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Everything You Need to Know About Crowdfunding


The ‘Coolest Cooler’ raised a record $13 million on crowdfunding site Kickstarter.

Ryan is trying to raise money for his startup.

His idea is to build a luxury cooler (yes, the kind you store lunch and drinks in) for the beach or a camping trip, equipped with all the bells and whistles. In short, he wants to build a party on wheels — the world’s coolest cooler.

This cooler would include Bluetooth speakers, which happen to be waterproof in case one of your freshly blended margaritas, made from the rechargeable blender (also included), overflows with too much awesomeness. This cooler would also have built-in storage for plates and utensils, a USB port to keep your cell phone powered all day, sturdy wheels, and every other feature you could ever want in a cooler.

How to Make Money Driving for Uber


Got a car and some free time? You can make extra money driving for ridesharing app Uber. Photo: Uber via Facebook

Thanks to the modern marvel of the Internet, a slew of disruptive technologies have completely reshaped entire industries over the last decade. Think about how Amazon.com reinvented shopping by offering subscription services for everything from diapers to groceries with Amazon Prime, for example. And remember Blockbuster? Streaming video services like Amazon and Netflix turned video rental storefronts into the dinosaurs of their industry practically overnight.

How to Make Money Driving for Uber


Got a car and some free time? You can make extra money driving for ridesharing app Uber. Photo: Uber via Facebook

Thanks to the modern marvel of the Internet, a slew of disruptive technologies have completely reshaped entire industries over the last decade. Think about how Amazon.com reinvented shopping by offering subscription services for everything from diapers to groceries with Amazon Prime, for example. And remember Blockbuster? Streaming video services like Amazon and Netflix turned video rental storefronts into the dinosaurs of their industry practically overnight.

The Accidental Landlord


Being a landlord can be a smart move — but it’s also fraught with insurance and tax implications, so educate yourself first. Photo: Colin and Sarah Northway

When I say real estate tycoon, your thoughts probably jump straight to Donald Trump or somebody on a reality show. Then you probably smile a little bit and think to yourself, “If only I had an investment property, I could be on my way to a mega-fortune in no time at all.”

Well, if you currently own your home or are planning to buy a house, you could wind up becoming a real estate speculator a lot sooner than you think.

The Accidental Landlord


Being a landlord can be a smart move — but it’s also fraught with insurance and tax implications, so educate yourself first. Photo: Colin and Sarah Northway

When I say real estate tycoon, your thoughts probably jump straight to Donald Trump or somebody on a reality show. Then you probably smile a little bit and think to yourself, “If only I had an investment property, I could be on my way to a mega-fortune in no time at all.”

Well, if you currently own your home or are planning to buy a house, you could wind up becoming a real estate speculator a lot sooner than you think.

The Best Debt Repayment Tools and Apps

The first major step toward reaching financial freedom is to regain control of your spending and pay off debt. However, this is often harder to do than it sounds.

Thankfully, technology is making it a lot easier to set and reach your financial goals and stay on top of your debt.

Here are some of the best debt repayment tools and apps to help you pay down debt quickly and stay motivated to reach the long-term goal of building wealth.

Debt Tools

First, let’s take a look at some of the best websites and other services available to help you plan and stick to your debt repayment strategy.

Unbury.Me

Cost: Free

How to Prevent Financial Relapse

It’s a pretty common story.

You have some debt. Maybe some student loans or a big home mortgage. You have a good job, but you want more. So you put some stuff on a credit card. Then some more stuff. Then you get another credit card. You sign up for a fat data plan for your cell phone and get all the optional channels on your cable plan.

Before you know it, the bills have exploded to the point that it’s hard to pay for everything.

You panic. You buckle down and cut some of those bills. You have a couple big yard sales or take some stuff to the consignment shops.

And – whew – you manage to pay off enough debt that the crisis is averted.

“I’ll never go back there,” you tell yourself.

But in a few weeks or a few months, you start thinking about the things you want. And you pull out that plastic again.

Guide to Holiday Tipping and Budgeting


Around the holidays, it’s customary to tip those who make your life easier the rest of the year, from babysitters to hairdressers. Photo: eFile989

The holiday season is almost upon us, and you know what that means – it’s time to start planning parties and buying gifts for all the people you love. Unfortunately, it’s also time to start plotting out the practical aspects of the holidays, including how much money you should be spending.

Saving Money While You Travel, Part 3


Don’t leave home without these apps loaded on your phone. Photo: Carolyn Coles

In our past two posts, we’ve looked at ways to save money on flights and lodging. Now we’re going to talk about essential apps every traveler should have on his or her smartphone to save time, money, and headaches.

Wants Don’t Last

In 2011, I sat down with my two oldest children and the three of us each made a list of things that we wanted for Christmas. I used it as a way to get some ideas to share with grandparents and aunts and uncles, but more than that, it was a way to get them to each practice using a pencil and to do something together with them.

A few weeks ago, I found those lists that we had each made. They were stowed away in a file folder in the filing cabinet next to the desk where I work each day. It was fun reading through the children’s lists, seeing their handwriting during the days when they were just mastering the basic motor skills to write.

Unsurprisingly, the things they wanted would probably be of no interest to them today. My daughter’s list included a few art supplies that she would probably still use. My son’s list? I don’t think he’d enjoy anything that was on it.

What was interesting, however, is that most of my list was the same.