Money Tips Network

Delivering personal finance solutions and advice since 2006, The Simple Dollar is back with our annual awards for 2021. Here are our top picks for the best finance apps for the new year.  Best Banking App: Revolut Learn more Revolut does everything you’d expect of a banking app: you can set monthly budgets, categorize your […]

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Will the next stimulus check pay your mortgage or rent for the month? It depends on where you live, and how much more is disbursed this year.  Quick Facts The second round of stimulus was approved at the end of 2020, which sent $600 to most Americans. Housing is by far the average American household’s […]

The post How Much Housing Does a $600 or $1,400 Stimulus Pay For in Major U.S. Cities? appeared first on The Simple Dollar.

In 2020, at least 30 million Americans received unemployment benefits during the past year, with many of those recipients receiving benefits for the first time. As tax season approaches, many of those Americans are facing the prospect of filing their income taxes, which will include their received unemployment benefits. Knowing how to do this correctly […]

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Freelancing is an art. Balancing the sometimes irregular income and shouldering all the expenses of a business takes a lot of extra work. Unfortunately, the pandemic has thrown an already varying income stream into chaos for the approximately 57 million Americans that freelance. That’s 35% percent of the workforce. Before the pandemic, 56% of full-time […]

The post Need More in Savings? This App for Freelance Banking Can Help. appeared first on The Simple Dollar.

One-third of renters live with dogs, which shows how many of us love our four-legged friends. It also means renters insurance to cover dog bites is important to consider when you’re a dog owner and renting. And while your sweet little pup may not have any known history of biting, you never know how your […]

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While walking the dog last weekend, Kim noted that I've been getting a lot of packages in the mail lately. “What's up with that?” she asked.

I sighed.

“Remember how we shared that bottle of champagne on New Year's Eve?” I said. “Well, that got me buzzed enough that I sat down at my computer and ordered a bunch of used books. Mystery novels and manga. So, those are starting to filter in.” That's right. I got drunk on New Year's Eve (because I no longer drink regularly, I've become a lightweight) and ordered old John le Carré paperbacks and Lone Wolf and Cub compilations from ABE Books. I lead an exciting life, my friends.

“Don't you have enough books?” Kim asked.

When you’re buying a home, there are tons of steps you have to complete. One of the more important ones is making your down payment and closing on your home, which occurs when you’re in the final stretch of the homebuying process. This step in the homebuying process is one of the most — if […]

The post Mortgage Escrow Fraud: What Homebuyers Need to Know appeared first on The Simple Dollar.

Investing is all about balancing risk and reward. Many investments that offer potentially great rewards, such as stocks, come with tremendous risk, particularly in the short term. The risk of losing 40% of your investment value — as what happened after the 2008 crash — in a single year is enough to make many people […]

The post How to Use TreasuryDirect for Low-Risk Investing appeared first on The Simple Dollar.

We found that the best emergency loan for rebuilding your finances is Lendup, which we talk about in more detail in this post. We also talk about best mid-size bad credit loans (BadCreditLoans.com) and best large bad credit loans (PersonalLoans.com). In this article about emergency loans when you are unemployed, we answer questions like whether […]

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