Wise Bread

Living large on a small budget. Despite what you may have heard, you don't have to sacrifice your financial independence to enjoy life. We believe people on a budget can still enjoy fabulous and fun lives.

Latest Posts from Wise Bread (page 14)

3 Things You Should Consider Before Selling Your House for Cash

In August of 2017, an investor called us and offered to buy our condo for cash. We didn't have it listed for sale. The condo was in great condition, the rent we charged covered expenses, and it was in a very nice area that consistently attracted stable tenants. My husband and I took about five... […]

Ask the Readers: Do You File Your Own Taxes?

Editor's Note: Congratulations to P, Samantha, and Tabathia for winning this week's contest! You don't want to get your taxes wrong, but if your finances are fairly simple and you're usually pretty organized, it's pretty safe to file taxes on your own. Do you file your own taxes? What do you... […]

Join Our Tweetchat on Thursday 2/14, 12pm Pacific for a Chance to Win Prizes

Join our Tweetchat this Thursday at 12:00 pm Pacific for lively conversation and a chance to win one of two $10 Amazon GCs! Use #WBChat to participate. This week's topic: Date Night on a Budget! Learn about saving on date night meals, activities, finding affordable babysitting, and more! Let... […]

Ask the Readers: What Is Your Idea of a Perfect Valentine's Day?

Editor's Note: Congratulations to Sylvia, Sandy, and P for winning this week's contest! For Valentine's Day, retailers want to sell you on the "whole package:" flowers, jewelry, a fancy dinner, and whatever they happen to be selling. But every relationship is unique, as is each person's... […]

Join Our Tweetchat on Thursday 2/7, 12pm Pacific for a Chance to Win Prizes

Join our Tweetchat this Thursday at 12:00 pm Pacific for lively conversation and a chance to win one of two $10 Amazon GCs! Use #WBChat to participate. This week's topic: Couples and Money! Learn about how couples can get on the same page financially, improving financial discussions, pitfalls... […]

A New Lender Took Over My Mortgage — Now What?

When you were going through the home-buying process, choosing a mortgage company was a big part of that. You likely did painstaking research on each company and carefully considered loan offers before deciding on one. Despite all that hard work, your mortgage servicer — the company that... […]

Ask the Readers: What Is Your Favorite Vacation Destination?

Editor's Note: Congratulations to Christina, Lacey, and Rebecca for winning this week's contest! Vacations are supposed to be relaxing, or exciting, or educational, or...really, whatever you want them to be! But while you can plan your activities however you want, some destinations are better... […]

Join Our Tweetchat on Thursday 1/31, 12pm Pacific for a Chance to Win Prizes

Join our Tweetchat this Thursday at 12:00 pm Pacific for lively conversation and a chance to win one of two $10 Amazon GCs! Use #WBChat to participate. This week's topic: Having a Frugal Super Bowl Sunday! Learn about saving on food, drinks, decorations, keeping the kids entertained, and... […]

Ask the Readers: What Are Your Favorite Healthy Snacks?

No one does their best work when they're hungry. A quick snack can help you power through the day, but not all snacks are created equal! If you're feeling the afternoon slump, you should grab something that will help keep your energy up and blood sugar stable. What are your favorite healthy... […]

How to Talk to Your Teen About Student Loans

With college almost close enough to touch, your high schooler has probably been talking your ear off about which universities they want to visit and which majors they're considering. While this is a very exciting time for your teen, you also don't want them to go into massive debt chasing their... […]