Money Tips Network
Should I Bundle My Car and Home Insurance?
Bundling home and auto insurance policies can be a great way to save money and simplify how you manage your policies.
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How to curb spending in 30 seconds using Opportunity Cost
Opportunity cost is the loss or gain of making a decision. Opportunity cost is the trade-off. Learn how to curb spending by understanding how to make better decisions with opportunity cost.
The post How to curb spending in 30 seconds using Opportunity Cost appeared first on Squawkfox.
Here’s How to Bundle and Save on Your Insurance
If you have home and auto insurance, you may save money by bundling your policies. Most companies offer bundles that can save you an average of 10-25% on each policy. That’s nothing to sneeze at since AAA estimates that the average cost of car insurance is about $1,202 annually, and some people pay much more […]
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Here’s What Homeowners Insurance Doesn’t Cover
Homeowners insurance may seem like an extra expense added to your mortgage each month, but you’re stuck with it since lenders make it a requirement. And with the average cost at $1,211, or about $100 a month, you may think everything in your home is covered. Unfortunately, this isn’t true. There is a range of […]
The post Here’s What Homeowners Insurance Doesn’t Cover appeared first on The Simple Dollar.
What You Need to Know Before Exiting Mortgage Forbearance
Millions of people are struggling with their mortgage payments. It’s true that the total number of loans in forbearance did decrease in December to 5.48%, but that doesn’t mean that people are out of the woods yet. According to the MBA, there are 2.7 million people in active forbearance, who will soon reach their six-month […]
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The Best Homeowners Insurance Companies of 2021
Research methodology To make our recommendations for the best homeowners insurance companies in 2021, we used our proprietary SimpleScore system to rate insurers on accessibility, coverage options, customer service, discounts, and support. The research was supported by inputs from experts from renowned third-party market research companies such as J.D. Power and Better Business Bureau and […]
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Is 65 Still a Good Retirement Age?
For almost a century, 65 has been seen as the age at which people retire in America. This is largely due to the original Social Security Act of 1935, which set the minimum age for full retirement benefits at 65, and since then, 65 has seemed like the magic number for retirement. Does that age […]
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Does My Homeowners Insurance Go up After a Claim?
All that recent snowfall might have been beautiful in the moment, but it might be taking a toll on your home’s roof. If the weight of snow and ice has caused your roof to collapse, forcing you to file a claim with your homeowners insurance provider, you’re not alone. According to the Insurance Information Institute, […]
The post Does My Homeowners Insurance Go up After a Claim? appeared first on The Simple Dollar.
How To Budget For a Home: An Interactive Workbook for Teens
It’s especially important for educators to work with children on their financial literacy because a whopping 69% of parents admit that discussing finances with their children makes them uncomfortable. However, kids want to learn, with over 50% citing money management as the high-school course that would benefit them most. However, young minds are also impatient […]
The post How To Budget For a Home: An Interactive Workbook for Teens appeared first on The Simple Dollar.
The Best Renters Insurance in Chicago, Illinois
The best renters insurance companies in Chicago, Illinois Best for Low Premiums: Lemonade Best Customer Service: State Farm Best for Add-On Coverage Options: Nationwide Best for Local Agent Network: Erie Insurance Best Coverage for High-Value Items: Country Financial Choosing your provider When choosing the best renters insurance in Chicago, it’s best to compare policies and […]
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What Is Renters Insurance?
Learning everything from what renters insurance covers to how to get renters insurance is key to securing your possessions and lowering the risks of loss.
The post What Is Renters Insurance? appeared first on The Simple Dollar.
Should I Make Principal-Only Payments on My Personal Loan?
Let’s cut to the chase: making extra payments each month on a personal loan can dramatically lower the amount of interest you pay over time. The main reason for this is because interest is based on principal — a lower principal amount means less interest, and you save money. For this reason, principal-only payments should […]
The post Should I Make Principal-Only Payments on My Personal Loan? appeared first on The Simple Dollar.
DACA Recipients Can Now Apply for FHA Mortgages
It’s official. DACA recipients who legally work in the U.S. can now apply for mortgages backed by the FHA. The Department of Housing and Urban Development put an end to years of confusion and controversy surrounding Dreamers’ eligibility for FHA-backed mortgages. Making Wednesday is the first day since the formation of the DACA program that […]
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Zippyloan Personal Loan Review
If you’ve struggled to find the right personal loan, Zippyloan might be able to help. Zippyloan provides an online marketplace where borrowers can find a loan based on their financial situation. Be aware that some Zippyloan offers come in the form of personal loans, with short terms and high interest rates. That being said, this […]
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A Woman’s Guide to Negotiating a Pay Raise
As most Americans struggle to hold onto their jobs, the challenge is exacerbated even more for women wanting to climb the professional ladder or ask for a raise. Over 2 million working women left the workforce at the start of the pandemic to fulfill childcare and other obligations, based on a Department of Labor May […]
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What Credit Score Do You Need For a Personal Loan?
If your credit score needs work and you need to borrow money, you might be wondering about the minimum credit score for personal loans. While there isn’t a common minimum personal loan credit score used across the industry, personal loan lenders will check your credit, and your credit score will impact your APR. Your credit […]
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The Best Personal Lines of Credit of 2021
A personal line of credit allows you to pull out funds when needed, up to your credit limit, which is different from a personal loan, which you borrow and pay back once.
The post The Best Personal Lines of Credit of 2021 appeared first on The Simple Dollar.
Inflation Affects Your Retirement Savings — Here’s How
One factor that many people overlook when calculating their retirement number is the impact of inflation. In simplest terms, inflation means that the price of everything goes up over time, on average. The cost of housing, groceries, energy, gas, insurance and more all increase over time because of inflation. Over time, those cost increases start […]
The post Inflation Affects Your Retirement Savings — Here’s How appeared first on The Simple Dollar.
The Best Finance Resources of 2021
Delivering personal finance solutions and advice since 2006, The Simple Dollar is back with our annual awards for 2021. Here are our top picks for the best finance resources for the new year. Best Personal Finance Blog: One Big Happy Family Learn more With over 130,000 subscribers in their Youtube channel, One Big Happy Family […]
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Best Personal Loans for Fair Credit
All’s fair in love and credit? Not quite. For borrowers with fair credit — FICO Scores of 580 to 699 and VantageScores of 601 to 660 — finding a personal loan is often challenging. Many mainstream lenders prioritize borrowers with good or excellent credit, making it difficult (if not impossible) for fair-credit borrowers to find […]
The post Best Personal Loans for Fair Credit appeared first on The Simple Dollar.
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