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Table of Contents

• Home Insurance Considerations
• Home Renovations
• Emotional support resources
• COVID-19 Health and Safety Concerns

In 1940, about one-quarter of the U.S. population lived in homes with three or more generations of their family, forming what is known as a “multigenerational home.” But after World War II, the significant expansion of suburban housing developments and the concept of the “nuclear family” took hold.

As people look for ways to donate in today’s climate without overextending their financial resources, many are getting creative and turning to providers they already use. Numerous providers partner with charities, organizations and initiatives as part of their corporate social responsibility commitment. Whether it’s through companies providing home, life or auto insurance, for instance, it’s an indirect way of using your dollars to help the community and those in challenging circumstances.

Americans long to help those in need. As a nation, we voluntarily donate seven times more than continental Europeans. Statistics show that 60% of U.S. households donate in a given year, with average contributions adding up to between $2,000 and $3,000.

What’s inside? Here are the questions answered in today’s reader mailbag, boiled down to summaries of five or fewer words. Click on the number to jump straight down to the question.

There are times — and for many of us, 2020 has been filled with them — where we feel like giving up on our dreams.

There are a lot of reasons for that feeling. It might be simple frustration or dissatisfaction with the world at large, causing us to feel like our old goals are now meaningless. It might be that changes in the world have seriously altered the path we expected to take going forward. It might be that we simply feel a much stronger desire to be cautious with our next steps rather than taking a leap and trying something big and new.

Whatever might be the root cause of that change of heart, the end result is the same. The dreams we’ve been chasing for months or years no longer seem realistic or important, and we feel like giving up on them.