Questions About Car Repairs, 401(k) Early Withdrawals, Frozen Grapes, and More!

What’s inside? Here are the questions answered in today’s reader mailbag, boiled down to summaries of five or fewer words. Click on the number to jump straight down to the question. 1. Early withdrawal from 401(k)? 2. Relationship strain renting to children 3. Reclaiming frugality 4. How target retirement fund works 5. Food spending question 6. Buying rental houses as investments? 7. […]

How to Get Your Spouse on Board With Budgeting

Money is the most common cause of stress in relationships, according to a study conducted by The Harris Poll, and fights about finances are often cited as the reason for divorce. Couples struggle to get on the same page about their finances because they don't have a shared budget or regular... […]

State of the blog (and: Introducing Apex Money!)

Okay, enough with the navel gazing! I've been very introspective around here lately. While that was necessary (and cathartic), it's time to get back to work, to turn our attention to money once more. Before we begin, though, let's talk about some changes to my workflow. […]

Being Frugal with Food When You Don’t Have the Space to Cook

Jennifer writes in: I live in a single room efficiency apartment. The entirety of things that I have available for cooking are a sink, a table, a microwave, and a mini fridge. I simply don’t have the space or capacity to do dishes or prepare meals or anything like that. I can’t even really eat convenience frozen meals because there isn’t room for more than one or two in my mini fridge. […]

Here's How Much Money You're Losing With Your Regular Savings Account

There are few events in life more boring than shopping for a new savings account. And since we all lead busy lives, it's easy to let this type of chore fall to the wayside. But if you simply stick with what you have and never look around for a better deal, it's safe to say you are leaving money on... […]

Identity economics: Who are you? And how does it affect your spending?

“Who are you?” my cousin Duane asked me on Saturday afternoon. We'd spent the day playing nerd games together and were taking a break for pizza. “What?” I said. I wasn't expecting a philosophical question over supper. “I don't think you know who you are,” Duane said. “What do you mean?” I asked. “I don't think you know who you are,” he repeated. […]

Free and Inexpensive Things to Do While Vacationing in Colorado

As I mentioned in other recent articles, my family and I recently spent almost two weeks vacationing in various parts of Colorado. We mostly spent the time camping, with a few days staying in a cabin owned by a family friend. As is usual on our family vacations, we were able to explore a wide variety of free and low cost activities, some of them good and some of them not so good. […]

Join Our Tweetchat on Thursday 7/18, 12pm PST/3pm EST for a Chance to Win $300 in Prizes!

Join our Tweetchat Thursday, 7/18 at 12pm PST/ 3pm EST for lively conversation and a chance to win a $200 gift card or one of two $50 gift cards! Use #WBChat and #SmartyChat to participate. This week's topic: Saving on Summer Travel! Learn about saving on transportation, accommodations,... […]

7 Tips to Achieve Financial Security

Northwestern Mutual recently reported what by many accounts appears to be good news on the financial front for average Americans. The company’s 2019 Planning & Progress Study, which focuses on Americans’ attitudes about money and financial decision-making, as well as their opinions about the “attainability of the American dream,” found that 71% of Americans feel financially secure today versus 47% […]

Auto-Owners Insurance Auto Insurance Review

Auto-Owners Insurance offers a wide range of insurance policies including homeowners insurance, business insurance, life insurance, farm insurance and more. […]

MetLife Renters Insurance Review

MetLife is one of the largest global providers of insurance, annuities and employee benefits. […]

Liberty Mutual Auto Insurance Review

Liberty Mutual was founded in 1912 as The Massachusetts Employees Insurance Association (MEIA). […]

American Family Renters Insurance Review

American Family Insurance has become a household name thanks to its catchy commercials and popular insurance policies. Not only does the insurer offer high-qualify and protective coverage for your home and your car, it also offers coverage for boats, recreational vehicles and motorcycles. […]

Finances Are Taking a Toll on Mental and Physical Health

The unfortunate reality for many Americans is that financial stress is a part of everyday life. In fact, Americans of all ages say that managing their finances impacts their mental health, according to a study from Merrill Edge. To break that down further, a shocking 73% of Gen Z, 69% of millennials and 58% of Gen X say their mental health is impacted by financial concerns. […]

Is Retirement Flawed?

A few days ago, a reader named Jerry sent me the following quote from the book The 4-Hour Workweek by Tim Ferriss and asked me my thoughts on it: Retirement as a goal or final redemption is flawed for at least three solid reasons: 1. It is predicated on the assumption that you dislike what you are doing during the most physically capable years of your life. […]

Ask the Readers: What Financial Topic Do You Want to Learn More About?

Personal finance covers a wide range of topics, such as budgeting, frugal living, investing, earning income, and so many more. And with the advancements in technology and the changes to how we manage money, there's always something new to learn in the world of personal finance. What financial... […]

Questions About Renters Insurance, External batteries, Audiobooks, Bike Repair, and More!

Questions About Renters Insurance, External batteries, Audiobooks, Bike Repair, and More! SUBTITLE – Reader Mailbag What’s inside? Here are the questions answered in today’s reader mailbag, boiled down to summaries of five or fewer words. Click on the number to jump straight down to the question. 1. How necessary is renters insurance? 2. Mental health disorder concerns 3. Nursing home costs 4. […]