Hot Today

Wise Bread articles that are hot today.

Why a Deferred Annuity May Be a Smarter Buy Than Long-Term Care Insurance

Staggering long-term care insurance costs have retirees looking to an alternative solution; the deferred annuity.

How to Manage Your Money When You're Too Busy to Think About It

Money management is always doable — even when life is busy.

Here's Why Credit Scores and Reports Are Not the Same

Do you know the difference between a credit score and a credit history? You need to — here's how to break it down.

25 Ways to Take Five Minutes for Yourself

If you're oh-so-busy and need a break, check out these simple, easy ways to take five minutes and recharge.

Best Store Credit Cards

Retail branded credit cards may be a wise choice for loyal customers. But what about department store credit cards?

Debt Collectors Are Calling My Family — Now What?

Managing debt isn't easy. And it gets even more difficult when debt collectors start hounding your family members. Know your rights.

Plumas County: Hidden (Cheaper) California

Are you stuck on the coast paying a big mortgage on a tiny property? Do your kids spend more time with their daycare provider than with you? Do you worry that they've never see

Here's How Your Credit Score Affects Your Job Search

Can a low FICO score damage your shot at your dream job? Yes and no. Learn what a potential boss can see in your credit report.

Outsourcing Your Life, and Creating New Businesses

How much is your time worth? What if you could find a way to have more quality time, less work, and possibly a higher income? Or - what if you need a new business idea, but don'

Ask the Readers: Are You Part of a CSA?

Tell us whether you're part of a CSA and we'll enter you in a drawing to win a $20 Amazon Gift Card!

Ask the Readers: Do You Celebrate Halloween?

Tell us whether you celebrate Halloween and we'll enter you in a drawing to win a $20 Amazon Gift Card!

Investment Gains Taxes Increase - The Worst Tax Policy Ever?

Yesterday Paul Michael wrote an article comparing the income tax policies of McCain and Obama and suggested that he would vote for Obama because Obama's tax policy would benefit ev

Inflation is going away for a while

For a decade, starting in the mid-1990s, the Federal Reserve kept interest rates too low and expanded the money supply too quickly. Their theory was that, as long as consumer pric

The Complete Idiot’s Guide to Speed Reading: A Book Review

For many, time is money, and so it shouldn’t surprise me that there is now an official guide on how to read more in less time. I had always been curious about the science of speed

How to Make Your Own Mulch: A Beginner's Guide for the Lazy Composter

I have become an avid small-garden and container gardener. In the process, I've also gotten very eco-conscious about what I put on my plants and in my garden. I began to research e

9 Qualities to Look for in Well-Made Clothing

Before stocking your capsule wardrobe with some sweet new outfits, make sure they're worth the cost — and will last a good long while.

Another path to recovery: higher incomes

Preventing a collapse of the financial system is part of preventing a depression. However, the shorthand term for this--getting the banks able and willing to lend--is misleading.

7 Money Moves to Make as Soon as You Conquer Debt

Congratulations, you're out of the red! Now it's time to start making your money work hard for you, too.

The Google Way: A Book Review (And a Chance to Win!)

I don’t know why I’ve put off reading and reviewing this book. It’s one that was on my “must-read” list for some time. With its common-sense but unique approach to business manage

Weird Money Facts: 5 True Cases of Unbelievable Inflation

A dollar doesn't seem go as far as it used to, does it? Compared to these cases of inflation truly run amok, the dollar is the Rock of Gibraltar!