Any institution that wants to fund mortgages has a problem. They want to lend the money out for thirty years, but the money they have to lend comes from deposits that can be withdr
I moved to the United States when I was a child from Yangzhou, China. After sixteen years, I could easily pass as an American because I speak English without an accent, and I am w
Wise Bread articles that are hot today.
25 Things to Throw Out Today
Do you have any of these items lurking in your home that should be thrown (or given) away? Here's a list of 25 things to get rid of right now.
Why You Should Call Your Mortgage Lender Every Year
When was the last time you gave your mortgage lender a ring? If it's been a few years, you could be throwing money out the window.
Why It Pays to Be a Patient Shopper
When you want something, you want it now! But buying the first acceptable option that fits your budget could be costing you big bucks.
The Best and Worst Times to Go Grocery Shopping
Maximize your shopping efficiency and minimize your food spending by mastering the art of grocery store timing.
9 Simple Acts of Self-Care for the Sandwich Generation
When caring for your parents and your children at the same time, stress is bound to find you. Remember to take care of yourself, too.
Where to Find Emergency Funds When You Don't Have an Emergency Fund
A costly emergency has sprung up. The only problem? You have a second emergency — no money to cover it. Here's where to find funds fast.
5 Ways to Automate Your Finances
Let robots manage your money for you and you'll never pay a late fee or go over budget again.
9 Home Improvements You Should Always Negotiate
Hiring pros to tackle your biggest home improvement projects is unavoidable. What is avoidable is paying exactly what they ask.
5-Minute Finance: Create Financial Goals
Deciding on a goal is a critical first step in every endeavor. Here's how to set financial goals that will lead to a brighter future.
10 Simple Household Repairs Every Frugal Person Should Master
Why call an expensive pro to fix every little thing around the house when you can just DIY? Get out your toolkit and get to work!
2-Minute Read: What You Need to Know About Credit Reports
Your credit report includes important information used to determine your creditworthiness. Do you understand everything on it?
Three bad ways to fund mortgage lending (and maybe a good way)
Any institution that wants to fund mortgages has a problem. They want to lend the money out for thirty years, but the money they have to lend comes from deposits that can be withdr
Chinese Money Habits - How My Culture Influences My Attitudes Toward Money
I moved to the United States when I was a child from Yangzhou, China. After sixteen years, I could easily pass as an American because I speak English without an accent, and I am w
Ask the Readers: Are You On Track for Retirement?
Tell us whether you're on track for retirement and we'll enter you in a drawing to win a $20 Amazon Gift Card!
What You Need to Know About Homeowners' Associations
A home in an HOA may come with fabulous amenities, services, and sense of community. It will also come with a cost.
The Guide to Staying at Hostels for People Over 30
Hostels aren't just for 20-somethings. No, really, even adults can slash the cost of lodging by staying at hostels instead of hotels.
Can You Really Make a Living in the Gig Economy?
Making a stable living in the booming gig economy isn't easy, but it is possible.
How to Get a Free Fraud Alert on Your Credit Report
Placing a fraud alert on your credit report is an easy (and free!) way to protect yourself from identity theft. But there's a catch.
5-Minute Finance: Checking Your Credit Score
Do you know your credit score? You should — and it only takes five minutes to find out.
Are You Letting FOMO Ruin Your Finances?
FOMO can prompt us to make a lot of questionable decisions. Get your envy in check and regain control of your life — and your money.