Money Tips Network
Does Renters Insurance Cover Dog Bites?
One-third of renters live with dogs, which shows how many of us love our four-legged friends. It also means renters insurance to cover dog bites is important to consider when you’re a dog owner and renting. And while your sweet little pup may not have any known history of biting, you never know how your […]
The post Does Renters Insurance Cover Dog Bites? appeared first on The Simple Dollar.
Tips for Financing Investment Properties
Purchasing an investment property can be an exciting milestone for a would-be landlord or entrepreneur. The financing for investment properties, on the other hand, isn’t nearly as exciting. It can be a trouble spot, though. Investment property loans aren’t as easy to get as conventional home purchase financing. If you don’t have the cash to […]
The post Tips for Financing Investment Properties appeared first on The Simple Dollar.
A year-long spending moratorium
While walking the dog last weekend, Kim noted that I've been getting a lot of packages in the mail lately. “What's up with that?” she asked.
I sighed.
“Remember how we shared that bottle of champagne on New Year's Eve?” I said. “Well, that got me buzzed enough that I sat down at my computer and ordered a bunch of used books. Mystery novels and manga. So, those are starting to filter in.” That's right. I got drunk on New Year's Eve (because I no longer drink regularly, I've become a lightweight) and ordered old John le Carré paperbacks and Lone Wolf and Cub compilations from ABE Books. I lead an exciting life, my friends.
“Don't you have enough books?” Kim asked.
The Best Car Insurance Companies of 2021
Ease of filing claims, customer service, discounts for such habits as being a good driver or student — these are some of the criteria we look at when choosing the best auto insurance companies on our radar. The standout was Amica Mutual Group, with its perfect SimpleScore of 5 out of 5, but the others […]
The post The Best Car Insurance Companies of 2021 appeared first on The Simple Dollar.
Mortgage Escrow Fraud: What Homebuyers Need to Know
When you’re buying a home, there are tons of steps you have to complete. One of the more important ones is making your down payment and closing on your home, which occurs when you’re in the final stretch of the homebuying process. This step in the homebuying process is one of the most — if […]
The post Mortgage Escrow Fraud: What Homebuyers Need to Know appeared first on The Simple Dollar.
Biden Proposes a $1.9 Trillion Rescue Package. Here’s What You Could Get.
As part of his efforts to set an agenda in motion when he takes office, President-elect Joe R. Biden outlined a $1.9 trillion relief package to combat the Covid-19 pandemic and the current economic dive. Some of the most notable points Biden addressed last night include expanded jobless benefits, rental assistance and a paid sick […]
The post Biden Proposes a $1.9 Trillion Rescue Package. Here’s What You Could Get. appeared first on The Simple Dollar.
How to Use TreasuryDirect for Low-Risk Investing
Investing is all about balancing risk and reward. Many investments that offer potentially great rewards, such as stocks, come with tremendous risk, particularly in the short term. The risk of losing 40% of your investment value — as what happened after the 2008 crash — in a single year is enough to make many people […]
The post How to Use TreasuryDirect for Low-Risk Investing appeared first on The Simple Dollar.
What’s the Average Monthly Mortgage Payment in the U.S.?
If you think that this is the year to purchase that new home, chances are you’re wondering whether that mortgage payment will fit into your budget. Many factors go into determining what your payment will look like at the end of the day, including the cost of the home, your interest rate, local taxes, and […]
The post What’s the Average Monthly Mortgage Payment in the U.S.? appeared first on The Simple Dollar.
Emergency Loans for the Unemployed
We found that the best emergency loan for rebuilding your finances is Lendup, which we talk about in more detail in this post. We also talk about best mid-size bad credit loans (BadCreditLoans.com) and best large bad credit loans (PersonalLoans.com). In this article about emergency loans when you are unemployed, we answer questions like whether […]
The post Emergency Loans for the Unemployed appeared first on The Simple Dollar.
How to Pay for Elderly Care During COVID-19
The challenges that older Americans face during COVID-19 are multi-dimensional. Of course, it starts with the direct concern of COVID-19 itself. As the CDC states in its COVID-19 guidance for older adults, “[o]lder adults and people of any age who have serious underlying medical conditions like heart or lung disease or diabetes are at higher […]
The post How to Pay for Elderly Care During COVID-19 appeared first on The Simple Dollar.
Best Refinance Rates for May 2021
You want to know which refinance rates are best, so we’ll get right to it. The best refinance rates for minimal fees is from Third Federal, which we talk about in more detail below. We also look at the best refinance rates for fast refinancing (Rocket Mortgage) and the best refinancing rates for a 15-year […]
The post Best Refinance Rates for May 2021 appeared first on The Simple Dollar.
Here’s Why Millennials Are Rushing to Refinance Their Homes
The latest data from the Ellie Mae Millennial Tracker revealed that mortgage refinances accounted for 45% of all millennial loans for November. That’s a 14% increase year over year for November and a 3% bump from October alone. Ellie Mae divides millennials into two subgroups — older millennials (30-40 years old) and younger millennials (21-29 […]
The post Here’s Why Millennials Are Rushing to Refinance Their Homes appeared first on The Simple Dollar.
Emergency Loans: What They are and How to Get One
An emergency loan can be used to pay for expenses that must be covered immediately, with no time to save for them. An emergency loan can be taken out to pay for things such as medical expenses, car repairs or the cost of living in another residence while your home is being repaired or renovated […]
The post Emergency Loans: What They are and How to Get One appeared first on The Simple Dollar.
70% of Working Americans Need a Pay Increase This Year
Annual salary increases in 2021 are more vital than ever after a year of volatile economy and job market changes. A new The Simple Dollar survey found that 70% of employed U.S. adults say a pay increase would be important for their household’s financial wellbeing. Despite this, about 40% of respondents are not expecting a […]
The post 70% of Working Americans Need a Pay Increase This Year appeared first on The Simple Dollar.
Does Renters Insurance Cover Your Car?
Auto and renters insurance may seem as if they overlap a bit, but when you compare the two different types of policies, the differences start to stand out. Car and renters insurance actually work hand-in-hand, with each providing unique coverage for your car and belongings. Auto insurance covers any damage that occurs to your car […]
The post Does Renters Insurance Cover Your Car? appeared first on The Simple Dollar.
What Is a Blanket Mortgage?
Ready to buy a home but are confused on some of the mortgage terms? The language used to describe this process can be tricky to decipher, especially when it comes to mortgage terminology. One term that you won’t hear as often as some of the others is blanket mortgage. A blanket mortgage may seem complicated, […]
The post What Is a Blanket Mortgage? appeared first on The Simple Dollar.
What Is Mortgage Escrow?
When it comes to the home buying process, most first-time homebuyers are surprised to learn that their mortgage payment includes more than principal and interest on their home loan. They also have to pay a certain amount of funds into a mortgage account every month. These accounts are called escrow accounts, and they’re used to […]
The post What Is Mortgage Escrow? appeared first on The Simple Dollar.
Will There Be a Buyer’s Housing Market in 2021?
It’s common sense. A person buying a new home wants the price to be as low as possible. A person selling a house wants the price to be as high as possible. Where they meet in the middle is when a house sale happens. Sometimes, though, things favor the buyers, and other times, things favor […]
The post Will There Be a Buyer’s Housing Market in 2021? appeared first on The Simple Dollar.
How to Choose the Best Personal Loan for You
Figuring out how to choose the best personal loan to fit your needs and goals is a process. Each lender has different criteria for an individual’s creditworthiness, so it’s important to do your research to find a lender that’s the best fit for your unique situation. Interest rates and fees vary widely from company to […]
The post How to Choose the Best Personal Loan for You appeared first on The Simple Dollar.
Small Businesses Can Now Apply for the Third Round of PPP Loans
The latest government stimulus package, the Consolidated Appropriations Act, 2021, passed at the end of December, includes a third round of Paycheck Protection Program (PPP) that will be available this week. One significant update is that this round of PPP will allow businesses who have previously received a PPP loan to apply again for a […]
The post Small Businesses Can Now Apply for the Third Round of PPP Loans appeared first on The Simple Dollar.
Facebook
Become a fan
Twitter
Follow us
RSS
Subscribe