Articles on Personal Finance

Best Money Tips: Books Galore

Welcome to Wise Bread's Best Money Tips roundup. A bunch of personal finance books being released in the coming weeks. This edition will share how you can haggle with your docto

On Choosing and Defending Your Luxuries

How do you defend your luxuries? Easy: You defend them to yourself, not to some other guy.

6 C's to Keep You Frugal While Shopping

When you prepare to go on a shopping trip, there are 6 things that you should equip yourself with before heading out.

Need cheap or free construction materials? Go to a demolished housing development.

Amidst the financial crisis, many home builders around the country have run out of financing. Last week a bank decided to completely level 16 completed and partially built homes i

Five quick and simple scams that could happen to you today

A US version of the UK show The Real Hustle has been trying out some very simple but effective cons on the American public, and they’re getting away with some serious money. Watch,

Everything You Need to Know About Personal Finance on One Page

Trent Hamm of The Simple Dollar has published a short ebook he's giving away for free. It's audaciously titled "Everything You Ever Really Needed to Know About Personal Finance On

Do Americans really want to "Go Dutch"?

I just read a very interesting article by an American expat named Russell Shorto in the Netherlands titled "Going Dutch - How I Learned to Love the European Welfare State". The

7 Free and Low Cost Ways To Protect Your Credit

Many people have fallen victim to identity theft and credit fraud such that it's become essential for us to keep an eye on our credit. Most of the time, a fraud victim finds out a

Another path to recovery: higher incomes

Preventing a collapse of the financial system is part of preventing a depression. However, the shorthand term for this--getting the banks able and willing to lend--is misleading.

Budgeting Hack: Gift Calendars

There is no quicker way to derail a decent budget than having to buy unexpected gifts. Learn how to make your own Gift Calendar so you can steer clear of the cash crunch, organize

Time Is Money: Budget Them Both Out

We hear it all the time: Time is Money. But do we really treat our time with the same respect we treat our money? If we really do believe that time is valuable shouldn't we be budg

Conspicuous Spending: Fading to Black

In the black community and many other communities there is a sense that material possession and flair denotes character, accomplishment and power. It's a poor dad mentality and a

Mortgage bailout redux: new incentives for modifying second mortgages in the Second Lien Program

The United States government launched the "Hope for Homeowners" program back in October, 2008, and so far only one loan has received final approval to refinance under this program.

The Ultimate Cheapskate, Jeff Yeager, Tonight on Blog Talk Radio!

Jeff’s humorous (and sometimes rough) way of sharing frugality has been popular among many of our readers. We’ve got the exclusive interview you won’t want to miss! Hear Jeff sha

5 Places to Check out Medical Care for the Uninsured

With job loss on the rise and many people who can not afford medical insurance on their own, yet don't qualify for state or federal assistance, there are many who will skip medical

Economic effects of pandemic flu in a recession

While health authorities worry about the human cost of pandemics, other policy-makers have tended to focus on the economic costs. Economic impact takes many forms--drops in produc

Should you skip a mortgage payment to get a bank's attention?

The Obama administration announced a foreclosure prevention and mortgage reduction program about two months ago, and as of April less than 1000 loans have been refinanced under th

Do You Live In One Of America’s Most Foreclosure-Ridden Towns?

I’ve seen several houses in my area go into foreclosure over the last 12 months. The economy and over-inflated housing prices, coupled with predatory lenders and some very bad deci

Can't Get A Bank Loan? 8 Other Ways To Finance Your Business

Starting a business can easily become a money pit. So for those of you thinking about launching a new venture, what financing options do you have? Well, there's the possibility

Thrive: Your Online Personal Financial Planner

So you figure it’s time to proverbially grow up and get financially wise. But you don’t know where to start: you didn’t learn much in school or from your parents, the folks at the