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Biden Proposes a $1.9 Trillion Rescue Package. Here’s What You Could Get.

As part of his efforts to set an agenda in motion when he takes office, President-elect Joe R. Biden outlined a $1.9 trillion relief package to combat the Covid-19 pandemic and the current economic dive. Some of the most notable points Biden addressed last night include expanded jobless benefits, rental assistance and a paid sick […]

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How to Use TreasuryDirect for Low-Risk Investing

Investing is all about balancing risk and reward. Many investments that offer potentially great rewards, such as stocks, come with tremendous risk, particularly in the short term. The risk of losing 40% of your investment value — as what happened after the 2008 crash — in a single year is enough to make many people […]

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What’s the Average Monthly Mortgage Payment in the U.S.?

If you think that this is the year to purchase that new home, chances are you’re wondering whether that mortgage payment will fit into your budget. Many factors go into determining what your payment will look like at the end of the day, including the cost of the home, your interest rate, local taxes, and […]

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Emergency Loans for the Unemployed

We found that the best emergency loan for rebuilding your finances is Lendup, which we talk about in more detail in this post. We also talk about best mid-size bad credit loans (BadCreditLoans.com) and best large bad credit loans (PersonalLoans.com). In this article about emergency loans when you are unemployed, we answer questions like whether […]

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How to Pay for Elderly Care During COVID-19

The challenges that older Americans face during COVID-19 are multi-dimensional. Of course, it starts with the direct concern of COVID-19 itself.  As the CDC states in its COVID-19 guidance for older adults, “[o]lder adults and people of any age who have serious underlying medical conditions like heart or lung disease or diabetes are at higher […]

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Best Refinance Rates for May 2021

You want to know which refinance rates are best, so we’ll get right to it. The best refinance rates for minimal fees is from Third Federal, which we talk about in more detail below. We also look at the best refinance rates for fast refinancing (Rocket Mortgage) and the best refinancing rates for a 15-year […]

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Here’s Why Millennials Are Rushing to Refinance Their Homes

The latest data from the Ellie Mae Millennial Tracker revealed that mortgage refinances accounted for 45% of all millennial loans for November. That’s a 14% increase year over year for November and a 3% bump from October alone.  Ellie Mae divides millennials into two subgroups — older millennials (30-40 years old) and younger millennials (21-29 […]

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Emergency Loans: What They are and How to Get One

An emergency loan can be used to pay for expenses that must be covered immediately, with no time to save for them. An emergency loan can be taken out to pay for things such as medical expenses, car repairs or the cost of living in another residence while your home is being repaired or renovated […]

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70% of Working Americans Need a Pay Increase This Year

Annual salary increases in 2021 are more vital than ever after a year of volatile economy and job market changes. A new The Simple Dollar survey found that 70% of employed U.S. adults say a pay increase would be important for their household’s financial wellbeing. Despite this, about 40% of respondents are not expecting a […]

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Does Renters Insurance Cover Your Car?

Auto and renters insurance may seem as if they overlap a bit, but when you compare the two different types of policies, the differences start to stand out. Car and renters insurance actually work hand-in-hand, with each providing unique coverage for your car and belongings. Auto insurance covers any damage that occurs to your car […]

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