Money Tips Network

GameStop Stocks Hit Record High. Should You Buy?

For the third week in a row, GameStop stock dramatically spiked and continues to resist short sellers. We know what you’re thinking: wait, GameStop is still in business? The struggling retailer welcomed Chewy Co-founder and former CEO Ryan Cohen to its board on January 11 with a 9% stake that he later upped to 13%. […]

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What You Need to Know When Buying Car Insurance for the First Time

Adulting sneaks up on everyone at one point or another. If you just purchased your first car, congratulations and welcome to the club! Now, it’s time to deal with all the tedious aspects of driving your new car, like getting car insurance for the first time. First-time car insurance is as exciting as going to […]

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Is Bernie Sander’s Meme Sweatshirt Worth the Buy? Yes, It Is.

So, the internet is resetting, as Wired reported late last week. The cause? A charming, Bernie Sanders inauguration meme. Although Wednesday’s inauguration of President Biden and Vice President Harris had memorable moments, one is still standing out.  Here’s what happened.  Before Biden’s swearing, people began to tweet images of Bernie Sanders sitting in a folding […]

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When It Doesn’t Make Sense to Switch Car Insurance

People often switch auto insurance providers to help save some money on the cost of their policies. While moving to a new insurance provider can help you shave a few bucks off your monthly premium, switching car insurance isn’t always the best idea. Many insurers offer valuable incentives to keep their customers, and you might […]

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My spending moratorium while on vacation

Kim and I are back from a week-long beach vacation with her brother and his family. We traveled to a luxury timeshare resort where it was super easy to practice social distancing because almost nobody was there. (The place was running at maybe 10% capacity because of COVID, and the level of cleanliness was mind-boggling. I felt safer there than at home! Sanitizer, mask, wipe your feet. Instant-read thermometers. Digital menus. Etc. Etc. Etc.)

This trip was a terrific early test of my spending moratorium resolve. I was mostly good.

The vacation itself cost money, of course, but I'm okay with that. We scheduled it months ago, long before I decided to take a year off from spending. I didn't cancel it, and I'm not canceling the other trip we have planned for March. Instead, my aim is to keep my spending as low as possible for both trips. Plus, I have no plans to book other vacations this year.

Today’s Mortgage Rates in North Carolina

If you’re thinking about buying or refinancing a home in North Carolina, you could be in for some good news. Homebuyers who opt to purchase property in this state will get access to housing prices that are well below the national average. When those low prices are paired with the historically low interest rates we’ve […]

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What To Do if Your Package Gets Stolen at Your Door

Can you get a replacement for stolen packages? Yes, but it’s much easier to prevent package theft in the first place. Here’s what you need to know.

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How to File Taxes If Your Partner Passed Away

The passing of one’s spouse has a lot of financial implications. In the short term, you’re left dealing with the estate and the expenses of the funeral — then the issues of life insurance, going through their possessions and dealing with assets arise. Then, as the calendar year turns, there’s another challenge: taxes. How does […]

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The Cheapest Renters Insurance in Seattle, Washington

Even though renters insurance offers so much, there’s still no need to overpay for it. We researched Seattle renters insurance companies to find both the cheapest and best providers for renters insurance using our proprietary SimpleScore methodology. Using this, we compared the best renters insurance in Seattle based on coverage options, discounts, accessibility, customer satisfaction […]

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Should I Bundle My Car and Home Insurance?

Bundling home and auto insurance policies can be a great way to save money and simplify how you manage your policies.

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How to curb spending in 30 seconds using Opportunity Cost

Opportunity cost is the loss or gain of making a decision. Opportunity cost is the trade-off. Learn how to curb spending by understanding how to make better decisions with opportunity cost.

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Here’s How to Bundle and Save on Your Insurance

If you have home and auto insurance, you may save money by bundling your policies. Most companies offer bundles that can save you an average of 10-25% on each policy. That’s nothing to sneeze at since AAA estimates that the average cost of car insurance is about $1,202 annually, and some people pay much more […]

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Here’s What Homeowners Insurance Doesn’t Cover

Homeowners insurance may seem like an extra expense added to your mortgage each month, but you’re stuck with it since lenders make it a requirement. And with the average cost at $1,211, or about $100 a month, you may think everything in your home is covered. Unfortunately, this isn’t true. There is a range of […]

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What You Need to Know Before Exiting Mortgage Forbearance

Millions of people are struggling with their mortgage payments. It’s true that the total number of loans in forbearance did decrease in December to 5.48%, but that doesn’t mean that people are out of the woods yet. According to the MBA, there are 2.7 million people in active forbearance, who will soon reach their six-month […]

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The Best Homeowners Insurance Companies of 2021

Research methodology To make our recommendations for the best homeowners insurance companies in 2021, we used our proprietary SimpleScore system to rate insurers on accessibility, coverage options, customer service, discounts, and support. The research was supported by inputs from experts from renowned third-party market research companies such as J.D. Power and Better Business Bureau and […]

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Is 65 Still a Good Retirement Age?

For almost a century, 65 has been seen as the age at which people retire in America. This is largely due to the original Social Security Act of 1935, which set the minimum age for full retirement benefits at 65, and since then, 65 has seemed like the magic number for retirement. Does that age […]

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Does My Homeowners Insurance Go up After a Claim?

All that recent snowfall might have been beautiful in the moment, but it might be taking a toll on your home’s roof. If the weight of snow and ice has caused your roof to collapse, forcing you to file a claim with your homeowners insurance provider, you’re not alone. According to the Insurance Information Institute, […]

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How To Budget For a Home: An Interactive Workbook for Teens

It’s especially important for educators to work with children on their financial literacy because a whopping 69% of parents admit that discussing finances with their children makes them uncomfortable. However, kids want to learn, with over 50% citing money management as the high-school course that would benefit them most. However, young minds are also impatient […]

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The Best Renters Insurance in Chicago, Illinois

The best renters insurance companies in Chicago, Illinois Best for Low Premiums: Lemonade Best Customer Service: State Farm Best for Add-On Coverage Options: Nationwide Best for Local Agent Network: Erie Insurance Best Coverage for High-Value Items: Country Financial Choosing your provider  When choosing the best renters insurance in Chicago, it’s best to compare policies and […]

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