What Really Goes into Creating a Credit Card

Link for teaser title:  https://www.wisebread.com/how-bank-of-america-designed-the-cash-rewards-card A peak inside the development of the Bank of America Cash Rewards Credit Card. […]

Questions About Practical Gifts, Low Cost of Living Cities, Custmer Rewards, Debt Collection, and More!

What’s inside? Here are the questions answered in today’s reader mailbag, boiled down to summaries of five or fewer words. Click on the number to jump straight down to the question. 1. Car loan versus retirement savings? 2. Moving to cheaper city? 3. “Customer rewards” and work 4. Cheap pocket notebooks 5. Uses for food scraps 6. Debt collection question 7. Struggling with focus 8. […]

Abundance vs Lack Mentality: Is Lack Holding You Back?

The following is a guest post from Melissa Blevins at Melissablevins.com. The main idea behind the classic book As a Man Thinketh by James Allen is that man is the sum of his thoughts. In other words, if you think negatively, you'll reap negative consequences. […]

Keeping up with the Joneses

It's always fun when disparate worlds of geekdom collide. Today, for instance, I learned that the term “keeping up with the Joneses” — a popular phrase in the realm of personal finance — actually originated in the funny pages. That's right: “Keeping Up with the Joneses” started out as a newspaper comic strip. As a comics nerd, one who especially loves comic strips, this makes me happy. […]

Six Effortless Ways to Make a Bigger Dent in Your Debt

Paying down debt can often seem daunting, insurmountable, and sometimes entirely defeating. Yet the need for Americans to get control of their debt is more pressing than ever. […]

Exploring the Connections Between Your Leisure Life and Your Financial Life

This is the last entry in an eight part series exploring the connections between your finances and other areas of your life. A few weeks ago, I started a series exploring the connections between personal finance and the other “spheres” of my life. […]

The 8 Most Eye-Opening Money Attractions in the U.S.

Some of my most memorable vacations have centered around money — and didn't require spending much of it at all. I had my photo taken next to a $1 million stack of bills at Binion's on a recent trip to Las Vegas. Another memorable experience was visiting the Bureau of Engraving and Printing in... […]

Eight Strategies for Maximum Value from Secondhand Stores

One of my favorite tactics for saving money when I need certain items is to head to secondhand stores in my area. Secondhand stores are invariably good sources for certain types of goods and, because of that, they’re often the first stop when I go shopping for those items because I can save a lot of money. (I’ll get into which items in a minute.) There’s a catch, of course – isn’t there always? […]

The Intersection Between Skills and Luck in Your Professional Life (and Elsewhere)

Connie writes in: Liked your article about competence and mastery. Did you see this piece from MIT Tech Review about luck’s role in all of this? I think it would make a good follow up article. You’re absolutely right, Connie. […]

Join Our Tweetchat on Thursday 4/18, 12pm PST/3pm EST for a Chance to Win $300 in Prizes!

Join our Tweetchat Thursday 4/18 at 12pm PST/ 3pm EST for lively conversation and a chance to win a $200 gift card or one of two $50 gift cards! Use #WBChat and #MajoringInMoney to participate. This week's topic: Majoring in Money! Learn about how young adults rate their money management skills,... […]

Preparing for a Frugal Road Trip

Minh writes in: My family (husband and two kids) are going on a very long road trip next weekend. We are moving across the country and our stuff will already be unloaded when we arrive with my sister handling the unloading. […]

How to Make Better Financial Decisions

A key financial decision people struggle to make is how to allocate savings for multiple financial goals. Do you save for several goals at the same time or fund them one-by-one in a series of steps? Basically, there are two ways to approach financial goal-setting: Concurrently: Saving for two or... […]

10 Lessons from My Well-Worn Winter Coat

This past weekend, I put my winter coat away until next November or so. It’s a hardy winter coat, a green Carhartt arctic coat, one that gets me through an Iowa winter where you can have entire weeks where the temperature doesn’t peek above 0 F. […]

Seven Ways to Make Sure You Never Pay an ATM Fee Again

Though carrying around cash is increasingly becoming an outdated habit, there are still times in life when a debit card, credit card, or a digital wallet payment simply won’t suffice. On those occasions when it’s still necessary to withdraw cash from a bank account, whether it’s to tip a service provider or give your child allowance, the last thing you want to do is pay an ATM fee simply to access […]

Ask the Readers: What Time Management Tools Do You Use?

It's easy to let things fall by the wayside when you're busy, but time management tools can help you organize your day and allow you to get things done. They can be as simple as a to-do list or a calendar, or they can be sophisticated apps or programs that run on your devices. The important thing... […]

Affirm Personal Loans Review

Affirm was founded in 2012 with the goal of helping consumers afford big purchases at select retail stores. While you can apply for a personal loan with Affirm through their mobile app, you may also see this option advertised by retailers who want to offer on-the-spot financing for services or products they offer. Should you borrow money with Affirm? […]

PenFed Credit Union Personal Loans Review

Established in 1935, Pentagon Federal Credit Union has come a long way since its humble beginnings. PenFed is currently one of the nation’s most accessible financial institutions with 1.7 million members worldwide and in all 50 states. […]

This blog is now a teenager: Thirteen years of Get Rich Slowly

Thie middle of April is a Big Deal in my world. The trees have nearly finished blossoming, which means my allergies will soon go away. We're seeing more of the sun, which means the worst of my seasonal depression is behind me. Yesterday, on the 14th, Kim and I celebrated seven years as a couple. […]

Questions About Late Taxes, Autographs, Messenger Bags, Retirement Scams, and More!

What’s inside? Here are the questions answered in today’s reader mailbag, boiled down to summaries of five or fewer words. Click on the number to jump straight down to the question. 1. Retirement scam 2. Penalty for late filing 3. Wool dryer ball question 4. Unhappy, but with savings 5. Charcoal grills last longer? 6. Old tax paperwork 7. Recommendation for messenger bag 8. […]

SoFi Review – Affordable Options for Borrowing Money

At some point in life, we all will likely need to borrow money. When that time comes, you’ll want to check out what SoFi has to offer. […]