Hot Today

Wise Bread articles that are hot today.

Laws the Leg-Breakers Don’t Want You to Know About

Gone are the days when debt collectors only hassled the lazy, financially inept, or the completely downtrodden and hopelessly unlucky. [more]

Federal Reserve cuts the discount rate

In response to the recent credit squeeze, the Federal Reserve did something unusual: they cut the discount rate without cutting the federal funds rate. The federal funds rate is the rate at [more]

The 13 Craziest Cruises Ever to Sail the High Seas

Shuffleboard and bingo are so yesterday. You can see — and do — so much more when you set sail these days.

5 Money Fears and How to Squash Them

Stop hiding from the money bogeyman. A few setbacks aren't worth these irrational finance fears.

How the Election Will Affect Your Credit Cards

How will credit card companies react to the U.S. Presidential election? We have some predictions — and some things you should do to prepare yourself.

Scammers Stole All of My Grandma's Money

The trouble started innocently enough. For as long as I can remember, Grandma bought a lottery ticket each and every week. She promised us, her children and grandchildren, that whe

Join Our Tweetchat on Thursday 10/25, 12pm Pacific for a Chance to Win Prizes

Topic: Having a Frugal Halloween! Join our conversation for chance to win Amazon gift cards! Use #WBChat to participate!

10 Things You Should Never Do After Getting a Raise

Congratulations on the raise — you earned it! Now keep it to yourself.

Join Our Tweetchat on Thursday 3/14, 12pm PST for a Chance to Win $200 in Prizes!

Topic: Caregiving! Join our conversation AARP's Amy Goyer and AdCouncil for chance to win $200 in Amazon gift cards!

Best Money Tips: How to Save Money in January

Today we found ways to save money in January, how to avoid habits that make you stressed, and what to do before renting a car.

Join Our Tweetchat on Thursday 12/3, 12pm PST/3pm EST for a Chance to Win $300 in Prizes!

Topic: Having a Frugal Holiday Season! Join our conversation with SmartyPig for chance to win your share of $300 in Amazon gift cards! Use #WBChat and #SmartyChat to participate!

7 Ways Being Debt Free Can Cost You

Generally speaking, debt is bad. But sometimes taking on debt is unavoidable — and can actually be good for you.

Zen Spring Cleaning (and making a little cash off it too)

The snow has melted. The kids are gone to grandma's. Sounds like the best (and most frugal) thing to do this April would be to stay home and clean, organize, and sell all that

Ask the Readers: Do You Have a Prenup?

Tell us if you have a prenup and we'll enter you in a drawing to win a $20 Amazon Gift Card!

Best Money Tips: Cut Your Electricity Bill

Today we found some stellar articles on ways to cut your electricity bill, entertaining yourself for free or cheap, and ovecoming your financial fears.

Wanna Put Away Some Cash? Take A Vacation!

A cruise to the Bahamas or a trip to that luxury spa aren’t going to get you ahead financially. However, if you’re looking to sock away a coupl

Ask the Readers: How Do You Have a Frugal Halloween?

Tell us how you have a frugal Halloween and we'll enter you in a drawing to win a $20 Amazon Gift Card!

Ask the Readers: Have You Ever Been Audited by the IRS?

Tell us whether you have ever been audited by the IRS and we'll enter you in a drawing to win a $20 Amazon Gift Card!

Why I Love Lists

Need to get something done, feel productive, or just get focused? Make a list!

5 Ways to Strengthen Your Finances Before Retirement

Make the transition to retirement a little easier by taking care of few personal finance tasks before your income shrinks.