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Update on Next Gen Federal Student Aid Overhaul
The U.S. Department of Education has made huge changes to the federal student loan servicing system over the last year, part of the Next Gen Federal Student Aid initiative, which aims to improve the borrowing and repayment experience. The system became a single, centralized platform. Update: On Feb. 21, 2021, streamlined and personalized enhancements to […]
The post Update on Next Gen Federal Student Aid Overhaul appeared first on The Simple Dollar.
LoanDepot Mortgage Review
Loan Depot
LoanDepot is ideal for borrowers looking to get approved for a mortgage online or mostly online with support from a loan officer.
How to Start a Successful, Minority Woman-Owned Small Business
Starting a small business is no walk in the park — no matter your age, race or gender. Every business owner will face challenges when first starting out, such as raising capital, registering a company and developing a business plan. Not to mention, after getting a business off the ground, maintaining it is another feat entirely. That’s why 15% of small businesses fail in the first year, and only 60% make it five years.
However, minority women-owned businesses tend to face additional uphill battles that non-minority business owners don’t. For example, discrimination can hinder minority and women business owners from obtaining proper funding to start operating a small business.
Want to Turn Your Finances Around? Remember These 8 Mantras
I like to think of my financial life as a merry-go-round. My children used to love to ride on merry-go-rounds at the playground and I would push them on it for what seemed like hours. The process is simple and familiar. The kids would get on the merry-go-round and I’d stand on the outside of it. Once they were seated and holding onto a bar, I’d start to push. At first, pushing that merry-go-round was really hard. I’d have to throw my weight into it in order to get the merry-go-round spinning.
However, as I pushed and the merry-go-round picked up speed, the easier it became. I’d eventually just give it a good shove, let go, and stand there, occasionally reaching forward and giving the merry-go-round a mild shove. It would keep spinning without much additional effort from me.
How to Save Money When Shopping Online — With a Browser Extension
In 1887, Coca-Cola launched the first coupon. Ever since, coupons have been particularly popular during economic downturns like the Great Recession, when U.S. coupon redemptions surged by 27%. As we face a Covid-19 pandemic recession — one that prevents most people from shopping in brick-and-mortar stores — online coupons that are automatically sourced by your web browser is the easiest way to save money, whether you’re shopping on Amazon, Target, Walmart or somewhere else.
Editor’s Note: Wikibuy compensates The Simple Dollar when you get the Wikibuy extension using the links provided.
11 Ways to Be a More Frugal Driver
This week’s Ask The Simple Dollar theme is automobiles — buying them, maintaining them, deciding when to sell them and getting car insurance for them. Click on the number to jump straight down to the question.
VA Loan Requirements and Eligibility: Everything You Need to Know
When you’ve raised your right hand to defend your country, you’ve earned the privilege of some unique benefits, including the Veterans Assistance (VA) loan. But before you head out to find a mortgage lender, you need to take the time to make sure you meet all of the VA loan eligibility requirements. Your DD-214 might get you some of your veteran benefits, but there are specific VA loan qualifications that not every active or past service member meets.
VA loan requirements
Once you’ve determined VA loan eligibility, you need to gather the necessary paperwork and requirements to apply for your loan. To get started, you will need to acquire a certificate of eligibility (COE) or a statement of service.
Ally Auto Loans Review
Ally Auto Loans
From online challenger bank to financial heavyweight, Ally auto loan financing is great for customers who already bank with it.
25 Ways You Could Be Saving Money Right Now
Saving money is crucial. Maybe you’re trying to buy a home or move to a new place. Maybe you have a big purchase in mind, or need extra cash for holiday gifts. For many people, it’s not that they don’t want to save money, but that they don’t know where to begin.
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7 Simple Ways to Get Your Financial Ambition Back
During the first month or two of coronavirus shutdowns, I set a clear professional goal for myself. I was working on a new personal finance book, one that I was doing quite a lot of research and organization for. I have this huge pile of notes, an outline of a book and more specific outlines of a few chapters.
I haven’t touched it in months. I just haven’t felt up to it. I can do the things I need to get done ,and do them well, but pushing beyond that right now feels genuinely like I can’t give it my best, and if I can’t give it my best, there’s really no point.
This sense of a loss of professional and financial ambition during these strange times isn’t just something I’m experiencing. I’ve heard about it from friends and from readers. I’ve read personal accounts of people feeling this way in various places on the internet.
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