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10 Unique Ways to Overcome Financial Jealousy

One of the biggest struggles I had to overcome to live a more frugal life was getting jealous of the things other people were doing, particularly my friends. I’d see a coworker with a new car and I’d feel a twinge of jealousy. I’d visit a good friend and they’d talk endlessly about their trip to Thailand and I’d drive home feeling bitter about my life and my life choices. I’d see someone in the neighborhood with a much nicer phone than I had and jealousy would twist at me.

Those negative feelings might not have been rational or sensible, but they were most certainly real. They ate at me for years, leaving me often questioning my financial decisions even as I stuck to my financial path.

Eventually, I figured out how to deal with those feelings in a sensible way.

Here are 10 strategies that really helped me process those feelings of bitterness and jealousy when it comes to being more frugal.

How to Get Out of Your Car Loan

When you need to know how to get out of a car loan, it can be tricky to find helpful information that you can use to move forward. Whether your car is upside down, you need to free up your debt obligations or your life changes warrant it, there are ways to get out. What’s great is that some of these ways to get out of car loans can still protect your credit and financial well being from taking any damage from banks, creditors or lenders.

How to get out of a car loan

When you buy a car that you can’t fully pay for in cash, you take out a loan. A lender gives you the money to buy the car upfront and you pay that money back with interest and fees over time in smaller monthly payments.

12 Unconventional Ways to Save Money During the Pandemic

What’s inside? Here are the questions answered in today’s reader mailbag, boiled down to summaries of five or fewer words. Click on the number to jump straight down to the question.

What Is a VIN Number and What Is It Used For?

All vehicles have a vehicle identification number — or VIN. This unique identifier helps in a number of ways, both before you purchase a car (particularly a used one) and during the time you own it. No two vehicles have the same VIN. Find out what information is included in a VIN, where to find it on your car and how your VIN can come in handy over time.

Compare Affordable Car Insurance Rates

Save money on auto coverage with our simple comparison tool.

What’s the Difference Between a DWI and a DUI?

Nearly one-third of car accident fatalities involve a driver impaired by a substance. To keep others safe, there are some serious consequences for driving while under the influence of a substance. If you drive impaired, you run the risk of getting cited with a DUI (driving under the influence) or a DWI (driving while intoxicated or driving while impaired). Learn the difference and the consequences of each.

Compare Affordable Car Insurance Rates

Save money on auto coverage with our simple comparison tool.

What Is My State’s Minimum Coverage For Car Insurance?

Car insurance protects you and other people financially. Should you get into a car accident, your insurance will help pay for medical bills, personal property damage and legal fees. Because it’s financial protection, it can help protect your most valued assets from being seized in court. Because of how important car insurance is, many states have requirements about the amount of insurance you have to carry. Learn about car insurance state minimums to make sure you’re meeting this legal requirement.

Compare Affordable Car Insurance Rates

Save money on auto coverage with our simple comparison tool.

How Much Does Life Insurance Cost?

When you’re young, single and independent, you don’t need to think much about protecting your assets if you die. But when you reach certain milestones, your financial life and responsibilities change. After you get married, buy a home or have a child, you must consider how your loved ones will carry on without you.

Find the Best Life Insurance

Enter your ZIP code below and be sure to click at least 2-3 companies to find the very best rate.

Foremost Home Insurance Review

Unless you own a mobile home or recreational vehicle, you may never have heard of Foremost. Founded in 1952, the company carved out a name for itself in the newly-created mobile home industry. It was instrumental in creating the standards for the first homeowners insurance policies for mobile homes.

Find the Best Home Insurance

Enter your ZIP code below and be sure to click at least 2-3 companies to find the very best rate.

Home Insurance Quotes, Explained

After you close the deal on a new home, the next step is to purchase homeowners insurance. If you’ve purchased insurance in the past, you know it’s not always cheap. In fact, the average homeowners insurance rate in the U.S. was $1,211 per year, as of 2017.

If you’re in the market for homeowners insurance, you don’t have to settle for an expensive rate. You can find a great deal on homeowners insurance by getting multiple quotes and comparing them. In this article, we’ll help you understand how insurance quotes work, how to get one and how to compare them.

4 Eco-Friendly Home Modifications That Can Lower Your Home Insurance Premium

As the green revolution continues to gain popularity, homeowners are discovering practical ways to reduce their carbon footprint. One of the most meaningful ways is by making eco-friendly modifications to your home and making sure your homeowners insurance takes them into account.

Benefits of eco-friendly home modifications

  • Lower utility costs
  • Reduced carbon footprint
  • Save money on energy costs
  • Potential tax credits

Whether you’re on the market for a new energy-efficient home or interested in upgrading your current space, you must make sure your policy is ready to accommodate those changes. While many insurers are extending their coverage to include green renovations, not all offer this additional coverage.