Money Tips Network
What Is Renters Insurance?
Learning everything from what renters insurance covers to how to get renters insurance is key to securing your possessions and lowering the risks of loss.
The post What Is Renters Insurance? appeared first on The Simple Dollar.
Should I Make Principal-Only Payments on My Personal Loan?
Let’s cut to the chase: making extra payments each month on a personal loan can dramatically lower the amount of interest you pay over time. The main reason for this is because interest is based on principal — a lower principal amount means less interest, and you save money. For this reason, principal-only payments should […]
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DACA Recipients Can Now Apply for FHA Mortgages
It’s official. DACA recipients who legally work in the U.S. can now apply for mortgages backed by the FHA. The Department of Housing and Urban Development put an end to years of confusion and controversy surrounding Dreamers’ eligibility for FHA-backed mortgages. Making Wednesday is the first day since the formation of the DACA program that […]
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Zippyloan Personal Loan Review
If you’ve struggled to find the right personal loan, Zippyloan might be able to help. Zippyloan provides an online marketplace where borrowers can find a loan based on their financial situation. Be aware that some Zippyloan offers come in the form of personal loans, with short terms and high interest rates. That being said, this […]
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A Woman’s Guide to Negotiating a Pay Raise
As most Americans struggle to hold onto their jobs, the challenge is exacerbated even more for women wanting to climb the professional ladder or ask for a raise. Over 2 million working women left the workforce at the start of the pandemic to fulfill childcare and other obligations, based on a Department of Labor May […]
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What Credit Score Do You Need For a Personal Loan?
If your credit score needs work and you need to borrow money, you might be wondering about the minimum credit score for personal loans. While there isn’t a common minimum personal loan credit score used across the industry, personal loan lenders will check your credit, and your credit score will impact your APR. Your credit […]
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The Best Personal Lines of Credit of 2021
A personal line of credit allows you to pull out funds when needed, up to your credit limit, which is different from a personal loan, which you borrow and pay back once.
The post The Best Personal Lines of Credit of 2021 appeared first on The Simple Dollar.
Inflation Affects Your Retirement Savings — Here’s How
One factor that many people overlook when calculating their retirement number is the impact of inflation. In simplest terms, inflation means that the price of everything goes up over time, on average. The cost of housing, groceries, energy, gas, insurance and more all increase over time because of inflation. Over time, those cost increases start […]
The post Inflation Affects Your Retirement Savings — Here’s How appeared first on The Simple Dollar.
The Best Finance Resources of 2021
Delivering personal finance solutions and advice since 2006, The Simple Dollar is back with our annual awards for 2021. Here are our top picks for the best finance resources for the new year. Best Personal Finance Blog: One Big Happy Family Learn more With over 130,000 subscribers in their Youtube channel, One Big Happy Family […]
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Best Personal Loans for Fair Credit
All’s fair in love and credit? Not quite. For borrowers with fair credit — FICO Scores of 580 to 699 and VantageScores of 601 to 660 — finding a personal loan is often challenging. Many mainstream lenders prioritize borrowers with good or excellent credit, making it difficult (if not impossible) for fair-credit borrowers to find […]
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Here’s What Happens To Your Stock if a Company Goes Bankrupt
Stocks are one of the most popular types of investment. Trillions of dollars are invested annually in the stock market as people chase the fortunes of individual companies and ride the rise of entire industries. Now more than ever, the tools for investing in stocks are available to everyone via online stock brokers and trading […]
The post Here’s What Happens To Your Stock if a Company Goes Bankrupt appeared first on The Simple Dollar.
How to calculate loan payments
Whether you’re taking out a mortgage, securing a personal loan or buying a new car, it’s important to know what your loan payments will look like so you can budget accordingly. Learning how to calculate your loan payments ahead of time can help you reduce the number of hard inquiries to your credit report so […]
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The Best Finance Apps of 2021
Delivering personal finance solutions and advice since 2006, The Simple Dollar is back with our annual awards for 2021. Here are our top picks for the best finance apps for the new year. Best Banking App: Revolut Learn more Revolut does everything you’d expect of a banking app: you can set monthly budgets, categorize your […]
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We Answer Your 3 Crucial Questions About Emergency Funds
Emergency funds are an incredibly useful financial tool. They’re simply pools of money set aside for you when you find yourself in a financial pinch, and emergency funds are easy to start. As with any financial tool, there are specific practices that are worth considering. How big should they be? Where should I save the […]
The post We Answer Your 3 Crucial Questions About Emergency Funds appeared first on The Simple Dollar.
How Much Housing Does a $600 or $1,400 Stimulus Pay For in Major U.S. Cities?
Will the next stimulus check pay your mortgage or rent for the month? It depends on where you live, and how much more is disbursed this year. Quick Facts The second round of stimulus was approved at the end of 2020, which sent $600 to most Americans. Housing is by far the average American household’s […]
The post How Much Housing Does a $600 or $1,400 Stimulus Pay For in Major U.S. Cities? appeared first on The Simple Dollar.
The Best Cost-Effective Services of 2021
Delivering personal finance solutions and advice since 2006, The Simple Dollar is back with our annual awards for 2021. Here are our top picks for the most affordable and cost-effective service options for the new year. Best Cell Phone Plan: Republic Wireless Learn more Republic Wireless is backed by Sprint and T-Mobile, giving it 99% […]
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How to File Your Taxes If You Received Unemployment Benefits in 2020
In 2020, at least 30 million Americans received unemployment benefits during the past year, with many of those recipients receiving benefits for the first time. As tax season approaches, many of those Americans are facing the prospect of filing their income taxes, which will include their received unemployment benefits. Knowing how to do this correctly […]
The post How to File Your Taxes If You Received Unemployment Benefits in 2020 appeared first on The Simple Dollar.
$25 Billion in Rental Assistance Is on the Way. Here’s How to Apply.
The latest defense against the looming eviction crisis is $25 billion in rental assistance from the late December stimulus package. But experts say the relief isn’t enough to consider the problem solved. “The remaining rental debts could still lead to a mass eviction crisis and irreparable damage to tenants’ credit and rental histories. Congress must […]
The post $25 Billion in Rental Assistance Is on the Way. Here’s How to Apply. appeared first on The Simple Dollar.
Need More in Savings? This App for Freelance Banking Can Help.
Freelancing is an art. Balancing the sometimes irregular income and shouldering all the expenses of a business takes a lot of extra work. Unfortunately, the pandemic has thrown an already varying income stream into chaos for the approximately 57 million Americans that freelance. That’s 35% percent of the workforce. Before the pandemic, 56% of full-time […]
The post Need More in Savings? This App for Freelance Banking Can Help. appeared first on The Simple Dollar.
Online or In-Person Loans: What’s Better?
The growth in the online personal loans industry has made it easier than ever to apply for a loan online. Gone are the days where you had to make an appearance at a physical branch in order to get a loan, since you can now submit all relevant documentation by applying for a loan online. […]
The post Online or In-Person Loans: What’s Better? appeared first on The Simple Dollar.
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