You won’t help your business by burning out. Photo: Andrés Nieto Porras
All work, no play — at least until you meet your income goals. I used to think this was the surefire way to attain success as an entrepreneur.
Little did I realize, each time I surpassed a milestone, I would push myself even harder until I reached the next level. But one day, my extreme work habits got the best of me and I hit what I like to call the entrepreneurial wall of exhaustion.
Don’t give someone more junk. Try these thoughtful alternatives, like pulling an idle instrument out of the attic and getting it professionally restored. Photo: Fabien Lemetayer
We’re all guilty of it: You put off buying a present for a loved one, and suddenly it’s too late — so you just throw money at the problem and buy something for buying something’s sake. In the end, it’s a waste of money, and your friend or family member has another piece of junk they don’t need and didn’t want, cluttering up their house.
Pull yourself and your loved ones out of the vicious, vapid, and expensive cycle of consumer hysteria this holiday season, and try one of these more thoughtful gifts.
Thanksgiving (and Christmas, for that matter) are holidays where my family tends to gather with grandparents, uncles, aunts, cousins, nieces, and nephews and share food, drink, and good cheer.
These gatherings often tend to be large ones and thus large meals are often prepared with lots of different side dishes. The end result? There are lots of leftovers.
Most of the time, families will simply eat the leftovers for a day or two and toss out what’s left. Guess what? That’s a pretty big waste of money and a waste of opportunity, too. If you’re smart about things, you can end up wasting virtually nothing from your big holiday meal and it will help you out throughout the winter.
Here are twelve strategies my family uses for handling the leftovers from a big holiday meal. Our goal is simple: minimize what we throw away without creating an endless run of boring “leftover” meals.
It isn’t just construction workers who get hurt on the job. Every business with employees needs workers’ comp coverage.
Virtually every business with any employees in the United States has to address the issue of workers’ compensation coverage. We’ll look at why you need it, how it works, and how to pay less for it.
Most but not all states require that workers’ compensation coverage be provided in the form of an insurance policy purchased from a third-party insurer. There are a few exceptions, such as Pennsylvania, which offers employers the option of self-insuring through a state fund. A notable exception to the requirement for coverage is Texas, which does not have a workers’ compensation requirement for most businesses.
I’ll be honest: since about 2009, I haven’t left the house on Black Friday. Instead, I usually sleep in after a long evening spent eating a big meal and having a few glasses of wine with family members. I do get up and check a few online sales, but I haven’t found anything in a brick-and-mortar store that makes it worthwhile to actually go out there and battle the crowds.
That doesn’t mean I don’t utilize the bargains on Black Friday and Cyber Monday. I usually do end up buying an item or two each year based on those sales (though they have usually been online buys), but I have a very specific strategy that I use to make this work.
Whether you hope to fund part or all of your child’s college education, here’s how to get started. Photo: Maxime McDuff
When families talk about college, the subject of money is never far behind. Seeing so many graduates overloaded with student loan debt, with 19% of borrowers owing more than $50,000 upon graduation, can be pretty scary for parents and students alike.
Volunteering is one way to beef up your resume when you don’t have much experience yet. Photo: Texas A&M
Building a resume is a tedious task, especially when you’re still in college. But a solid resume can help you score a great internship or land your dream job (and help you start paying back those student loans).
Even though you might still be in school, with barely any experience to speak of, you can start building your resume today. Here’s how.
How Can I Get Experience?
Do an Internship
An internship is the ideal way to build “real-world” experience in your intended field before graduation. Even if that internship doesn’t lead to a job offer from the same company, you’ll have gained that experience for yourself and your resume.
Most of the questions I get from readers about their finances have some things in common.
They’re at a crossroads of some kind. Whether it’s triggered by a major life change or not, they have a sense that their current direction in life isn’t perfect for where they think they want to be going.
They have some idea of where they want to go in the future, but it’s often cloudy and unspecific. There is a vague vision of “retirement” or “getting out of debt,” but they don’t really have any specifics about what that will mean.
The path between their current place and that destination is completely unclear. They know the specifics of where they’re at, but they don’t have any real idea how to move from where they are currently at to that vague goal of where they want to go.
Thankfully, you may not need to battle the crowds at 3am this Friday to get a good deal. Photo: Powhusku
Love it or hate it, Black Friday ain’t what it used to be.
Time was, you’d gather with friends and family on Thanksgiving to over-indulge in food and football. The next day, off from work, you might go buy a Christmas tree and then head to the mall to start your holiday shopping. Pretty simple, really.
Soon enough, stores caught onto the fact that everyone was out shopping the day after Thanksgiving. They began opening as early as 6 a.m. for the savvy shoppers and hardcore bargain hunters looking to pick up an entire season’s worth of gifts in one day, most at a good discount.
I recently got the chance to sit down and talk to Leo Babauta, the creator of one of my favorite blogs, Zenhabits. We got to chat about habit change, debt, procrastination, and the common root of all of our problems, among other things.
Leo is living proof that we can control our lives and change them for the better. He’s out with a new book called Zenhabits: Mastering the Art of Change, available on Kickstarter.
My favorite quote from the interview:
We have this reptilian fear of not being good enough, but if you put it into the light of day, we will be ok even if we do it and it sucks.
The entire interview is loaded with tips and ideas on how to start small to make huge changes in your life. If you have 45 minutes, it’s well worth it! Below are some highlights from the interview.
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