Articles on Personal Finance

Are You Being Ripped off at the Gas Station?

Is the amount of gas you are pumping - and paying for - really the amount of gas that ends up in your tank? Here's a quick and easy test to make sure you are getting your money's w

Recalled Robes, Cribs, and Hooded Sweatshirts: Top Safety Concerns You Should Know About

This isn’t the first time I’ve written about recalls. Sadly, they seem to pop up every day – either an indication of our products getting junkier, or a sign that the government is

Oh noes! Inflation!

The Wall Street Journal has an opinion piece by Arthur Laffer that shows a scary graph of the monetary base, which has surged enormously in the past year. He suggests that this is

Don't let low interest rates make you stupid

When I went off to college in 1977, inflation was high and rising, but the maximum interest rate you could earn on a savings account was capped by the government at a fraction over

5 Strategies To Wipe Out Your Credit Card Balance

I have a couple of friends who live by their credit cards.  Unfortunately, they both have lower income jobs and live in survival mode, while continuing to participate in one financially detrimental pastime -- which is to shop without remorse.&nb [more]

$8000 housing tax credit can now be turned into cash at closing according to FHA

As part of the Obama stimulus plan passed in January, first time home buyers in 2009 are entitled to a tax credit of up to $8000 that they do not have to repay. This tax credit was

Should you try to reduce your rent?

Lately it seems that rent prices have been dropping in many areas of the country. Here in San Mateo some residential apartments are dropping prices as much as 20%. This seemed a

How to Save Gas, $30,000 and Your Pride

Learning to drive a car with a manual transmission might not only save you some major embarrassment in life, but it can also save you gas and some serious money.

64 Funny, Inspiring and Stupid Money Quotes From Famous People

We've collected quotes from presidents, movie stars, philosophers, athletes, and even Paris Hilton on everybody's favorite topic: Money.

Simplify budgeting with personal money

Many couples keep their finances partially (or even completely) separate. One big reason is that spending joint money on individual expenses can lead to disputes, and keeping sepa

Borrowers, lenders, and others--beware trusting the government

Having a prosperous country (as opposed to having merely a prosperous elite) depends fundamentally on the rule of law. The system can work adequately well with various sets of rule

Is Getting Life Insurance for your Children Prudent or Prudish?

At some point in your parenting adventure, you may be introduced to the concept of getting life insurance for your children. There are a number of reasons why you might want to ins

Are You Doing Bad Things with Your Money?

Today my middle son hit my youngest son in the face with a Ziploc bag full of pennies. It was premeditated, and as I burst into the dining room to sort it all out, I found myself

The Disaster Known as the California State Budget

Live in California? Fed up with the budget crisis? If you could whisper a suggestion in your state reps ear or our illustrious governor, what would you suggest?

Forget Saving...25 Places to Look for Spare Change

Don't keep ignoring those pennies you find on the floor, in the drawer, in the parking lot. If only you'd gather all the loose change up from just around your house, you could prob

Survive The Bear Market: 10 Steps To Ride The Downturn

The stock market has experienced an unbelievable slump from a high of around 14,000 in the Dow Jones index sometime in 2007 all the way down to 8,000 last I checked. So as an inves

New Credit Card Legislation Buzz: An Interview with Wall Street Journal’s Mary Pilon

The AP just announced that new credit card rules have passed legislation and are headed to President Obama for final approval. Much speculation can be made on how this new set of

How will the new credit card rules affect consumers?

Today a new bill was passed by the U.S. Senate with the intent of restricting abusive practices in the credit card industry. A House bill was passed on May 12th and will be reconc

Down-To-Earth Financial Advice From A Mountain-Climbing Adviser

I just finished reading The New Coffeehouse Investor by financial adviser Bill Schultheis. He's an index-fund investor and discusses his rationale for investing in non-managed fund

Carnival of Personal Finance #205: Pay it Forward Edition

Wikipedia tells us that the expression "pay it forward" is used to describe the concept of asking that a good turn be repaid by having it done to others instead. More specifically,