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Wise Bread

Living large on a small budget. Despite what you may have heard, you don't have to sacrifice your financial independence to enjoy life. We believe people on a budget can still enjoy fabulous and fun lives.

Latest Posts from Wise Bread (page 19)

Ask the Readers: What Is Your Favorite Holiday Flavor?

Published Tuesday, November 27, 2018 - 05:30 by Wise Bread

Editor's Note: Congratulations to Lynda, Jillian, and Karen for winning this week's contest! There are a few classic flavors that is often associated with the holidays, like pumpkin spice, eggnog, peppermint, and gingerbread. What is your favorite holiday flavor? Where do you incorporate this... […]

How Reflecting on Possessions Can Help You Resist Impulse Buys

Published Tuesday, November 27, 2018 - 05:00 by Wise Bread

The office supply section of the local pharmacy has a nasty habit of extracting money from my wallet. You'd think I could easily fix this problem by avoiding that aisle, but nearly every time I'm at the pharmacy, I'm convinced that I need to buy some mechanical pencils, and perhaps some sticky... […]

Debt Collectors Are Calling My Family — Now What?

Published Monday, November 26, 2018 - 14:28 by Wise Bread

It's bad enough when debt collectors start calling you, but what if they start hounding your family members, too? Can collection agencies legally do this? The answer is a bit complicated. The types of calls that debt collectors can make is regulated by the Federal Trade Commission's Fair Debt... […]

6 Apps That Help You Save on Prescriptions

Published Wednesday, November 21, 2018 - 05:00 by Wise Bread

If you have an ongoing health condition that requires prescription medication, you're well aware of how expensive it can be. Rising medication costs have increasingly hurt consumers' wallets — and their health. In fact, in a recent survey by Consumer Reports, 17 percent of respondents said... […]

11 Things You Can't Hide When Selling Your Home

Published Tuesday, November 20, 2018 - 05:00 by Wise Bread

If you're getting ready to sell your home, or have already put it on the market, it can be tempting to gloss over a few of the negatives. After all, does the buyer really need to know about that ant problem you get in the summer months, or the fight you're having with your cranky neighbor? Well,... […]

Ask the Readers: What Are You Thankful For?

Published Tuesday, November 20, 2018 - 04:30 by Wise Bread

Editor's Note: Congratulations to Kelly, Deanne, and Sandie for winning this week's contest! Thanksgiving is a time for food and family, and it's also a great time to reflect on the good things in your life — the things you're thankful for. What are you thankful for? Thanksgiving isn't the... […]

How to Get Rid of Your Credit Card's Annual Fee

Published Monday, November 19, 2018 - 04:00 by Wise Bread

You look down at the credit card in your hand. It's one of your older cards, and you've bought plenty with it. The problem is, it charges an annual fee, and you're sick of paying it. You're tempted to cancel the card to eliminate the fee altogether. But you know doing so will hurt your credit... […]

5 Financial Accomplishments Millennials Can Be Proud Of

Published Thursday, November 15, 2018 - 04:01 by Wise Bread

Millennials get blamed for a lot of things. Often, they're accused of being spendthrift and irresponsible. Critics assume that Millennials are unable or unwilling to save money or invest smartly. Much of this criticism is unfair. In fact, if you look at what Millennials have accomplished with... […]

Join Our Tweetchat on Thursday 11/15, 12pm Pacific for a Chance to Win Prizes

Published Wednesday, November 14, 2018 - 19:00 by Wise Bread

Join our Tweetchat this Thursday at 12:00 pm Pacific for lively conversation and a chance to win one of two $10 Amazon GCs! Use #WBChat to participate. This week's topic: Having a Frugal Thanksgiving! Learn about saving on decorations, food, drinks, travel, and more! Let us know about your... […]

8 Questions to Ask Before Hiring a Home Inspector

Published Wednesday, November 14, 2018 - 04:00 by Wise Bread

It's important to get a home inspection when buying a house. There are many hidden issues that can emerge after you buy a property that are expensive to correct. Spending a few hundred dollars to have a professional home inspection beforehand is a good way to avoid costly surprises with your new... […]