ideal for first-time homebuyers. When buying a home, the lender or bank […]
The post FHA Mortgages for Bad Credit: What You Need to Know appeared first on The Simple Dollar.
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