Wise Bread

Living large on a small budget. Despite what you may have heard, you don't have to sacrifice your financial independence to enjoy life. We believe people on a budget can still enjoy fabulous and fun lives.

Latest Posts from Wise Bread (page 21)

8 Professional Ways to Make Friends at Work

When you're a kid, making friends is one of the easiest things you can do. Walk up to someone roughly the same height, say "Hey, wanna be best friends?" and congratulate yourself on another buddy in the bag. Try that line as an adult and the reactions will range from a bizarre stare, to a... […]

Join Our Tweetchat on Thursday 11/1, 12pm PST/3pm EST for a Chance to Win $300 in Prizes!

Join our Tweetchat Thursday 11/1 at 12pm PST/ 3pm EST for lively conversation and a chance to win a $200 Amazon gift card or one of two $50 Amazon gift cards! Use #WBChat and #MyMoneyBalance to participate. This week's topic: Millennials and Money! Learn about the financial priorities millennials... […]

6 Self-Care Rituals to Try When You Find Out You're Pregnant

Congratulations, you're pregnant! Even if this is exactly what you wanted, finding out you're pregnant can be stressful. After all, a new baby changes your life forever. You may need to rearrange your home, move, buy a new vehicle, and more. And even if you have all of that in place already, a new... […]

Ask the Readers: What Do You Want to Get Done Before 2018 Ends?

Editor's Note: Congratulations to Lynda, Chrissy, and Dana for winning this week's contest! Many of us started 2018 with a list of goals we wanted to accomplish by the end of the year. We're now only two months away from the new year — what's left on your list? What do you want to get done... […]

6 Negotiation Tips for Introverts

Some people are natural negotiators. They are the smooth-talkers who always manage to say the right thing to get exactly what they want. Where most of us are at least somewhat fearful about the idea of negotiation, these people seem to enjoy it. Negotiating can be especially challenging for... […]

How a Sale and Lease-Back Can Help a Homeowner Avoid Foreclosure

George Arnold bought his Chicago bungalow in 2009. This fixer-upper needed a lot of TLC, but was in a good neighborhood. He'd found a diamond in the rough. Arnold set to work bringing the home back to life through a series of major renovation projects. Soon after, his mother's health took a turn... […]

4 Ways to Come Clean When You've Been Financially Unfaithful

Financial infidelity is a real thing. It can ruin relationships and financially devastate families. You've probably heard stories of people hiding accounts, buying big ticket items without their partner's knowledge, or cleaning out a joint bank account. Infidelity ruins trust and robs the... […]

Join Our Tweetchat on Thursday 10/25, 12pm Pacific for a Chance to Win Prizes

Join our Tweetchat this Thursday at 12:00 pm Pacific for lively conversation and a chance to win one of two $10 Amazon GCs! Use #WBChat to participate. This week's topic: Having a Frugal Halloween! Learn about saving on decorations, costumes, throwing a spooky bash, and more! Let us know... […]

8 Things You No Longer Need to Keep in Your Wallet

I recently noticed that most days, I never take my wallet out of my pocket at work. I always bring my lunch, and since I don't need to pay for anything else during the day, my wallet is basically dead weight. I decided to stop carrying it around altogether. This walletless arrangement was... […]

Ask the Readers: What Is Your Favorite Last-Minute Costume Idea?

Editor's Note: Congratulations to Suzanne, Avigale, and John for winning this week's contest! You hadn't planned for it, but suddenly, out of nowhere, you are engulfed by the urge...the urge to go to a Halloween event! You don't have a costume, but that's okay — there are plenty of creative,... […]